Buy Cheap De Soto, IA Auto Insurance (2021)

De Soto, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in De Soto, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in De Soto, IA, compare De Soto auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in De Soto, IA after a DUI are $3,581/year
  • The most expensive auto insurance company in De Soto is Travelers
  • Average auto insurance rates in De Soto, IA for teens drivers are $5,657/year

Finding affordable De Soto, Iowa auto insurance can be challenging, but everything you need to know to buy cheap De Soto, IA auto insurance with confidence is right here. Auto insurance rates in De Soto are affected by local factors as well as personal ones like your driving record.

See how De Soto, IA car insurance rates compare to Davenport auto insurance rates, Cedar Rapids auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in De Soto.

Don’t buy De Soto, IA auto insurance until you’ve compared rates. Get free De Soto, Iowa auto insurance quotes when you enter your ZIP code above.

De Soto, IA Minimum Auto Insurance Requirements

The required auto insurance in De Soto, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in De Soto, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in De Soto, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap De Soto, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in De Soto, IA. Take a look at De Soto, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in De Soto, Iowa

Insurance Company Poor Fair Good
Allstate $3,713 $2,953 $2,661
American Family $3,829 $2,814 $2,367
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,732 $2,214 $2,008
State Farm $3,295 $2,038 $1,607
Travelers $5,916 $5,050 $4,809
USAA $2,447 $1,671 $1,444

Buy Cheap De Soto, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect De Soto, Iowa auto insurance rates? Find out how car insurance rates in De Soto, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Soto, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,992 $1,895 $1,787 $1,815 $6,115 $6,935 $2,141 $2,191
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,619 $1,555 $1,337 $1,387 $4,040 $4,556 $1,947 $2,105
State Farm $1,505 $1,505 $1,322 $1,322 $4,070 $5,165 $1,692 $1,925
Travelers $2,380 $2,426 $2,326 $2,324 $10,530 $16,679 $2,479 $2,925
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap De Soto, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in De Soto can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in De Soto, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in De Soto, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,115 $6,935
American Family $5,179 $7,255
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,040 $4,556
State Farm $4,070 $5,165
Travelers $10,530 $16,679
USAA $3,268 $3,494

Buy Cheap De Soto, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in De Soto, Iowa by comparing De Soto senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in De Soto, IA here.

Annual Auto Insurance Rates for Senior Drivers in De Soto, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,787 $1,815
American Family $1,731 $1,731
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,337 $1,387
State Farm $1,322 $1,322
Travelers $2,326 $2,324
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in De Soto, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of De Soto, Iowa auto insurance. Compare De Soto, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Soto, Iowa

Insurance Company Low Medium High
Allstate $2,979 $3,114 $3,233
American Family $3,013 $3,171 $2,826
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,182 $2,327 $2,446
State Farm $2,199 $2,327 $2,414
Travelers $4,962 $5,337 $5,476
USAA $1,764 $1,860 $1,939

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Find Cheap De Soto, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in De Soto. Compare auto insurance rates in De Soto, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in De Soto, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,035 $3,183
American Family $2,968 $3,039
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,318 $2,318
State Farm $2,257 $2,369
Travelers $5,259 $5,259
USAA $1,786 $1,922

Find Cheap De Soto, IA Auto Insurance Rates by Driving Record

Auto insurance rates in De Soto, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in De Soto, IA, take a look at the average cost for various violations versus rates for a clean driving record in De Soto.

Annual De Soto, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $3,195 $3,681 $2,948
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,862 $3,060 $2,021 $2,330
State Farm $2,142 $2,485 $2,313 $2,313
Travelers $3,822 $5,107 $6,849 $5,256
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap De Soto, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in De Soto, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in De Soto for less when you shop around and compare rates from multiple De Soto, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in De Soto, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,681
American Family $4,121
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $2,021
State Farm $2,313
Travelers $6,849
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in De Soto, IA

Compare rates from the cheapest auto insurance companies in De Soto, IA for your needs. Take a look at how De Soto, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in De Soto, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap De Soto, Iowa Auto Insurance Companies

If you’re looking for the cheapest De Soto, IA auto insurance companies overall, you can compare them here. Find the best price for De Soto, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in De Soto, Iowa

Insurance Company Average Annual Rates
Allstate $3,109
American Family $3,003
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,318
State Farm $2,313
Travelers $5,259
USAA $1,854

What affects De Soto, Iowa auto insurance rates?

Local factors affect auto insurance rates in De Soto, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact De Soto auto insurance rates.

Commute Times in De Soto

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in De Soto, IA is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in De Soto, IA

You can buy cheap De Soto, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free De Soto, Iowa auto insurance quotes from top companies.

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