Buy Cheap Defiance, OH Auto Insurance (2021)

Defiance, OH auto insurance rates average $210 a month. Minimum auto insurance requirements in Defiance, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Defiance, OH, compare Defiance auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Defiance, OH are $210/month
  • The most expensive auto insurance company in Defiance after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Defiance is Liberty Mutual

Finding affordable Defiance, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Defiance, OH auto insurance with confidence is right here. Auto insurance rates in Defiance are affected by local factors as well as personal ones like your driving record.

See how Defiance, OH car insurance rates compare to Parma auto insurance rates, Cincinnati auto insurance rates, and Cleveland auto insurance rates before you read more about the cost of auto insurance in Defiance.

Don’t buy Defiance, OH auto insurance until you’ve compared rates. Get free Defiance, Ohio auto insurance quotes when you enter your ZIP code above.

Defiance, OH Minimum Auto Insurance Requirements

The required auto insurance in Defiance, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Defiance, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Defiance, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Defiance, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Defiance, OH. Take a look at Defiance, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Defiance, Ohio

Insurance Company Poor Fair Good
Allstate $3,610 $2,632 $2,204
American Family $1,818 $1,248 $1,060
Farmers $3,518 $2,966 $2,824
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,761 $3,536 $2,775
Nationwide $3,431 $2,769 $2,341
Progressive $3,606 $3,117 $2,912
State Farm $2,894 $1,790 $1,411
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Defiance, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Defiance, Ohio auto insurance rates? Find out how car insurance rates in Defiance, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Defiance, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,893 $1,888 $1,706 $1,823 $5,172 $5,918 $1,992 $2,130
American Family $898 $934 $808 $816 $2,539 $2,762 $1,095 $1,153
Farmers $1,658 $1,651 $1,461 $1,539 $7,217 $7,482 $1,862 $1,952
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,883 $2,055 $1,450 $1,764 $9,795 $11,059 $2,002 $2,184
Nationwide $1,911 $1,921 $1,726 $1,740 $4,827 $6,223 $2,048 $2,381
Progressive $1,657 $1,561 $1,381 $1,426 $7,358 $8,286 $1,980 $2,047
State Farm $1,233 $1,233 $1,099 $1,099 $3,775 $4,745 $1,430 $1,638
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Defiance, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Defiance can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Defiance, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Defiance, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,172 $5,918
American Family $2,539 $2,762
Farmers $7,217 $7,482
GEICO $3,279 $3,053
Liberty Mutual $9,795 $11,059
Nationwide $4,827 $6,223
Progressive $7,358 $8,286
State Farm $3,775 $4,745
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Defiance, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Defiance, Ohio by comparing Defiance senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Defiance, OH here.

Annual Auto Insurance Rates for Senior Drivers in Defiance, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,823
American Family $808 $816
Farmers $1,461 $1,539
GEICO $1,153 $1,164
Liberty Mutual $1,450 $1,764
Nationwide $1,726 $1,740
Progressive $1,381 $1,426
State Farm $1,099 $1,099
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Defiance, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Defiance, Ohio auto insurance. Compare Defiance, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Defiance, Ohio

Insurance Company Low Medium High
Allstate $2,730 $2,810 $2,906
American Family $1,352 $1,385 $1,389
Farmers $2,954 $3,060 $3,295
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,864 $4,043 $4,165
Nationwide $3,140 $2,760 $2,641
Progressive $3,080 $3,183 $3,373
State Farm $1,937 $2,037 $2,121
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Defiance, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Defiance. Compare auto insurance rates in Defiance, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Defiance, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,815
American Family $1,359 $1,392
Farmers $3,103 $3,103
GEICO $1,669 $1,728
Liberty Mutual $4,024 $4,024
Nationwide $2,847 $2,847
Progressive $3,212 $3,212
State Farm $1,982 $2,081
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Defiance, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Defiance, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Defiance, OH, take a look at the average cost for various violations versus rates for a clean driving record in Defiance.

Annual Defiance, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,374 $2,862 $3,345 $2,679
American Family $1,319 $1,394 $1,394 $1,394
Farmers $2,556 $3,292 $3,210 $3,353
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,382 $4,339 $4,432 $3,943
Nationwide $2,285 $2,902 $3,677 $2,525
Progressive $2,770 $3,764 $2,951 $3,362
State Farm $1,855 $2,208 $2,032 $2,032
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Defiance, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Defiance, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Defiance for less when you shop around and compare rates from multiple Defiance, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Defiance, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,345
American Family $1,394
Farmers $3,210
GEICO $2,408
Liberty Mutual $4,432
Nationwide $3,677
Progressive $2,951
State Farm $2,032
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Defiance, OH

Compare rates from the cheapest auto insurance companies in Defiance, OH for your needs. Take a look at how Defiance, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Defiance, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Defiance, Ohio Auto Insurance Companies

If you’re looking for the cheapest Defiance, OH auto insurance companies overall, you can compare them here. Find the best price for Defiance, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Defiance, Ohio

Insurance Company Average Annual Rates
Allstate $2,815
American Family $1,375
Farmers $3,103
GEICO $1,699
Liberty Mutual $4,024
Nationwide $2,847
Progressive $3,212
State Farm $2,032
Travelers $2,726
USAA $1,380

What affects Defiance, Ohio auto insurance rates?

Local factors affect auto insurance rates in Defiance, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Defiance auto insurance rates.

Auto Theft in Defiance

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Defiance, OH auto theft show a total of 13 vehicle thefts annually.

Commute Times in Defiance

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Defiance, OH is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Defiance, OH

You can buy cheap Defiance, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Defiance, Ohio auto insurance quotes from top companies.

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