Buy Cheap Dayton, IN Auto Insurance (2021)

Dayton, IN auto insurance rates average $247 a month. Minimum auto insurance requirements in Dayton, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Dayton, IN, compare Dayton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dayton, IN are $247/month
  • The most expensive auto insurance company in Dayton after a DUI is Liberty Mutual
  • Average auto insurance rates in Dayton, IN after a DUI are $3,506/year

Finding affordable Dayton, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Dayton, IN auto insurance with confidence is right here. Auto insurance rates in Dayton are affected by local factors as well as personal ones like your driving record.

See how Dayton, IN car insurance rates compare to Fort Wayne auto insurance rates, Indianapolis auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Dayton.

Don’t buy Dayton, IN auto insurance until you’ve compared rates. Get free Dayton, Indiana auto insurance quotes when you enter your ZIP code above.

Dayton, IN Minimum Auto Insurance Requirements

The required auto insurance in Dayton, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Dayton, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Dayton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Dayton, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dayton, IN. Take a look at Dayton, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dayton, Indiana

Insurance Company Poor Fair Good
Allstate $4,318 $3,240 $2,948
American Family $4,684 $3,035 $2,540
Farmers $3,602 $2,942 $2,726
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,791 $2,359 $2,208
Progressive $4,053 $3,600 $3,399
State Farm $3,298 $1,967 $1,525
Travelers $3,292 $2,792 $2,789
USAA $2,240 $1,482 $1,271

Buy Cheap Dayton, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dayton, Indiana auto insurance rates? Find out how car insurance rates in Dayton, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dayton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,130 $2,171 $1,887 $2,062 $6,760 $8,558 $2,132 $2,316
American Family $2,127 $2,127 $1,916 $1,916 $5,959 $8,590 $2,127 $2,597
Farmers $1,394 $1,378 $1,192 $1,341 $7,533 $8,051 $1,843 $1,988
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,512 $1,545 $1,329 $1,416 $4,405 $5,703 $1,774 $1,937
Progressive $1,554 $1,466 $1,413 $1,421 $9,274 $10,416 $1,947 $1,981
State Farm $1,371 $1,371 $1,228 $1,228 $4,254 $5,440 $1,521 $1,695
Travelers $1,074 $1,091 $1,011 $1,009 $6,619 $10,408 $1,139 $1,311
USAA $1,057 $1,039 $987 $991 $2,976 $3,317 $1,427 $1,523

Buy Cheap Dayton, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dayton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dayton, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dayton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,760 $8,558
American Family $5,959 $8,590
Farmers $7,533 $8,051
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,405 $5,703
Progressive $9,274 $10,416
State Farm $4,254 $5,440
Travelers $6,619 $10,408
USAA $2,976 $3,317

Buy Cheap Dayton, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Dayton, Indiana by comparing Dayton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dayton, IN here.

Annual Auto Insurance Rates for Senior Drivers in Dayton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,887 $2,062
American Family $1,916 $1,916
Farmers $1,192 $1,341
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,329 $1,416
Progressive $1,413 $1,421
State Farm $1,228 $1,228
Travelers $1,011 $1,009
USAA $987 $991

Find Cheap Auto Insurance Rates in Dayton, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dayton, Indiana auto insurance. Compare Dayton, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dayton, Indiana

Insurance Company Low Medium High
Allstate $3,322 $3,488 $3,696
American Family $3,370 $3,533 $3,358
Farmers $2,984 $3,084 $3,201
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,493 $2,433 $2,432
Progressive $3,478 $3,626 $3,948
State Farm $2,152 $2,263 $2,376
Travelers $2,909 $2,985 $2,979
USAA $1,604 $1,661 $1,729

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Find Cheap Dayton, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dayton. Compare auto insurance rates in Dayton, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dayton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,502 $3,502
American Family $3,378 $3,462
Farmers $3,090 $3,090
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,453 $2,453
Progressive $3,684 $3,684
State Farm $2,200 $2,327
Travelers $2,958 $2,958
USAA $1,643 $1,687

Find Cheap Dayton, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Dayton, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dayton, IN, take a look at the average cost for various violations versus rates for a clean driving record in Dayton.

Annual Dayton, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,784 $4,110 $3,793 $3,319
American Family $2,355 $3,763 $4,755 $2,807
Farmers $2,762 $3,227 $3,321 $3,050
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,115 $2,715 $2,605 $2,377
Progressive $2,760 $4,853 $3,291 $3,832
State Farm $2,208 $2,429 $2,208 $2,208
Travelers $2,514 $3,106 $3,517 $2,695
USAA $1,255 $1,790 $2,055 $1,558

Find Cheap Dayton, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dayton, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Dayton for less when you shop around and compare rates from multiple Dayton, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dayton, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,793
American Family $4,755
Farmers $3,321
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,605
Progressive $3,291
State Farm $2,208
Travelers $3,517
USAA $2,055

Winners by Category: Where to Buy Cheap Auto Insurance in Dayton, IN

Compare rates from the cheapest auto insurance companies in Dayton, IN for your needs. Take a look at how Dayton, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dayton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Dayton, Indiana Auto Insurance Companies

If you’re looking for the cheapest Dayton, IN auto insurance companies overall, you can compare them here. Find the best price for Dayton, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Dayton, Indiana

Insurance Company Average Annual Rates
Allstate $3,502
American Family $3,420
Farmers $3,090
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,453
Progressive $3,684
State Farm $2,263
Travelers $2,958
USAA $1,665

What affects Dayton, Indiana auto insurance rates?

Local factors affect auto insurance rates in Dayton, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Dayton auto insurance rates.

Commute Times in Dayton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dayton, IN is 17.7 minutes according to City-Data.

Traffic in Dayton

How is traffic in Dayton, Indiana? Inrix data shows that Dayton, IN traffic makes it the 367th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Dayton, IN

You can buy cheap Dayton, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dayton, Indiana auto insurance quotes from top companies.

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