Buy Cheap De Ruyter, NY Auto Insurance (2021)

De Ruyter, NY auto insurance rates average $266 a month. Minimum auto insurance requirements in De Ruyter, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in De Ruyter, NY, compare De Ruyter auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in De Ruyter, NY after a DUI are $4,181/year
  • Average auto insurance rates in De Ruyter, NY for teens drivers are $5,501/year
  • Average auto insurance rates in De Ruyter, NY are $266/month

Finding affordable De Ruyter, New York auto insurance can be challenging, but everything you need to know to buy cheap De Ruyter, NY auto insurance with confidence is right here. Auto insurance rates in De Ruyter are affected by local factors as well as personal ones like your driving record.

See how De Ruyter, NY car insurance rates compare to Buffalo auto insurance rates, Schenectady auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in De Ruyter.

Don’t buy De Ruyter, NY auto insurance until you’ve compared rates. Get free De Ruyter, New York auto insurance quotes when you enter your ZIP code above.

De Ruyter, NY Minimum Auto Insurance Requirements

The required auto insurance in De Ruyter, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in De Ruyter, New York is outlined here.

Minimum Required Auto Insurance Coverage in De Ruyter, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap De Ruyter, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in De Ruyter, NY. Take a look at De Ruyter, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in De Ruyter, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $4,256 $2,200 $1,610
State Farm $5,291 $3,317 $2,632
Travelers $4,914 $3,118 $2,713
USAA $4,512 $2,242 $1,983

Buy Cheap De Ruyter, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect De Ruyter, New York auto insurance rates? Find out how car insurance rates in De Ruyter, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Ruyter, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,660 $1,573 $1,347 $1,363 $5,358 $5,983 $2,134 $2,093
State Farm $2,384 $2,384 $2,068 $2,068 $6,839 $8,856 $2,609 $2,765
Travelers $2,549 $2,587 $2,334 $2,512 $5,979 $7,134 $2,715 $2,842
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Buy Cheap De Ruyter, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in De Ruyter can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in De Ruyter, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in De Ruyter, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,358 $5,983
State Farm $6,839 $8,856
Travelers $5,979 $7,134
USAA $6,103 $7,296

Buy Cheap De Ruyter, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in De Ruyter, New York by comparing De Ruyter senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in De Ruyter, NY here.

Annual Auto Insurance Rates for Senior Drivers in De Ruyter, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,347 $1,363
State Farm $2,068 $2,068
Travelers $2,334 $2,512
USAA $1,379 $1,382

Find Cheap Auto Insurance Rates in De Ruyter, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of De Ruyter, New York auto insurance. Compare De Ruyter, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Ruyter, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,573 $2,677 $2,816
State Farm $3,581 $3,765 $3,893
Travelers $3,406 $3,548 $3,791
USAA $2,839 $2,901 $2,997

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Find Cheap De Ruyter, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in De Ruyter. Compare auto insurance rates in De Ruyter, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in De Ruyter, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,689 $2,689
State Farm $3,615 $3,878
Travelers $3,581 $3,581
USAA $2,883 $2,941

Find Cheap De Ruyter, NY Auto Insurance Rates by Driving Record

Auto insurance rates in De Ruyter, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in De Ruyter, NY, take a look at the average cost for various violations versus rates for a clean driving record in De Ruyter.

Annual De Ruyter, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,618 $2,618 $2,885 $2,633
State Farm $3,577 $3,577 $3,916 $3,916
Travelers $3,066 $3,820 $3,877 $3,562
USAA $2,589 $2,631 $3,799 $2,631

Find Cheap De Ruyter, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in De Ruyter, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in De Ruyter for less when you shop around and compare rates from multiple De Ruyter, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in De Ruyter, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,357
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,885
State Farm $3,916
Travelers $3,877
USAA $3,799

Winners by Category: Where to Buy Cheap Auto Insurance in De Ruyter, NY

Compare rates from the cheapest auto insurance companies in De Ruyter, NY for your needs. Take a look at how De Ruyter, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in De Ruyter, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap De Ruyter, New York Auto Insurance Companies

If you’re looking for the cheapest De Ruyter, NY auto insurance companies overall, you can compare them here. Find the best price for De Ruyter, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in De Ruyter, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,689
State Farm $3,746
Travelers $3,581
USAA $2,912

Compare Auto Insurance Quotes in De Ruyter, NY

You can buy cheap De Ruyter, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free De Ruyter, New York auto insurance quotes from top companies.

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