Buy Cheap Dauphin Island, AL Auto Insurance (2021)

Dauphin Island, AL auto insurance rates average $331 a month. Minimum auto insurance requirements in Dauphin Island, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Dauphin Island, AL, compare Dauphin Island auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Dauphin Island, AL after a DUI are $4,525/year
  • The most expensive auto insurance company in Dauphin Island after a DUI is Liberty Mutual
  • Average auto insurance rates in Dauphin Island, AL are $331/month

Finding affordable Dauphin Island, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Dauphin Island, AL auto insurance with confidence is right here. Auto insurance rates in Dauphin Island are affected by local factors as well as personal ones like your driving record.

See how Dauphin Island, AL car insurance rates compare to Dothan auto insurance rates, Decatur auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Dauphin Island.

Don’t buy Dauphin Island, AL auto insurance until you’ve compared rates. Get free Dauphin Island, Alabama auto insurance quotes when you enter your ZIP code above.

Dauphin Island, AL Minimum Auto Insurance Requirements

The required auto insurance in Dauphin Island, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Dauphin Island, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Dauphin Island, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Dauphin Island, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Dauphin Island, AL. Take a look at Dauphin Island, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Dauphin Island, Alabama

Insurance Company Poor Fair Good
Allstate $4,385 $3,467 $2,837
Farmers $5,311 $4,572 $4,331
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,865 $4,836 $3,796
Nationwide $3,490 $2,724 $2,465
Progressive $5,741 $4,927 $4,606
State Farm $8,130 $4,109 $2,788
Travelers $4,416 $3,837 $3,914
USAA $3,037 $1,993 $1,784

Buy Cheap Dauphin Island, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Dauphin Island, Alabama auto insurance rates? Find out how car insurance rates in Dauphin Island, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dauphin Island, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,105 $1,997 $1,910 $1,946 $7,627 $8,194 $2,340 $2,386
Farmers $2,679 $2,659 $2,392 $2,549 $10,569 $10,869 $3,040 $3,148
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,179 $3,432 $2,601 $2,911 $11,784 $13,104 $3,384 $3,600
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,742 $2,575 $2,253 $2,395 $11,371 $12,708 $3,226 $3,459
State Farm $3,036 $3,036 $2,754 $2,754 $9,370 $11,711 $3,435 $3,980
Travelers $1,592 $1,614 $1,505 $1,498 $8,918 $14,117 $1,503 $1,698
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

Buy Cheap Dauphin Island, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Dauphin Island can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Dauphin Island, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Dauphin Island, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,627 $8,194
Farmers $10,569 $10,869
GEICO $4,934 $4,812
Liberty Mutual $11,784 $13,104
Nationwide $5,017 $6,468
Progressive $11,371 $12,708
State Farm $9,370 $11,711
Travelers $8,918 $14,117
USAA $4,236 $4,692

Buy Cheap Dauphin Island, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Dauphin Island, Alabama by comparing Dauphin Island senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Dauphin Island, AL here.

Annual Auto Insurance Rates for Senior Drivers in Dauphin Island, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $1,946
Farmers $2,392 $2,549
GEICO $1,795 $1,862
Liberty Mutual $2,601 $2,911
Nationwide $1,705 $1,765
Progressive $2,253 $2,395
State Farm $2,754 $2,754
Travelers $1,505 $1,498
USAA $1,318 $1,292

Find Cheap Auto Insurance Rates in Dauphin Island, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Dauphin Island, Alabama auto insurance. Compare Dauphin Island, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dauphin Island, Alabama

Insurance Company Low Medium High
Allstate $3,429 $3,559 $3,701
Farmers $4,448 $4,669 $5,097
GEICO $2,395 $2,606 $2,853
Liberty Mutual $5,251 $5,474 $5,773
Nationwide $2,872 $2,870 $2,937
Progressive $4,617 $5,069 $5,587
State Farm $4,742 $5,004 $5,282
Travelers $3,835 $4,136 $4,195
USAA $2,180 $2,258 $2,376

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Find Cheap Dauphin Island, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Dauphin Island. Compare auto insurance rates in Dauphin Island, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Dauphin Island, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $3,563
Farmers $4,738 $4,738
GEICO $2,571 $2,665
Liberty Mutual $5,499 $5,499
Nationwide $2,893 $2,893
Progressive $5,091 $5,091
State Farm $4,889 $5,130
Travelers $4,056 $4,056
USAA $2,167 $2,376

Find Cheap Dauphin Island, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Dauphin Island, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Dauphin Island, AL, take a look at the average cost for various violations versus rates for a clean driving record in Dauphin Island.

Annual Dauphin Island, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,008 $3,566 $4,261 $3,417
Farmers $3,983 $5,164 $5,038 $4,767
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,311 $6,009 $5,869 $5,808
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,600 $5,788 $4,932 $5,045
State Farm $4,509 $5,620 $4,954 $4,954
Travelers $3,373 $3,538 $5,207 $4,104
USAA $1,747 $2,196 $3,254 $1,889

Find Cheap Dauphin Island, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Dauphin Island, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Dauphin Island for less when you shop around and compare rates from multiple Dauphin Island, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Dauphin Island, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,261
Farmers $5,038
GEICO $3,520
Liberty Mutual $5,869
Nationwide $3,692
Progressive $4,932
State Farm $4,954
Travelers $5,207
USAA $3,254

Winners by Category: Where to Buy Cheap Auto Insurance in Dauphin Island, AL

Compare rates from the cheapest auto insurance companies in Dauphin Island, AL for your needs. Take a look at how Dauphin Island, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Dauphin Island, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Dauphin Island, Alabama Auto Insurance Companies

If you’re looking for the cheapest Dauphin Island, AL auto insurance companies overall, you can compare them here. Find the best price for Dauphin Island, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Dauphin Island, Alabama

Insurance Company Average Annual Rates
Allstate $3,563
Farmers $4,738
GEICO $2,618
Liberty Mutual $5,499
Nationwide $2,893
Progressive $5,091
State Farm $5,009
Travelers $4,056
USAA $2,271

What affects Dauphin Island, Alabama auto insurance rates?

Local factors affect auto insurance rates in Dauphin Island, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Dauphin Island auto insurance rates.

Auto Theft in Dauphin Island

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Dauphin Island, AL auto theft show a total of 5 vehicle thefts annually.

Commute Times in Dauphin Island

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Dauphin Island, AL is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Dauphin Island, AL

You can buy cheap Dauphin Island, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Dauphin Island, Alabama auto insurance quotes from top companies.

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