Buy Cheap Dayton, TX Auto Insurance (2021)

Dayton, TX auto insurance rates average $366 a month. Minimum auto insurance requirements in Dayton, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Dayton, TX, compare Dayton auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Dayton, TX are $366/month
  • Average auto insurance rates in Dayton, TX after a DUI are $4,977/year
  • The most expensive auto insurance company in Dayton after a DUI is Allstate

Finding affordable Dayton, Texas auto insurance can be challenging, but everything you need to know to buy cheap Dayton, TX auto insurance with confidence is right here. Auto insurance rates in Dayton are affected by local factors as well as personal ones like your driving record.

See how Dayton, TX car insurance rates compare to Dallas auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Dayton.

Don’t buy Dayton, TX auto insurance until you’ve compared rates. Get free Dayton, Texas auto insurance quotes when you enter your ZIP code above.

Dayton, TX Minimum Auto Insurance Requirements

The required auto insurance in Dayton, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Dayton, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Dayton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dayton, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dayton, TX. Take a look at Dayton, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dayton, Texas

Insurance Company Poor Fair Good
Allstate $7,094 $5,208 $4,465
American Family $7,976 $5,153 $4,485
GEICO $5,656 $3,191 $2,120
Nationwide $4,935 $3,970 $3,445
Progressive $6,133 $5,300 $4,910
State Farm $4,688 $2,912 $2,318
USAA $4,102 $2,366 $1,902

Buy Cheap Dayton, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dayton, Texas auto insurance rates? Find out how car insurance rates in Dayton, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dayton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,622 $3,643 $3,572 $3,572 $9,625 $11,583 $4,462 $4,632
American Family $3,415 $3,835 $3,230 $3,736 $9,560 $12,454 $5,018 $5,721
GEICO $2,683 $2,920 $2,613 $3,013 $6,014 $6,211 $2,911 $2,881
Nationwide $2,549 $2,587 $2,250 $2,379 $7,403 $9,492 $3,013 $3,258
Progressive $2,872 $2,734 $2,553 $2,600 $12,231 $13,682 $3,424 $3,486
State Farm $2,316 $2,316 $2,058 $2,058 $5,535 $7,052 $2,517 $2,596
USAA $1,784 $1,797 $1,705 $1,696 $4,977 $5,426 $2,378 $2,555

Buy Cheap Dayton, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dayton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dayton, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dayton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,625 $11,583
American Family $9,560 $12,454
GEICO $6,014 $6,211
Nationwide $7,403 $9,492
Progressive $12,231 $13,682
State Farm $5,535 $7,052
USAA $4,977 $5,426

Buy Cheap Dayton, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Dayton, Texas by comparing Dayton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dayton, TX here.

Annual Auto Insurance Rates for Senior Drivers in Dayton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,572
American Family $3,230 $3,736
GEICO $2,613 $3,013
Nationwide $2,250 $2,379
Progressive $2,553 $2,600
State Farm $2,058 $2,058
USAA $1,705 $1,696

Find Cheap Auto Insurance Rates in Dayton, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dayton, Texas auto insurance. Compare Dayton, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dayton, Texas

Insurance Company Low Medium High
Allstate $5,450 $5,537 $5,780
American Family $5,400 $5,612 $6,602
GEICO $3,430 $3,598 $3,939
Nationwide $4,424 $3,941 $3,984
Progressive $5,190 $5,425 $5,728
State Farm $3,139 $3,296 $3,483
USAA $2,691 $2,778 $2,901

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dayton, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dayton. Compare auto insurance rates in Dayton, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dayton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,449 $5,729
American Family $5,871 $5,871
GEICO $3,587 $3,725
Nationwide $4,116 $4,116
Progressive $5,448 $5,448
State Farm $3,306 $3,306
USAA $2,754 $2,825

Find Cheap Dayton, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Dayton, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dayton, TX, take a look at the average cost for various violations versus rates for a clean driving record in Dayton.

Annual Dayton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,312 $6,718 $7,013 $4,312
American Family $5,331 $6,842 $5,981 $5,331
GEICO $3,098 $4,125 $3,404 $3,995
Nationwide $3,569 $3,569 $5,295 $4,033
Progressive $4,740 $6,155 $5,549 $5,347
State Farm $2,940 $3,369 $3,976 $2,940
USAA $2,080 $3,074 $3,617 $2,389

Find Cheap Dayton, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dayton, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Dayton for less when you shop around and compare rates from multiple Dayton, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dayton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,013
American Family $5,981
GEICO $3,404
Nationwide $5,295
Progressive $5,549
State Farm $3,976
USAA $3,617

Winners by Category: Where to Buy Cheap Auto Insurance in Dayton, TX

Compare rates from the cheapest auto insurance companies in Dayton, TX for your needs. Take a look at how Dayton, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dayton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Dayton, Texas Auto Insurance Companies

If you’re looking for the cheapest Dayton, TX auto insurance companies overall, you can compare them here. Find the best price for Dayton, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Dayton, Texas

Insurance Company Average Annual Rates
Allstate $5,589
American Family $5,871
GEICO $3,656
Nationwide $4,116
Progressive $5,448
State Farm $3,306
USAA $2,790

What affects Dayton, Texas auto insurance rates?

Local factors affect auto insurance rates in Dayton, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Dayton auto insurance rates.

Auto Theft in Dayton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Dayton, TX auto theft show a total of 30 vehicle thefts annually.

Traffic in Dayton

How is traffic in Dayton, Texas? Inrix data shows that Dayton, TX traffic makes it the 367th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dayton, TX

You can buy cheap Dayton, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dayton, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption