Buy Cheap Dayton, NY Auto Insurance (2021)

Dayton, NY auto insurance rates average $257 a month. Minimum auto insurance requirements in Dayton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Dayton, NY, compare Dayton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dayton, NY are $257/month
  • The most expensive auto insurance company in Dayton is Liberty Mutual
  • Average auto insurance rates in Dayton, NY after a DUI are $4,032/year

Finding affordable Dayton, New York auto insurance can be challenging, but everything you need to know to buy cheap Dayton, NY auto insurance with confidence is right here. Auto insurance rates in Dayton are affected by local factors as well as personal ones like your driving record.

See how Dayton, NY car insurance rates compare to Buffalo auto insurance rates, Schenectady auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Dayton.

Don’t buy Dayton, NY auto insurance until you’ve compared rates. Get free Dayton, New York auto insurance quotes when you enter your ZIP code above.

Dayton, NY Minimum Auto Insurance Requirements

The required auto insurance in Dayton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Dayton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Dayton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Dayton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dayton, NY. Take a look at Dayton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dayton, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,522 $1,855 $1,664
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,914 $2,043 $1,500
State Farm $4,820 $3,022 $2,399
Travelers $4,809 $3,035 $2,638
USAA $4,707 $2,323 $2,051

Buy Cheap Dayton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dayton, New York auto insurance rates? Find out how car insurance rates in Dayton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dayton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,510 $1,452 $1,463 $1,442 $3,071 $4,408 $1,368 $1,397
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,547 $1,478 $1,274 $1,283 $4,897 $5,480 $1,983 $1,944
State Farm $2,176 $2,176 $1,890 $1,890 $6,236 $8,048 $2,383 $2,511
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

Buy Cheap Dayton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dayton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dayton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dayton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $3,071 $4,408
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,897 $5,480
State Farm $6,236 $8,048
Travelers $5,788 $6,887
USAA $6,303 $7,547

Buy Cheap Dayton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Dayton, New York by comparing Dayton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dayton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Dayton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,463 $1,442
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,274 $1,283
State Farm $1,890 $1,890
Travelers $2,289 $2,462
USAA $1,437 $1,445

Find Cheap Auto Insurance Rates in Dayton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dayton, New York auto insurance. Compare Dayton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dayton, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,918 $2,009 $2,114
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,381 $2,476 $2,600
State Farm $3,260 $3,431 $3,550
Travelers $3,315 $3,457 $3,709
USAA $2,952 $3,015 $3,115

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Find Cheap Dayton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dayton. Compare auto insurance rates in Dayton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dayton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,955 $2,072
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,486 $2,486
State Farm $3,292 $3,535
Travelers $3,494 $3,494
USAA $2,997 $3,057

Find Cheap Dayton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Dayton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dayton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Dayton.

Annual Dayton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,610 $1,752 $3,083 $1,610
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,424 $2,424 $2,659 $2,437
State Farm $3,258 $3,258 $3,569 $3,569
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,697 $2,740 $3,931 $2,740

Find Cheap Dayton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dayton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Dayton for less when you shop around and compare rates from multiple Dayton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dayton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
GEICO $3,083
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,659
State Farm $3,569
Travelers $3,777
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Dayton, NY

Compare rates from the cheapest auto insurance companies in Dayton, NY for your needs. Take a look at how Dayton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dayton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Dayton, New York Auto Insurance Companies

If you’re looking for the cheapest Dayton, NY auto insurance companies overall, you can compare them here. Find the best price for Dayton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Dayton, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $2,014
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,486
State Farm $3,414
Travelers $3,494
USAA $3,027

What affects Dayton, New York auto insurance rates?

Local factors affect auto insurance rates in Dayton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Dayton auto insurance rates.

Commute Times in Dayton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dayton, NY is 26.4 minutes according to City-Data.

Traffic in Dayton

How is traffic in Dayton, New York? Inrix data shows that Dayton, NY traffic makes it the 367th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dayton, NY

You can buy cheap Dayton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dayton, New York auto insurance quotes from top companies.

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