Buy Cheap Delta, CO Auto Insurance (2021)

Delta, CO auto insurance rates average $286 a month. Minimum auto insurance requirements in Delta, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Delta, CO, compare Delta auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Delta is Allstate
  • Average auto insurance rates in Delta, CO for teens drivers are $6,608/year
  • Average auto insurance rates in Delta, CO are $286/month

Finding affordable Delta, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Delta, CO auto insurance with confidence is right here. Auto insurance rates in Delta are affected by local factors as well as personal ones like your driving record.

See how Delta, CO car insurance rates compare to Greeley auto insurance rates, Denver auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Delta.

Don’t buy Delta, CO auto insurance until you’ve compared rates. Get free Delta, Colorado auto insurance quotes when you enter your ZIP code above.

Delta, CO Minimum Auto Insurance Requirements

The required auto insurance in Delta, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Delta, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Delta, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Delta, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Delta, CO. Take a look at Delta, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Delta, Colorado

Insurance Company Poor Fair Good
Allstate $7,339 $5,649 $4,269
American Family $4,499 $3,210 $2,691
Farmers $5,401 $4,335 $4,115
GEICO $2,524 $2,107 $1,691
Liberty Mutual $3,572 $2,173 $1,739
Nationwide $3,706 $2,939 $2,563
Progressive $4,221 $3,593 $3,295
State Farm $3,550 $2,284 $1,843
USAA $4,679 $2,660 $2,129

Buy Cheap Delta, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Delta, Colorado auto insurance rates? Find out how car insurance rates in Delta, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delta, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,544 $3,315 $3,165 $3,203 $12,136 $12,737 $3,936 $3,983
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,765 $2,725 $2,520 $2,742 $10,140 $10,051 $3,002 $2,988
GEICO $1,334 $1,459 $1,410 $1,590 $4,172 $4,424 $1,224 $1,248
Liberty Mutual $1,725 $1,714 $1,456 $1,594 $4,752 $5,184 $1,745 $1,784
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,310 $2,167 $1,987 $1,988 $7,556 $8,458 $2,610 $2,547
State Farm $1,611 $1,611 $1,446 $1,446 $4,601 $5,820 $1,801 $2,136
USAA $2,124 $2,131 $2,017 $2,032 $5,229 $6,000 $2,732 $2,984

Buy Cheap Delta, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Delta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Delta, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Delta, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,136 $12,737
American Family $5,736 $7,705
Farmers $10,140 $10,051
GEICO $4,172 $4,424
Liberty Mutual $4,752 $5,184
Nationwide $5,148 $6,579
Progressive $7,556 $8,458
State Farm $4,601 $5,820
USAA $5,229 $6,000

Buy Cheap Delta, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Delta, Colorado by comparing Delta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Delta, CO here.

Annual Auto Insurance Rates for Senior Drivers in Delta, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,165 $3,203
American Family $2,141 $2,141
Farmers $2,520 $2,742
GEICO $1,410 $1,590
Liberty Mutual $1,456 $1,594
Nationwide $1,839 $1,943
Progressive $1,987 $1,988
State Farm $1,446 $1,446
USAA $2,017 $2,032

Find Cheap Auto Insurance Rates in Delta, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Delta, Colorado auto insurance. Compare Delta, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delta, Colorado

Insurance Company Low Medium High
Allstate $5,514 $5,737 $6,007
American Family $3,297 $3,539 $3,565
Farmers $4,003 $4,548 $5,299
GEICO $1,921 $2,076 $2,326
Liberty Mutual $2,375 $2,487 $2,622
Nationwide $3,080 $3,067 $3,061
Progressive $3,471 $3,712 $3,926
State Farm $2,394 $2,559 $2,724
USAA $3,024 $3,155 $3,288

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Find Cheap Delta, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Delta. Compare auto insurance rates in Delta, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Delta, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $3,393 $3,541
Farmers $4,617 $4,617
GEICO $2,066 $2,149
Liberty Mutual $2,494 $2,494
Nationwide $3,069 $3,069
Progressive $3,703 $3,703
State Farm $2,497 $2,621
USAA $3,067 $3,245

Find Cheap Delta, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Delta, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Delta, CO, take a look at the average cost for various violations versus rates for a clean driving record in Delta.

Annual Delta, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,904 $5,631 $6,915 $5,561
American Family $2,562 $3,647 $4,754 $2,905
Farmers $3,896 $5,015 $4,954 $4,602
GEICO $1,494 $2,313 $2,687 $1,936
Liberty Mutual $2,175 $2,553 $2,670 $2,579
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,222 $4,433 $3,399 $3,758
State Farm $2,356 $2,762 $2,559 $2,559
USAA $2,313 $2,809 $4,894 $2,607

Find Cheap Delta, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Delta, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Delta for less when you shop around and compare rates from multiple Delta, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Delta, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,915
American Family $4,754
Farmers $4,954
GEICO $2,687
Liberty Mutual $2,670
Nationwide $4,083
Progressive $3,399
State Farm $2,559
USAA $4,894

Winners by Category: Where to Buy Cheap Auto Insurance in Delta, CO

Compare rates from the cheapest auto insurance companies in Delta, CO for your needs. Take a look at how Delta, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Delta, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Delta, Colorado Auto Insurance Companies

If you’re looking for the cheapest Delta, CO auto insurance companies overall, you can compare them here. Find the best price for Delta, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Delta, Colorado

Insurance Company Average Annual Rates
Allstate $5,753
American Family $3,467
Farmers $4,617
GEICO $2,107
Liberty Mutual $2,494
Nationwide $3,069
Progressive $3,703
State Farm $2,559
USAA $3,156

What affects Delta, Colorado auto insurance rates?

Local factors affect auto insurance rates in Delta, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Delta auto insurance rates.

Commute Times in Delta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Delta, CO is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Delta, CO

You can buy cheap Delta, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Delta, Colorado auto insurance quotes from top companies.

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