Buy Cheap Danbury, IA Auto Insurance (2021)

Danbury, IA auto insurance rates average $256 a month. Minimum auto insurance requirements in Danbury, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Danbury, IA, compare Danbury auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Danbury, IA are $256/month
  • Average auto insurance rates in Danbury, IA after a DUI are $3,680/year
  • The most expensive auto insurance company in Danbury after a DUI is Travelers

Finding affordable Danbury, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Danbury, IA auto insurance with confidence is right here. Auto insurance rates in Danbury are affected by local factors as well as personal ones like your driving record.

See how Danbury, IA car insurance rates compare to Des Moines auto insurance rates, West Des Moines auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Danbury.

Don’t buy Danbury, IA auto insurance until you’ve compared rates. Get free Danbury, Iowa auto insurance quotes when you enter your ZIP code above.

Danbury, IA Minimum Auto Insurance Requirements

The required auto insurance in Danbury, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Danbury, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Danbury, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Danbury, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Danbury, IA. Take a look at Danbury, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Danbury, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,918 $2,879 $2,420
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $3,362 $2,716 $2,462
State Farm $3,183 $1,969 $1,553
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

Buy Cheap Danbury, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Danbury, Iowa auto insurance rates? Find out how car insurance rates in Danbury, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danbury, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,992 $1,918 $1,635 $1,702 $4,935 $5,577 $2,401 $2,613
State Farm $1,442 $1,442 $1,271 $1,271 $3,963 $5,022 $1,622 $1,847
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Buy Cheap Danbury, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Danbury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Danbury, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Danbury, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,305 $7,426
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,935 $5,577
State Farm $3,963 $5,022
Travelers $11,246 $17,958
USAA $3,484 $3,704

Buy Cheap Danbury, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Danbury, Iowa by comparing Danbury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Danbury, IA here.

Annual Auto Insurance Rates for Senior Drivers in Danbury, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,770 $1,770
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,635 $1,702
State Farm $1,271 $1,271
Travelers $2,473 $2,481
USAA $1,182 $1,208

Find Cheap Auto Insurance Rates in Danbury, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Danbury, Iowa auto insurance. Compare Danbury, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danbury, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,086 $3,243 $2,888
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,703 $2,853 $2,984
State Farm $2,118 $2,249 $2,338
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

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Find Cheap Danbury, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Danbury. Compare auto insurance rates in Danbury, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Danbury, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,037 $3,108
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,847 $2,847
State Farm $2,181 $2,289
Travelers $5,638 $5,638
USAA $1,861 $2,002

Find Cheap Danbury, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Danbury, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Danbury, IA, take a look at the average cost for various violations versus rates for a clean driving record in Danbury.

Annual Danbury, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $2,285 $3,757 $2,478 $2,867
State Farm $2,065 $2,405 $2,235 $2,235
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Find Cheap Danbury, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Danbury, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Danbury for less when you shop around and compare rates from multiple Danbury, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Danbury, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,217
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,478
State Farm $2,235
Travelers $7,332
USAA $2,577

Winners by Category: Where to Buy Cheap Auto Insurance in Danbury, IA

Compare rates from the cheapest auto insurance companies in Danbury, IA for your needs. Take a look at how Danbury, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Danbury, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Danbury, Iowa Auto Insurance Companies

If you’re looking for the cheapest Danbury, IA auto insurance companies overall, you can compare them here. Find the best price for Danbury, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Danbury, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,073
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,847
State Farm $2,235
Travelers $5,638
USAA $1,931

What affects Danbury, Iowa auto insurance rates?

Local factors affect auto insurance rates in Danbury, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Danbury auto insurance rates.

Commute Times in Danbury

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Danbury, IA is 21.0 minutes according to City-Data.

Traffic in Danbury

How is traffic in Danbury, Iowa? Inrix data shows that Danbury, IA traffic makes it the 852nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Danbury, IA

You can buy cheap Danbury, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Danbury, Iowa auto insurance quotes from top companies.

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