Buy Cheap Cynthiana, KY Auto Insurance (2021)

Cynthiana, KY auto insurance rates average $362 a month. Minimum auto insurance requirements in Cynthiana, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Cynthiana, KY, compare Cynthiana auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cynthiana, KY after a DUI are $5,210/year
  • The most expensive auto insurance company in Cynthiana after a DUI is GEICO
  • Average auto insurance rates in Cynthiana, KY for teens drivers are $8,659/year

Finding affordable Cynthiana, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Cynthiana, KY auto insurance with confidence is right here. Auto insurance rates in Cynthiana are affected by local factors as well as personal ones like your driving record.

See how Cynthiana, KY car insurance rates compare to Nicholasville auto insurance rates, Bowling Green auto insurance rates, and Covington auto insurance rates before you read more about the cost of auto insurance in Cynthiana.

Don’t buy Cynthiana, KY auto insurance until you’ve compared rates. Get free Cynthiana, Kentucky auto insurance quotes when you enter your ZIP code above.

Cynthiana, KY Minimum Auto Insurance Requirements

The required auto insurance in Cynthiana, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Cynthiana, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Cynthiana, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cynthiana, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cynthiana, KY. Take a look at Cynthiana, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cynthiana, Kentucky

Insurance Company Poor Fair Good
Allstate $7,221 $5,007 $4,163
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,294 $4,486 $3,536
Nationwide $5,260 $4,162 $3,616
Progressive $5,147 $4,508 $4,208
State Farm $4,136 $2,497 $1,949
Travelers $5,730 $4,839 $4,817
USAA $4,125 $2,313 $1,885

Buy Cheap Cynthiana, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cynthiana, Kentucky auto insurance rates? Find out how car insurance rates in Cynthiana, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cynthiana, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,061 $3,012 $2,781 $2,963 $11,775 $13,236 $3,353 $3,529
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,720 $2,944 $2,304 $2,570 $11,621 $12,855 $2,851 $2,975
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,185 $2,066 $1,967 $1,969 $10,918 $12,377 $2,711 $2,775
State Farm $1,773 $1,773 $1,588 $1,588 $5,277 $6,704 $1,980 $2,199
Travelers $2,232 $2,271 $2,195 $2,193 $10,487 $16,600 $2,338 $2,716
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

Buy Cheap Cynthiana, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cynthiana can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cynthiana, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cynthiana, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,775 $13,236
GEICO $7,170 $8,568
Liberty Mutual $11,621 $12,855
Nationwide $7,042 $8,761
Progressive $10,918 $12,377
State Farm $5,277 $6,704
Travelers $10,487 $16,600
USAA $4,978 $5,238

Buy Cheap Cynthiana, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cynthiana, Kentucky by comparing Cynthiana senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cynthiana, KY here.

Annual Auto Insurance Rates for Senior Drivers in Cynthiana, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,781 $2,963
GEICO $3,742 $3,389
Liberty Mutual $2,304 $2,570
Nationwide $2,775 $2,893
Progressive $1,967 $1,969
State Farm $1,588 $1,588
Travelers $2,195 $2,193
USAA $1,674 $1,700

Find Cheap Auto Insurance Rates in Cynthiana, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cynthiana, Kentucky auto insurance. Compare Cynthiana, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cynthiana, Kentucky

Insurance Company Low Medium High
Allstate $5,082 $5,442 $5,867
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,884 $5,076 $5,355
Nationwide $4,367 $4,301 $4,370
Progressive $4,297 $4,570 $4,996
State Farm $2,674 $2,861 $3,047
Travelers $4,923 $5,160 $5,304
USAA $2,650 $2,768 $2,906

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Find Cheap Cynthiana, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cynthiana. Compare auto insurance rates in Cynthiana, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cynthiana, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,464 $5,464
GEICO $4,371 $4,456
Liberty Mutual $5,105 $5,105
Nationwide $4,346 $4,346
Progressive $4,621 $4,621
State Farm $2,788 $2,933
Travelers $5,129 $5,129
USAA $2,672 $2,877

Find Cheap Cynthiana, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Cynthiana, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cynthiana, KY, take a look at the average cost for various violations versus rates for a clean driving record in Cynthiana.

Annual Cynthiana, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,493 $5,915 $6,348 $5,099
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,253 $6,551 $5,094 $4,522
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,819 $5,667 $4,359 $4,640
State Farm $2,615 $3,106 $2,861 $2,861
Travelers $4,465 $4,596 $6,653 $4,802
USAA $2,091 $2,955 $3,535 $2,517

Find Cheap Cynthiana, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cynthiana, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Cynthiana for less when you shop around and compare rates from multiple Cynthiana, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cynthiana, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,348
GEICO $7,199
Liberty Mutual $5,094
Nationwide $5,633
Progressive $4,359
State Farm $2,861
Travelers $6,653
USAA $3,535

Winners by Category: Where to Buy Cheap Auto Insurance in Cynthiana, KY

Compare rates from the cheapest auto insurance companies in Cynthiana, KY for your needs. Take a look at how Cynthiana, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cynthiana, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cynthiana, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Cynthiana, KY auto insurance companies overall, you can compare them here. Find the best price for Cynthiana, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Cynthiana, Kentucky

Insurance Company Average Annual Rates
Allstate $5,464
GEICO $4,413
Liberty Mutual $5,105
Nationwide $4,346
Progressive $4,621
State Farm $2,861
Travelers $5,129
USAA $2,775

What affects Cynthiana, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Cynthiana, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cynthiana auto insurance rates.

Commute Times in Cynthiana

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cynthiana, KY is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Cynthiana, KY

You can buy cheap Cynthiana, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cynthiana, Kentucky auto insurance quotes from top companies.

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