Buy Cheap Decatur, AR Auto Insurance (2021)

Decatur, AR auto insurance rates average $316 a month. Minimum auto insurance requirements in Decatur, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Decatur, AR, compare Decatur auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Decatur, AR for teens drivers are $7,870/year
  • Average auto insurance rates in Decatur, AR after a DUI are $4,559/year
  • Average auto insurance rates in Decatur, AR are $316/month

Finding affordable Decatur, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Decatur, AR auto insurance with confidence is right here. Auto insurance rates in Decatur are affected by local factors as well as personal ones like your driving record.

See how Decatur, AR car insurance rates compare to Bentonville auto insurance rates, Hot Springs auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Decatur.

Don’t buy Decatur, AR auto insurance until you’ve compared rates. Get free Decatur, Arkansas auto insurance quotes when you enter your ZIP code above.

Decatur, AR Minimum Auto Insurance Requirements

The required auto insurance in Decatur, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Decatur, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Decatur, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Decatur, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Decatur, AR. Take a look at Decatur, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Decatur, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,460 $3,749 $3,568
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,414 $4,650 $4,336
State Farm $3,652 $2,201 $1,715
Travelers $6,515 $5,455 $5,103
USAA $2,731 $1,873 $1,599

Buy Cheap Decatur, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Decatur, Arkansas auto insurance rates? Find out how car insurance rates in Decatur, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Decatur, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,092 $2,073 $1,866 $1,969 $9,074 $9,381 $2,413 $2,538
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,482 $2,333 $2,042 $2,145 $10,937 $12,291 $2,964 $3,208
State Farm $1,547 $1,547 $1,401 $1,401 $4,672 $5,852 $1,747 $2,013
Travelers $2,067 $2,101 $2,070 $2,070 $12,458 $20,004 $2,228 $2,532
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

Buy Cheap Decatur, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Decatur can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Decatur, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Decatur, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,074 $9,381
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,937 $12,291
State Farm $4,672 $5,852
Travelers $12,458 $20,004
USAA $4,036 $4,216

Buy Cheap Decatur, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Decatur, Arkansas by comparing Decatur senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Decatur, AR here.

Annual Auto Insurance Rates for Senior Drivers in Decatur, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,866 $1,969
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $2,042 $2,145
State Farm $1,401 $1,401
Travelers $2,070 $2,070
USAA $1,182 $1,184

Find Cheap Auto Insurance Rates in Decatur, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Decatur, Arkansas auto insurance. Compare Decatur, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Decatur, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,730 $3,885 $4,162
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,383 $4,715 $5,303
State Farm $2,385 $2,520 $2,662
Travelers $5,408 $5,706 $5,960
USAA $1,979 $2,060 $2,164

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Find Cheap Decatur, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Decatur. Compare auto insurance rates in Decatur, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Decatur, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,926 $3,926
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,800 $4,800
State Farm $2,461 $2,584
Travelers $5,691 $5,691
USAA $2,010 $2,126

Find Cheap Decatur, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Decatur, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Decatur, AR, take a look at the average cost for various violations versus rates for a clean driving record in Decatur.

Annual Decatur, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,306 $4,258 $4,160 $3,980
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,130 $5,778 $4,345 $4,949
State Farm $2,302 $2,743 $2,523 $2,523
Travelers $4,762 $4,918 $7,240 $5,844
USAA $1,588 $2,017 $2,904 $1,762

Find Cheap Decatur, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Decatur, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Decatur for less when you shop around and compare rates from multiple Decatur, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Decatur, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,537
Farmers $4,160
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,345
State Farm $2,523
Travelers $7,240
USAA $2,904

Winners by Category: Where to Buy Cheap Auto Insurance in Decatur, AR

Compare rates from the cheapest auto insurance companies in Decatur, AR for your needs. Take a look at how Decatur, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Decatur, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Decatur, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Decatur, AR auto insurance companies overall, you can compare them here. Find the best price for Decatur, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Decatur, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,926
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,800
State Farm $2,523
Travelers $5,691
USAA $2,068

What affects Decatur, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Decatur, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Decatur auto insurance rates.

Commute Times in Decatur

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Decatur, AR is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Decatur, AR

You can buy cheap Decatur, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Decatur, Arkansas auto insurance quotes from top companies.

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