Buy Cheap Darden, TN Auto Insurance (2021)

Darden, TN auto insurance rates average $281 a month. Minimum auto insurance requirements in Darden, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Darden, TN, compare Darden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Darden is Allstate
  • The most expensive auto insurance company in Darden after a DUI is Liberty Mutual
  • Average auto insurance rates in Darden, TN after a DUI are $4,343/year

Finding affordable Darden, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Darden, TN auto insurance with confidence is right here. Auto insurance rates in Darden are affected by local factors as well as personal ones like your driving record.

See how Darden, TN car insurance rates compare to Jackson auto insurance rates, Johnson City auto insurance rates, and Murfreesboro auto insurance rates before you read more about the cost of auto insurance in Darden.

Don’t buy Darden, TN auto insurance until you’ve compared rates. Get free Darden, Tennessee auto insurance quotes when you enter your ZIP code above.

Darden, TN Minimum Auto Insurance Requirements

The required auto insurance in Darden, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Darden, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Darden, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Darden, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Darden, TN. Take a look at Darden, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Darden, Tennessee

Insurance Company Poor Fair Good
Allstate $6,315 $4,831 $3,691
Farmers $4,297 $3,348 $3,166
GEICO $3,911 $3,340 $3,069
Liberty Mutual $9,137 $5,591 $4,374
Nationwide $3,894 $3,084 $2,730
Progressive $4,130 $3,549 $3,313
State Farm $4,050 $2,428 $1,885
Travelers $3,242 $2,538 $1,857
USAA $3,969 $2,309 $1,900

Buy Cheap Darden, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Darden, Tennessee auto insurance rates? Find out how car insurance rates in Darden, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Darden, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,775 $2,587 $2,688 $10,703 $11,640 $3,089 $3,200
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,337 $2,366 $2,162 $2,162 $6,779 $6,933 $2,354 $2,426
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,887 $1,788 $1,536 $1,602 $8,331 $9,394 $2,279 $2,495
State Farm $1,746 $1,746 $1,558 $1,558 $5,075 $6,385 $1,966 $2,267
Travelers $1,664 $1,750 $1,508 $1,604 $4,570 $5,635 $1,772 $1,864
USAA $1,563 $1,599 $1,404 $1,411 $5,402 $6,200 $2,040 $2,190

Buy Cheap Darden, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Darden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Darden, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Darden, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,703 $11,640
Farmers $7,727 $8,208
GEICO $6,779 $6,933
Nationwide $5,594 $7,251
Progressive $8,331 $9,394
State Farm $5,075 $6,385
Travelers $4,570 $5,635
USAA $5,402 $6,200

Buy Cheap Darden, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Darden, Tennessee by comparing Darden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Darden, TN here.

Annual Auto Insurance Rates for Senior Drivers in Darden, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,587 $2,688
Farmers $1,742 $1,900
GEICO $2,162 $2,162
Nationwide $1,878 $1,915
Progressive $1,536 $1,602
State Farm $1,558 $1,558
Travelers $1,508 $1,604
USAA $1,404 $1,411

Find Cheap Auto Insurance Rates in Darden, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Darden, Tennessee auto insurance. Compare Darden, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Darden, Tennessee

Insurance Company Low Medium High
Allstate $4,757 $4,933 $5,146
Farmers $3,397 $3,585 $3,829
GEICO $3,294 $3,432 $3,593
Liberty Mutual $6,097 $6,366 $6,640
Nationwide $3,267 $3,162 $3,279
Progressive $3,461 $3,665 $3,866
State Farm $2,639 $2,800 $2,924
Travelers $2,401 $2,544 $2,693
USAA $2,646 $2,717 $2,816

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Find Cheap Darden, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Darden. Compare auto insurance rates in Darden, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Darden, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,946 $4,946
Farmers $3,604 $3,604
GEICO $3,424 $3,455
Liberty Mutual $6,368 $6,368
Nationwide $3,236 $3,236
Progressive $3,664 $3,664
State Farm $2,721 $2,855
Travelers $2,446 $2,645
USAA $2,648 $2,804

Find Cheap Darden, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Darden, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Darden, TN, take a look at the average cost for various violations versus rates for a clean driving record in Darden.

Annual Darden, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,154 $4,946 $5,944 $4,739
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,475 $3,346 $5,464 $2,475
Liberty Mutual $5,168 $7,439 $6,922 $5,942
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,229 $4,182 $3,439 $3,806
State Farm $2,557 $3,018 $2,788 $2,788
Travelers $2,070 $2,650 $2,921 $2,542
USAA $1,989 $2,961 $3,493 $2,462

Find Cheap Darden, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Darden, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Darden for less when you shop around and compare rates from multiple Darden, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Darden, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,944
Farmers $3,901
GEICO $5,464
Liberty Mutual $6,922
Nationwide $4,216
Progressive $3,439
State Farm $2,788
Travelers $2,921
USAA $3,493

Winners by Category: Where to Buy Cheap Auto Insurance in Darden, TN

Compare rates from the cheapest auto insurance companies in Darden, TN for your needs. Take a look at how Darden, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Darden, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Darden, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Darden, TN auto insurance companies overall, you can compare them here. Find the best price for Darden, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Darden, Tennessee

Insurance Company Average Annual Rates
Allstate $4,946
Farmers $3,604
GEICO $3,440
Nationwide $3,236
Progressive $3,664
State Farm $2,788
Travelers $2,546
USAA $2,726

What affects Darden, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Darden, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Darden auto insurance rates.

Commute Times in Darden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Darden, TN is 32.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Darden, TN

You can buy cheap Darden, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Darden, Tennessee auto insurance quotes from top companies.

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