Buy Cheap De Kalb, TX Auto Insurance (2021)

De Kalb, TX auto insurance rates average $311 a month. Minimum auto insurance requirements in De Kalb, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in De Kalb, TX, compare De Kalb auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in De Kalb, TX are $311/month
  • The most expensive auto insurance company in De Kalb is Allstate
  • Average auto insurance rates in De Kalb, TX for teens drivers are $6,648/year

Finding affordable De Kalb, Texas auto insurance can be challenging, but everything you need to know to buy cheap De Kalb, TX auto insurance with confidence is right here. Auto insurance rates in De Kalb are affected by local factors as well as personal ones like your driving record.

See how De Kalb, TX car insurance rates compare to Corpus Christi auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in De Kalb.

Don’t buy De Kalb, TX auto insurance until you’ve compared rates. Get free De Kalb, Texas auto insurance quotes when you enter your ZIP code above.

De Kalb, TX Minimum Auto Insurance Requirements

The required auto insurance in De Kalb, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in De Kalb, Texas is outlined here.

Minimum Required Auto Insurance Coverage in De Kalb, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap De Kalb, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in De Kalb, TX. Take a look at De Kalb, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in De Kalb, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,655 $3,559 $3,114
GEICO $4,736 $2,687 $1,797
Nationwide $4,353 $3,490 $3,035
Progressive $5,171 $4,479 $4,154
State Farm $4,201 $2,611 $2,079
USAA $3,678 $2,117 $1,701

Buy Cheap De Kalb, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect De Kalb, Texas auto insurance rates? Find out how car insurance rates in De Kalb, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in De Kalb, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,501 $2,778 $2,326 $2,658 $6,495 $8,495 $3,564 $4,056
GEICO $2,315 $2,483 $2,208 $2,483 $4,945 $5,147 $2,500 $2,504
Nationwide $2,286 $2,329 $2,018 $2,141 $6,409 $8,249 $2,677 $2,900
Progressive $2,434 $2,302 $2,172 $2,209 $10,350 $11,553 $2,878 $2,913
State Farm $2,089 $2,089 $1,854 $1,854 $4,937 $6,280 $2,267 $2,340
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

Buy Cheap De Kalb, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in De Kalb can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in De Kalb, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in De Kalb, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $6,495 $8,495
GEICO $4,945 $5,147
Nationwide $6,409 $8,249
Progressive $10,350 $11,553
State Farm $4,937 $6,280
USAA $4,425 $4,840

Buy Cheap De Kalb, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in De Kalb, Texas by comparing De Kalb senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in De Kalb, TX here.

Annual Auto Insurance Rates for Senior Drivers in De Kalb, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,326 $2,658
GEICO $2,208 $2,483
Nationwide $2,018 $2,141
Progressive $2,172 $2,209
State Farm $1,854 $1,854
USAA $1,527 $1,526

Find Cheap Auto Insurance Rates in De Kalb, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of De Kalb, Texas auto insurance. Compare De Kalb, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in De Kalb, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,812 $3,951 $4,565
GEICO $2,916 $3,033 $3,270
Nationwide $3,916 $3,469 $3,494
Progressive $4,366 $4,579 $4,860
State Farm $2,817 $2,954 $3,120
USAA $2,416 $2,488 $2,592

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Find Cheap De Kalb, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in De Kalb. Compare auto insurance rates in De Kalb, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in De Kalb, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,401
American Family $4,109 $4,109
GEICO $3,012 $3,134
Nationwide $3,626 $3,626
Progressive $4,602 $4,602
State Farm $2,964 $2,964
USAA $2,467 $2,530

Find Cheap De Kalb, TX Auto Insurance Rates by Driving Record

Auto insurance rates in De Kalb, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in De Kalb, TX, take a look at the average cost for various violations versus rates for a clean driving record in De Kalb.

Annual De Kalb, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,756 $4,748 $4,176 $3,756
GEICO $2,610 $3,416 $2,897 $3,369
Nationwide $3,143 $3,143 $4,667 $3,552
Progressive $4,010 $5,204 $4,683 $4,509
State Farm $2,641 $3,019 $3,553 $2,641
USAA $1,868 $2,747 $3,235 $2,144

Find Cheap De Kalb, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in De Kalb, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in De Kalb for less when you shop around and compare rates from multiple De Kalb, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in De Kalb, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $4,176
GEICO $2,897
Nationwide $4,667
Progressive $4,683
State Farm $3,553
USAA $3,235

Winners by Category: Where to Buy Cheap Auto Insurance in De Kalb, TX

Compare rates from the cheapest auto insurance companies in De Kalb, TX for your needs. Take a look at how De Kalb, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in De Kalb, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap De Kalb, Texas Auto Insurance Companies

If you’re looking for the cheapest De Kalb, TX auto insurance companies overall, you can compare them here. Find the best price for De Kalb, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in De Kalb, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $4,109
GEICO $3,073
Nationwide $3,626
Progressive $4,602
State Farm $2,964
USAA $2,498

What affects De Kalb, Texas auto insurance rates?

Local factors affect auto insurance rates in De Kalb, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact De Kalb auto insurance rates.

Commute Times in De Kalb

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in De Kalb, TX is 28.6 minutes according to City-Data.

Compare Auto Insurance Quotes in De Kalb, TX

You can buy cheap De Kalb, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free De Kalb, Texas auto insurance quotes from top companies.

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