Buy Cheap Cutchogue, NY Auto Insurance (2021)

Cutchogue, NY auto insurance rates average $397 a month. Minimum auto insurance requirements in Cutchogue, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cutchogue, NY, compare Cutchogue auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cutchogue, NY for teens drivers are $8,248/year
  • Average auto insurance rates in Cutchogue, NY are $397/month
  • The most expensive auto insurance company in Cutchogue after a DUI is Liberty Mutual

Finding affordable Cutchogue, New York auto insurance can be challenging, but everything you need to know to buy cheap Cutchogue, NY auto insurance with confidence is right here. Auto insurance rates in Cutchogue are affected by local factors as well as personal ones like your driving record.

See how Cutchogue, NY car insurance rates compare to Buffalo auto insurance rates, Yonkers auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Cutchogue.

Don’t buy Cutchogue, NY auto insurance until you’ve compared rates. Get free Cutchogue, New York auto insurance quotes when you enter your ZIP code above.

Cutchogue, NY Minimum Auto Insurance Requirements

The required auto insurance in Cutchogue, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cutchogue, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cutchogue, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cutchogue, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cutchogue, NY. Take a look at Cutchogue, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cutchogue, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $6,981 $3,441 $2,485
State Farm $6,089 $3,823 $3,037
Travelers $6,308 $3,925 $3,389
USAA $6,717 $3,426 $3,016

Buy Cheap Cutchogue, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cutchogue, New York auto insurance rates? Find out how car insurance rates in Cutchogue, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cutchogue, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $2,679 $2,442 $2,096 $2,146 $8,841 $9,655 $3,375 $3,183
State Farm $2,768 $2,768 $2,423 $2,423 $8,017 $9,866 $3,050 $3,216
Travelers $3,244 $3,266 $2,965 $3,173 $7,594 $9,079 $3,435 $3,571
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Cutchogue, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cutchogue can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cutchogue, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cutchogue, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $8,841 $9,655
State Farm $8,017 $9,866
Travelers $7,594 $9,079
USAA $9,224 $10,935

Buy Cheap Cutchogue, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cutchogue, New York by comparing Cutchogue senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cutchogue, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cutchogue, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,096 $2,146
State Farm $2,423 $2,423
Travelers $2,965 $3,173
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Cutchogue, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cutchogue, New York auto insurance. Compare Cutchogue, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cutchogue, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,041 $4,268 $4,597
State Farm $4,067 $4,342 $4,540
Travelers $4,267 $4,484 $4,871
USAA $4,224 $4,357 $4,579

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Find Cheap Cutchogue, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cutchogue. Compare auto insurance rates in Cutchogue, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cutchogue, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,302 $4,302
State Farm $4,159 $4,473
Travelers $4,541 $4,541
USAA $4,342 $4,431

Find Cheap Cutchogue, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cutchogue, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cutchogue, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cutchogue.

Annual Cutchogue, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,178 $4,178 $4,645 $4,207
State Farm $4,107 $4,107 $4,526 $4,526
Travelers $3,879 $4,850 $4,918 $4,517
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Cutchogue, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cutchogue, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cutchogue for less when you shop around and compare rates from multiple Cutchogue, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cutchogue, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,655
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,066
Progressive $4,645
State Farm $4,526
Travelers $4,918
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in Cutchogue, NY

Compare rates from the cheapest auto insurance companies in Cutchogue, NY for your needs. Take a look at how Cutchogue, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cutchogue, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Cutchogue, New York Auto Insurance Companies

If you’re looking for the cheapest Cutchogue, NY auto insurance companies overall, you can compare them here. Find the best price for Cutchogue, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cutchogue, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,302
State Farm $4,316
Travelers $4,541
USAA $4,387

What affects Cutchogue, New York auto insurance rates?

Local factors affect auto insurance rates in Cutchogue, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cutchogue auto insurance rates.

Commute Times in Cutchogue

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cutchogue, NY is 32.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Cutchogue, NY

You can buy cheap Cutchogue, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cutchogue, New York auto insurance quotes from top companies.

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