Buy Cheap Damascus, AR Auto Insurance (2021)

Damascus, AR auto insurance rates average $347 a month. Minimum auto insurance requirements in Damascus, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Damascus, AR, compare Damascus auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Damascus, AR are $347/month
  • The most expensive auto insurance company in Damascus after a DUI is Travelers
  • The most expensive auto insurance company in Damascus is Travelers

Finding affordable Damascus, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Damascus, AR auto insurance with confidence is right here. Auto insurance rates in Damascus are affected by local factors as well as personal ones like your driving record.

See how Damascus, AR car insurance rates compare to Fort Smith auto insurance rates, Conway auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Damascus.

Don’t buy Damascus, AR auto insurance until you’ve compared rates. Get free Damascus, Arkansas auto insurance quotes when you enter your ZIP code above.

Damascus, AR Minimum Auto Insurance Requirements

The required auto insurance in Damascus, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Damascus, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Damascus, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Damascus, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Damascus, AR. Take a look at Damascus, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Damascus, Arkansas

Insurance Company Poor Fair Good
Allstate $6,356 $4,858 $3,943
Farmers $4,957 $4,167 $3,970
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,703 $3,791 $3,456
Progressive $6,521 $5,584 $5,202
State Farm $4,005 $2,411 $1,877
Travelers $6,804 $5,687 $5,317
USAA $2,745 $1,873 $1,596

Buy Cheap Damascus, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Damascus, Arkansas auto insurance rates? Find out how car insurance rates in Damascus, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Damascus, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,909 $2,563 $2,742 $10,308 $12,342 $3,194 $3,479
Farmers $2,328 $2,321 $2,075 $2,187 $10,070 $10,460 $2,669 $2,807
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,695 $2,741 $2,421 $2,554 $6,616 $8,415 $3,095 $3,333
Progressive $3,014 $2,846 $2,478 $2,594 $13,028 $14,688 $3,600 $3,906
State Farm $1,742 $1,742 $1,556 $1,556 $5,008 $6,290 $1,962 $2,258
Travelers $2,184 $2,225 $2,163 $2,170 $12,915 $20,807 $2,340 $2,685
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

Buy Cheap Damascus, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Damascus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Damascus, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Damascus, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,308 $12,342
Farmers $10,070 $10,460
GEICO $6,903 $6,896
Liberty Mutual $8,234 $9,082
Nationwide $6,616 $8,415
Progressive $13,028 $14,688
State Farm $5,008 $6,290
Travelers $12,915 $20,807
USAA $3,985 $4,179

Buy Cheap Damascus, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Damascus, Arkansas by comparing Damascus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Damascus, AR here.

Annual Auto Insurance Rates for Senior Drivers in Damascus, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,742
Farmers $2,075 $2,187
GEICO $2,354 $2,288
Liberty Mutual $2,143 $2,398
Nationwide $2,421 $2,554
Progressive $2,478 $2,594
State Farm $1,556 $1,556
Travelers $2,163 $2,170
USAA $1,191 $1,201

Find Cheap Auto Insurance Rates in Damascus, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Damascus, Arkansas auto insurance. Compare Damascus, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Damascus, Arkansas

Insurance Company Low Medium High
Allstate $4,919 $5,049 $5,189
Farmers $4,121 $4,312 $4,661
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,002 $3,903 $4,046
Progressive $5,231 $5,646 $6,430
State Farm $2,639 $2,761 $2,892
Travelers $5,635 $5,952 $6,221
USAA $1,988 $2,064 $2,162

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Find Cheap Damascus, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Damascus. Compare auto insurance rates in Damascus, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Damascus, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,365 $4,365
GEICO $3,548 $3,606
Liberty Mutual $3,924 $3,924
Nationwide $3,984 $3,984
Progressive $5,769 $5,769
State Farm $2,699 $2,829
Travelers $5,936 $5,936
USAA $2,012 $2,130

Find Cheap Damascus, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Damascus, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Damascus, AR, take a look at the average cost for various violations versus rates for a clean driving record in Damascus.

Annual Damascus, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,177 $5,242 $5,812 $4,979
Farmers $3,688 $4,733 $4,624 $4,413
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,102 $4,005 $5,415 $3,414
Progressive $4,967 $6,929 $5,224 $5,957
State Farm $2,538 $2,990 $2,764 $2,764
Travelers $4,974 $5,138 $7,532 $6,100
USAA $1,595 $2,017 $2,905 $1,769

Find Cheap Damascus, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Damascus, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Damascus for less when you shop around and compare rates from multiple Damascus, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Damascus, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,812
Farmers $4,624
GEICO $5,514
Liberty Mutual $5,091
Nationwide $5,415
Progressive $5,224
State Farm $2,764
Travelers $7,532
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Damascus, AR

Compare rates from the cheapest auto insurance companies in Damascus, AR for your needs. Take a look at how Damascus, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Damascus, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Damascus, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Damascus, AR auto insurance companies overall, you can compare them here. Find the best price for Damascus, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Damascus, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,365
GEICO $3,577
Liberty Mutual $3,924
Nationwide $3,984
Progressive $5,769
State Farm $2,764
Travelers $5,936
USAA $2,071

What affects Damascus, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Damascus, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Damascus auto insurance rates.

Commute Times in Damascus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Damascus, AR is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Damascus, AR

You can buy cheap Damascus, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Damascus, Arkansas auto insurance quotes from top companies.

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