Buy Cheap Davis City, IA Auto Insurance (2021)

Davis City, IA auto insurance rates average $261 a month. Minimum auto insurance requirements in Davis City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Davis City, IA, compare Davis City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Davis City, IA are $261/month
  • Average auto insurance rates in Davis City, IA after a DUI are $3,784/year
  • The most expensive auto insurance company in Davis City is Travelers

Finding affordable Davis City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Davis City, IA auto insurance with confidence is right here. Auto insurance rates in Davis City are affected by local factors as well as personal ones like your driving record.

See how Davis City, IA car insurance rates compare to Ames auto insurance rates, Des Moines auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Davis City.

Don’t buy Davis City, IA auto insurance until you’ve compared rates. Get free Davis City, Iowa auto insurance quotes when you enter your ZIP code above.

Davis City, IA Minimum Auto Insurance Requirements

The required auto insurance in Davis City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Davis City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Davis City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Davis City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Davis City, IA. Take a look at Davis City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Davis City, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,174 $3,066 $2,573
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,042 $2,430 $2,190
State Farm $3,367 $2,082 $1,642
Travelers $6,995 $5,976 $5,697
USAA $2,454 $1,675 $1,447

Buy Cheap Davis City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Davis City, Iowa auto insurance rates? Find out how car insurance rates in Davis City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Davis City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,848 $1,797 $1,520 $1,572 $4,248 $4,812 $2,227 $2,409
State Farm $1,593 $1,593 $1,380 $1,380 $4,023 $5,139 $1,785 $2,016
Travelers $2,763 $2,821 $2,683 $2,695 $12,485 $20,080 $2,870 $3,385
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Buy Cheap Davis City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Davis City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Davis City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Davis City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,602 $7,889
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,248 $4,812
State Farm $4,023 $5,139
Travelers $12,485 $20,080
USAA $3,266 $3,496

Buy Cheap Davis City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Davis City, Iowa by comparing Davis City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Davis City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Davis City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,889 $1,889
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,520 $1,572
State Farm $1,380 $1,380
Travelers $2,683 $2,695
USAA $1,153 $1,189

Find Cheap Auto Insurance Rates in Davis City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Davis City, Iowa auto insurance. Compare Davis City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Davis City, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,298 $3,452 $3,063
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,426 $2,559 $2,677
State Farm $2,267 $2,375 $2,450
Travelers $5,801 $6,321 $6,546
USAA $1,768 $1,864 $1,944

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Find Cheap Davis City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Davis City. Compare auto insurance rates in Davis City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Davis City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,233 $3,309
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,554 $2,554
State Farm $2,307 $2,420
Travelers $6,223 $6,223
USAA $1,791 $1,927

Find Cheap Davis City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Davis City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Davis City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Davis City.

Annual Davis City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,062 $3,338 $2,233 $2,584
State Farm $2,207 $2,520 $2,364 $2,364
Travelers $4,535 $6,045 $8,106 $6,204
USAA $1,427 $1,901 $2,473 $1,635

Find Cheap Davis City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Davis City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Davis City for less when you shop around and compare rates from multiple Davis City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Davis City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,494
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,233
State Farm $2,364
Travelers $8,106
USAA $2,473

Winners by Category: Where to Buy Cheap Auto Insurance in Davis City, IA

Compare rates from the cheapest auto insurance companies in Davis City, IA for your needs. Take a look at how Davis City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Davis City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Davis City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Davis City, IA auto insurance companies overall, you can compare them here. Find the best price for Davis City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Davis City, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,271
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,554
State Farm $2,364
Travelers $6,223
USAA $1,859

What affects Davis City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Davis City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Davis City auto insurance rates.

Commute Times in Davis City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Davis City, IA is 35.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Davis City, IA

You can buy cheap Davis City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Davis City, Iowa auto insurance quotes from top companies.

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