Buy Cheap Delaware, IA Auto Insurance (2021)

Delaware, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Delaware, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Delaware, IA, compare Delaware auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Delaware, IA are $247/month
  • Average auto insurance rates in Delaware, IA after a DUI are $3,581/year
  • Average auto insurance rates in Delaware, IA for teens drivers are $5,619/year

Finding affordable Delaware, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Delaware, IA auto insurance with confidence is right here. Auto insurance rates in Delaware are affected by local factors as well as personal ones like your driving record.

See how Delaware, IA car insurance rates compare to Ankeny auto insurance rates, Davenport auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Delaware.

Don’t buy Delaware, IA auto insurance until you’ve compared rates. Get free Delaware, Iowa auto insurance quotes when you enter your ZIP code above.

Delaware, IA Minimum Auto Insurance Requirements

The required auto insurance in Delaware, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Delaware, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Delaware, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Delaware, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Delaware, IA. Take a look at Delaware, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Delaware, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $3,004 $2,421 $2,191
State Farm $3,182 $1,968 $1,552
Travelers $6,221 $5,307 $5,055
USAA $2,445 $1,677 $1,452

Buy Cheap Delaware, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Delaware, Iowa auto insurance rates? Find out how car insurance rates in Delaware, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Delaware, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,796 $1,735 $1,482 $1,533 $4,346 $4,911 $2,165 $2,344
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,514 $2,567 $2,435 $2,443 $11,023 $17,517 $2,615 $3,106
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Delaware, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Delaware can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Delaware, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Delaware, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,346 $4,911
State Farm $3,928 $4,983
Travelers $11,023 $17,517
USAA $3,352 $3,562

Buy Cheap Delaware, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Delaware, Iowa by comparing Delaware senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Delaware, IA here.

Annual Auto Insurance Rates for Senior Drivers in Delaware, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,482 $1,533
State Farm $1,278 $1,278
Travelers $2,435 $2,443
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Delaware, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Delaware, Iowa auto insurance. Compare Delaware, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Delaware, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,406 $2,547 $2,664
State Farm $2,125 $2,247 $2,330
Travelers $5,226 $5,610 $5,748
USAA $1,768 $1,863 $1,942

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Find Cheap Delaware, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Delaware. Compare auto insurance rates in Delaware, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Delaware, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,539 $2,539
State Farm $2,180 $2,288
Travelers $5,528 $5,528
USAA $1,790 $1,925

Find Cheap Delaware, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Delaware, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Delaware, IA, take a look at the average cost for various violations versus rates for a clean driving record in Delaware.

Annual Delaware, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $2,043 $3,340 $2,214 $2,558
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $4,034 $5,372 $7,185 $5,520
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Delaware, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Delaware, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Delaware for less when you shop around and compare rates from multiple Delaware, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Delaware, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,214
State Farm $2,234
Travelers $7,185
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Delaware, IA

Compare rates from the cheapest auto insurance companies in Delaware, IA for your needs. Take a look at how Delaware, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Delaware, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Delaware, Iowa Auto Insurance Companies

If you’re looking for the cheapest Delaware, IA auto insurance companies overall, you can compare them here. Find the best price for Delaware, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Delaware, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,539
State Farm $2,234
Travelers $5,528
USAA $1,858

What affects Delaware, Iowa auto insurance rates?

Local factors affect auto insurance rates in Delaware, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Delaware auto insurance rates.

Commute Times in Delaware

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Delaware, IA is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Delaware, IA

You can buy cheap Delaware, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Delaware, Iowa auto insurance quotes from top companies.

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