Buy Cheap Delta, AL Auto Insurance (2021)

Delta, AL auto insurance rates average $294 a month. Minimum auto insurance requirements in Delta, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Delta, AL, compare Delta auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Delta is Liberty Mutual
  • The most expensive auto insurance company in Delta after a DUI is Liberty Mutual
  • Average auto insurance rates in Delta, AL after a DUI are $4,036/year

Finding affordable Delta, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Delta, AL auto insurance with confidence is right here. Auto insurance rates in Delta are affected by local factors as well as personal ones like your driving record.

See how Delta, AL car insurance rates compare to Birmingham auto insurance rates, Montgomery auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Delta.

Don’t buy Delta, AL auto insurance until you’ve compared rates. Get free Delta, Alabama auto insurance quotes when you enter your ZIP code above.

Delta, AL Minimum Auto Insurance Requirements

The required auto insurance in Delta, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Delta, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Delta, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Delta, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Delta, AL. Take a look at Delta, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Delta, Alabama

Insurance Company Poor Fair Good
Allstate $3,729 $2,926 $2,393
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,502 $3,856 $3,601
State Farm $7,263 $3,676 $2,497
Travelers $4,135 $3,582 $3,648
USAA $2,842 $1,846 $1,648

Buy Cheap Delta, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Delta, Alabama auto insurance rates? Find out how car insurance rates in Delta, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delta, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,830 $1,747 $1,655 $1,687 $6,296 $6,763 $2,052 $2,098
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,163 $2,032 $1,772 $1,891 $8,876 $9,911 $2,537 $2,708
State Farm $2,753 $2,753 $2,486 $2,486 $8,283 $10,373 $3,109 $3,588
Travelers $1,564 $1,590 $1,460 $1,456 $8,202 $12,838 $1,482 $1,718
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

Buy Cheap Delta, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Delta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Delta, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Delta, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,296 $6,763
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,876 $9,911
State Farm $8,283 $10,373
Travelers $8,202 $12,838
USAA $3,883 $4,311

Buy Cheap Delta, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Delta, Alabama by comparing Delta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Delta, AL here.

Annual Auto Insurance Rates for Senior Drivers in Delta, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,687
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,772 $1,891
State Farm $2,486 $2,486
Travelers $1,460 $1,456
USAA $1,233 $1,215

Find Cheap Auto Insurance Rates in Delta, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Delta, Alabama auto insurance. Compare Delta, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delta, Alabama

Insurance Company Low Medium High
Allstate $2,912 $3,012 $3,124
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,602 $3,966 $4,391
State Farm $4,242 $4,473 $4,721
Travelers $3,623 $3,864 $3,879
USAA $2,037 $2,101 $2,198

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Find Cheap Delta, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Delta. Compare auto insurance rates in Delta, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Delta, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,016 $3,016
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,986 $3,986
State Farm $4,371 $4,586
Travelers $3,789 $3,789
USAA $2,015 $2,209

Find Cheap Delta, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Delta, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Delta, AL, take a look at the average cost for various violations versus rates for a clean driving record in Delta.

Annual Delta, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,571 $3,024 $3,571 $2,898
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,606 $4,528 $3,856 $3,955
State Farm $4,046 $5,008 $4,431 $4,431
Travelers $3,155 $3,313 $4,837 $3,849
USAA $1,625 $2,034 $3,030 $1,759

Find Cheap Delta, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Delta, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Delta for less when you shop around and compare rates from multiple Delta, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Delta, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,571
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,856
State Farm $4,431
Travelers $4,837
USAA $3,030

Winners by Category: Where to Buy Cheap Auto Insurance in Delta, AL

Compare rates from the cheapest auto insurance companies in Delta, AL for your needs. Take a look at how Delta, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Delta, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Delta, Alabama Auto Insurance Companies

If you’re looking for the cheapest Delta, AL auto insurance companies overall, you can compare them here. Find the best price for Delta, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Delta, Alabama

Insurance Company Average Annual Rates
Allstate $3,016
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,986
State Farm $4,479
Travelers $3,789
USAA $2,112

What affects Delta, Alabama auto insurance rates?

Local factors affect auto insurance rates in Delta, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Delta auto insurance rates.

Commute Times in Delta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Delta, AL is 47.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Delta, AL

You can buy cheap Delta, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Delta, Alabama auto insurance quotes from top companies.

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