Buy Cheap Del Mar, CA Auto Insurance (2021)

Del Mar, CA auto insurance rates average $282 a month. Minimum auto insurance requirements in Del Mar, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Del Mar, CA, compare Del Mar auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Del Mar is Nationwide
  • The most expensive auto insurance company in Del Mar after a DUI is Nationwide
  • Average auto insurance rates in Del Mar, CA after a DUI are $4,753/year

Finding affordable Del Mar, California auto insurance can be challenging, but everything you need to know to buy cheap Del Mar, CA auto insurance with confidence is right here. Auto insurance rates in Del Mar are affected by local factors as well as personal ones like your driving record.

See how Del Mar, CA car insurance rates compare to Los Angeles auto insurance rates, San Jose auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Del Mar.

Don’t buy Del Mar, CA auto insurance until you’ve compared rates. Get free Del Mar, California auto insurance quotes when you enter your ZIP code above.

Del Mar, CA Minimum Auto Insurance Requirements

The required auto insurance in Del Mar, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Del Mar, California is outlined here.

Minimum Required Auto Insurance Coverage in Del Mar, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Del Mar, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Del Mar, California auto insurance rates? Find out how car insurance rates in Del Mar, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Del Mar, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,630 $1,927 $1,944 $7,376 $9,284 $3,365 $3,695
Farmers $2,343 $2,343 $2,117 $2,117 $7,456 $12,173 $2,775 $3,088
GEICO $1,643 $1,644 $1,546 $1,546 $4,999 $5,084 $2,360 $2,412
Liberty Mutual $2,016 $1,902 $1,885 $1,824 $4,361 $4,672 $2,262 $2,291
Nationwide $3,072 $2,931 $2,694 $2,537 $7,870 $8,674 $3,680 $3,630
Progressive $1,847 $1,901 $1,590 $1,881 $5,017 $6,032 $2,684 $2,887
State Farm $2,818 $2,818 $2,518 $2,518 $5,209 $6,470 $3,119 $3,215
Travelers $2,228 $2,152 $1,979 $1,960 $4,643 $5,247 $2,882 $2,816
USAA $1,975 $1,868 $1,929 $1,934 $4,524 $4,557 $2,743 $2,589

Buy Cheap Del Mar, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Del Mar can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Del Mar, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Del Mar, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,376 $9,284
Farmers $7,456 $12,173
GEICO $4,999 $5,084
Liberty Mutual $4,361 $4,672
Nationwide $7,870 $8,674
Progressive $5,017 $6,032
State Farm $5,209 $6,470
Travelers $4,643 $5,247
USAA $4,524 $4,557

Buy Cheap Del Mar, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Del Mar, California by comparing Del Mar senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Del Mar, CA here.

Annual Auto Insurance Rates for Senior Drivers in Del Mar, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,927 $1,944
Farmers $2,117 $2,117
GEICO $1,546 $1,546
Liberty Mutual $1,885 $1,824
Nationwide $2,694 $2,537
Progressive $1,590 $1,881
State Farm $2,518 $2,518
Travelers $1,979 $1,960
USAA $1,929 $1,934

Find Cheap Auto Insurance Rates in Del Mar, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Del Mar, California auto insurance. Compare Del Mar, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Del Mar, California

Insurance Company Low Medium High
Allstate $3,904 $4,140 $4,274
Farmers $3,990 $4,337 $4,577
GEICO $2,402 $2,685 $2,876
Liberty Mutual $2,458 $2,677 $2,820
Nationwide $3,944 $4,469 $4,746
Progressive $2,632 $3,077 $3,231
State Farm $3,208 $3,652 $3,897
Travelers $2,568 $3,079 $3,318
USAA $2,516 $2,817 $2,961

Find Cheap Del Mar, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Del Mar. Compare auto insurance rates in Del Mar, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Del Mar, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,708 $4,505
Farmers $3,902 $4,700
GEICO $2,411 $2,897
Liberty Mutual $2,436 $2,867
Nationwide $3,874 $4,898
Progressive $2,704 $3,255
State Farm $3,455 $3,717
Travelers $2,694 $3,283
USAA $2,549 $2,981

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Find Cheap Del Mar, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Del Mar, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Del Mar, CA, take a look at the average cost for various violations versus rates for a clean driving record in Del Mar.

Annual Del Mar, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,480 $4,166 $6,526 $3,252
Farmers $3,185 $4,332 $5,389 $4,299
GEICO $1,856 $2,866 $3,594 $2,302
Liberty Mutual $2,301 $3,082 $2,784 $2,439
Nationwide $3,063 $3,925 $6,632 $3,925
Progressive $1,943 $3,320 $3,857 $2,800
State Farm $2,560 $3,052 $5,760 $2,970
Travelers $1,998 $3,255 $3,759 $2,941
USAA $1,836 $2,738 $4,475 $2,012

Find Cheap Del Mar, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Del Mar, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Del Mar for less when you shop around and compare rates from multiple Del Mar, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Del Mar, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,526
Farmers $5,389
GEICO $3,594
Liberty Mutual $2,784
Nationwide $6,632
Progressive $3,857
State Farm $5,760
Travelers $3,759
USAA $4,475

Winners by Category: Where to Buy Cheap Auto Insurance in Del Mar, CA

Compare rates from the cheapest auto insurance companies in Del Mar, CA for your needs. Take a look at how Del Mar, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Del Mar, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Del Mar, California Auto Insurance Companies

If you’re looking for the cheapest Del Mar, CA auto insurance companies overall, you can compare them here. Find the best price for Del Mar, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Del Mar, California

Insurance Company Average Annual Rates
Allstate $4,106
Farmers $4,301
GEICO $2,654
Liberty Mutual $2,652
Nationwide $4,386
Progressive $2,980
State Farm $3,586
Travelers $2,988
USAA $2,765

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What affects Del Mar, California auto insurance rates?

Local factors affect auto insurance rates in Del Mar, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Del Mar auto insurance rates.

Auto Theft in Del Mar

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Del Mar, CA auto theft show a total of 14 vehicle thefts annually.

Commute Times in Del Mar

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Del Mar, CA is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Del Mar, CA

You can buy cheap Del Mar, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Del Mar, California auto insurance quotes from top companies.

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