Buy Cheap Danbury, CT Auto Insurance (2021)

Danbury, CT auto insurance rates average $385 a month. Minimum auto insurance requirements in Danbury, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Danbury, CT, compare Danbury auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Danbury is Liberty Mutual
  • The most expensive auto insurance company in Danbury after a DUI is Liberty Mutual
  • Average auto insurance rates in Danbury, CT for teens drivers are $9,646/year

Finding affordable Danbury, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Danbury, CT auto insurance with confidence is right here. Auto insurance rates in Danbury are affected by local factors as well as personal ones like your driving record.

See how Danbury, CT car insurance rates compare to Norwalk auto insurance rates, Hartford auto insurance rates, and Bristol auto insurance rates before you read more about the cost of auto insurance in Danbury.

Don’t buy Danbury, CT auto insurance until you’ve compared rates. Get free Danbury, Connecticut auto insurance quotes when you enter your ZIP code above.

Danbury, CT Minimum Auto Insurance Requirements

The required auto insurance in Danbury, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Danbury, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Danbury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Danbury, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Danbury, CT. Take a look at Danbury, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Danbury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,600 $5,741 $4,553
GEICO $4,843 $2,919 $2,222
Liberty Mutual $10,466 $6,521 $5,125
Nationwide $5,184 $3,470 $3,067
Progressive $4,962 $4,455 $4,269
State Farm $3,891 $2,494 $2,009
Travelers $6,569 $5,477 $5,318
USAA $4,309 $2,908 $2,561

Buy Cheap Danbury, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Danbury, Connecticut auto insurance rates? Find out how car insurance rates in Danbury, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danbury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,768 $3,731 $3,470 $3,714 $11,441 $13,502 $3,945 $4,146
GEICO $2,444 $2,451 $2,267 $2,285 $5,740 $6,789 $2,359 $2,288
Liberty Mutual $3,550 $3,861 $2,730 $3,367 $17,838 $20,105 $3,592 $3,920
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,447 $2,278 $2,089 $2,173 $10,238 $11,349 $2,793 $3,128
State Farm $1,713 $1,713 $1,574 $1,574 $5,178 $6,499 $1,924 $2,211
Travelers $1,765 $1,792 $1,757 $1,752 $13,473 $21,676 $1,922 $2,169
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

Buy Cheap Danbury, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Danbury can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Danbury, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Danbury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,441 $13,502
GEICO $5,740 $6,789
Liberty Mutual $17,838 $20,105
Nationwide $6,942 $8,810
Progressive $10,238 $11,349
State Farm $5,178 $6,499
Travelers $13,473 $21,676
USAA $6,316 $6,631

Buy Cheap Danbury, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Danbury, Connecticut by comparing Danbury senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Danbury, CT here.

Annual Auto Insurance Rates for Senior Drivers in Danbury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,470 $3,714
GEICO $2,267 $2,285
Liberty Mutual $2,730 $3,367
Nationwide $2,221 $2,330
Progressive $2,089 $2,173
State Farm $1,574 $1,574
Travelers $1,757 $1,752
USAA $1,862 $1,838

Find Cheap Auto Insurance Rates in Danbury, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Danbury, Connecticut auto insurance. Compare Danbury, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danbury, Connecticut

Insurance Company Low Medium High
Allstate $5,616 $5,955 $6,323
GEICO $3,072 $3,287 $3,625
Liberty Mutual $7,085 $7,316 $7,710
Nationwide $3,968 $3,939 $3,813
Progressive $4,235 $4,520 $4,931
State Farm $2,630 $2,802 $2,961
Travelers $5,389 $5,750 $6,225
USAA $3,055 $3,263 $3,461

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Find Cheap Danbury, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Danbury. Compare auto insurance rates in Danbury, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Danbury, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,965 $5,965
GEICO $3,276 $3,380
Liberty Mutual $7,370 $7,370
Nationwide $3,907 $3,907
Progressive $4,562 $4,562
State Farm $2,730 $2,866
Travelers $5,788 $5,788
USAA $3,220 $3,298

Find Cheap Danbury, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in Danbury, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Danbury, CT to see how much where you live in Danbury affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Danbury, Connecticut

ZIP Code Average Annual Rates
6810 $4,669
6811 $4,669

Find Cheap Danbury, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Danbury, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Danbury, CT, take a look at the average cost for various violations versus rates for a clean driving record in Danbury.

Annual Danbury, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $6,270 $7,423 $5,083
GEICO $2,098 $2,754 $5,884 $2,576
Liberty Mutual $6,453 $8,083 $8,005 $6,941
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $3,895 $5,649 $4,097 $4,607
State Farm $2,606 $2,862 $2,862 $2,862
Travelers $4,662 $5,048 $7,346 $6,097
USAA $2,529 $3,178 $4,803 $2,529

Find Cheap Danbury, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Danbury, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Danbury for less when you shop around and compare rates from multiple Danbury, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Danbury, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,423
GEICO $5,884
Liberty Mutual $8,005
Nationwide $4,758
Progressive $4,097
State Farm $2,862
Travelers $7,346
USAA $4,803

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Winners by Category: Where to Buy Cheap Auto Insurance in Danbury, CT

Compare rates from the cheapest auto insurance companies in Danbury, CT for your needs. Take a look at how Danbury, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Danbury, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Danbury, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Danbury, CT auto insurance companies overall, you can compare them here. Find the best price for Danbury, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Danbury, Connecticut

Insurance Company Average Annual Rates
Allstate $5,965
GEICO $3,328
Liberty Mutual $7,370
Nationwide $3,907
Progressive $4,562
State Farm $2,798
Travelers $5,788
USAA $3,259

What affects Danbury, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Danbury, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Danbury auto insurance rates.

Commute Times in Danbury

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Danbury, CT is 28.6 minutes according to City-Data.

Traffic in Danbury

How is traffic in Danbury, Connecticut? Inrix data shows that Danbury, CT traffic makes it the 852nd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Danbury, CT

You can buy cheap Danbury, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Danbury, Connecticut auto insurance quotes from top companies.

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