Buy Cheap Dedham, IA Auto Insurance (2021)

Dedham, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Dedham, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Dedham, IA, compare Dedham auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Dedham is Travelers
  • Average auto insurance rates in Dedham, IA are $239/month
  • Average auto insurance rates in Dedham, IA after a DUI are $3,449/year

Finding affordable Dedham, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Dedham, IA auto insurance with confidence is right here. Auto insurance rates in Dedham are affected by local factors as well as personal ones like your driving record.

See how Dedham, IA car insurance rates compare to Iowa City auto insurance rates, West Des Moines auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Dedham.

Don’t buy Dedham, IA auto insurance until you’ve compared rates. Get free Dedham, Iowa auto insurance quotes when you enter your ZIP code above.

Dedham, IA Minimum Auto Insurance Requirements

The required auto insurance in Dedham, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Dedham, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Dedham, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dedham, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dedham, IA. Take a look at Dedham, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dedham, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,904 $2,870 $2,412
Farmers $2,811 $2,336 $2,213
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,957 $2,317 $2,030
Progressive $2,712 $2,184 $1,974
State Farm $3,061 $1,894 $1,494
Travelers $5,256 $4,486 $4,274
USAA $2,406 $1,649 $1,427

Buy Cheap Dedham, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dedham, Iowa auto insurance rates? Find out how car insurance rates in Dedham, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dedham, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,511 $1,539 $1,350 $1,475 $4,605 $4,904 $2,048 $2,198
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,626 $1,570 $1,342 $1,390 $3,910 $4,416 $1,956 $2,111
State Farm $1,394 $1,394 $1,226 $1,226 $3,795 $4,809 $1,567 $1,787
Travelers $2,113 $2,156 $2,051 $2,058 $9,318 $14,896 $2,195 $2,591
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

Buy Cheap Dedham, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dedham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dedham, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dedham, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,277 $7,395
Farmers $4,605 $4,904
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,895 $5,038
Progressive $3,910 $4,416
State Farm $3,795 $4,809
Travelers $9,318 $14,896
USAA $3,264 $3,477

Buy Cheap Dedham, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Dedham, Iowa by comparing Dedham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dedham, IA here.

Annual Auto Insurance Rates for Senior Drivers in Dedham, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,765 $1,765
Farmers $1,350 $1,475
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,508 $1,610
Progressive $1,342 $1,390
State Farm $1,226 $1,226
Travelers $2,051 $2,058
USAA $1,127 $1,155

Find Cheap Auto Insurance Rates in Dedham, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dedham, Iowa auto insurance. Compare Dedham, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dedham, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,078 $3,232 $2,875
Farmers $2,355 $2,461 $2,545
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,544 $2,422 $2,339
Progressive $2,163 $2,298 $2,409
State Farm $2,044 $2,162 $2,243
Travelers $4,373 $4,744 $4,899
USAA $1,735 $1,833 $1,915

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dedham, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dedham. Compare auto insurance rates in Dedham, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dedham, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,026 $3,098
Farmers $2,454 $2,454
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,435 $2,435
Progressive $2,290 $2,290
State Farm $2,098 $2,201
Travelers $4,672 $4,672
USAA $1,761 $1,894

Find Cheap Dedham, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Dedham, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dedham, IA, take a look at the average cost for various violations versus rates for a clean driving record in Dedham.

Annual Dedham, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,090 $2,596 $2,632 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,844 $3,008 $2,000 $2,308
State Farm $1,988 $2,311 $2,149 $2,149
Travelers $3,414 $4,538 $6,072 $4,665
USAA $1,399 $1,873 $2,435 $1,604

Find Cheap Dedham, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dedham, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Dedham for less when you shop around and compare rates from multiple Dedham, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dedham, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,202
Farmers $2,632
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,450
Progressive $2,000
State Farm $2,149
Travelers $6,072
USAA $2,435

Winners by Category: Where to Buy Cheap Auto Insurance in Dedham, IA

Compare rates from the cheapest auto insurance companies in Dedham, IA for your needs. Take a look at how Dedham, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dedham, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dedham, Iowa Auto Insurance Companies

If you’re looking for the cheapest Dedham, IA auto insurance companies overall, you can compare them here. Find the best price for Dedham, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Dedham, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,062
Farmers $2,454
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,435
Progressive $2,290
State Farm $2,149
Travelers $4,672
USAA $1,828

What affects Dedham, Iowa auto insurance rates?

Local factors affect auto insurance rates in Dedham, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Dedham auto insurance rates.

Commute Times in Dedham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dedham, IA is 16.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Dedham, IA

You can buy cheap Dedham, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dedham, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption