Buy Cheap Cupertino, CA Auto Insurance (2021)

Cupertino, CA auto insurance rates average $278 a month. Minimum auto insurance requirements in Cupertino, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Cupertino, CA, compare Cupertino auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cupertino, CA are $278/month
  • Average auto insurance rates in Cupertino, CA after a DUI are $4,683/year
  • The most expensive auto insurance company in Cupertino is Nationwide

Finding affordable Cupertino, California auto insurance can be challenging, but everything you need to know to buy cheap Cupertino, CA auto insurance with confidence is right here. Auto insurance rates in Cupertino are affected by local factors as well as personal ones like your driving record.

See how Cupertino, CA car insurance rates compare to Los Angeles auto insurance rates, Fresno auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Cupertino.

Don’t buy Cupertino, CA auto insurance until you’ve compared rates. Get free Cupertino, California auto insurance quotes when you enter your ZIP code above.

Cupertino, CA Minimum Auto Insurance Requirements

The required auto insurance in Cupertino, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Cupertino, California is outlined here.

Minimum Required Auto Insurance Coverage in Cupertino, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Cupertino, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cupertino, California auto insurance rates? Find out how car insurance rates in Cupertino, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cupertino, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,619 $2,617 $1,928 $1,939 $7,396 $9,304 $3,342 $3,654
Farmers $2,338 $2,338 $2,119 $2,119 $7,543 $12,378 $2,781 $3,106
GEICO $1,508 $1,508 $1,417 $1,417 $4,613 $4,680 $2,168 $2,207
Liberty Mutual $2,066 $1,956 $1,929 $1,870 $4,558 $4,849 $2,328 $2,342
Nationwide $3,061 $2,918 $2,684 $2,526 $7,898 $8,688 $3,681 $3,629
Progressive $1,576 $1,623 $1,336 $1,587 $4,203 $5,065 $2,257 $2,427
State Farm $3,019 $3,019 $2,700 $2,700 $5,581 $6,911 $3,346 $3,452
Travelers $2,300 $2,223 $2,044 $2,023 $4,791 $5,458 $2,989 $2,922
USAA $1,813 $1,717 $1,769 $1,776 $4,128 $4,167 $2,522 $2,382

Buy Cheap Cupertino, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cupertino can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cupertino, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cupertino, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,304
Farmers $7,543 $12,378
GEICO $4,613 $4,680
Liberty Mutual $4,558 $4,849
Nationwide $7,898 $8,688
Progressive $4,203 $5,065
State Farm $5,581 $6,911
Travelers $4,791 $5,458
USAA $4,128 $4,167

Buy Cheap Cupertino, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cupertino, California by comparing Cupertino senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cupertino, CA here.

Annual Auto Insurance Rates for Senior Drivers in Cupertino, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $1,939
Farmers $2,119 $2,119
GEICO $1,417 $1,417
Liberty Mutual $1,929 $1,870
Nationwide $2,684 $2,526
Progressive $1,336 $1,587
State Farm $2,700 $2,700
Travelers $2,044 $2,023
USAA $1,769 $1,776

Find Cheap Auto Insurance Rates in Cupertino, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cupertino, California auto insurance. Compare Cupertino, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cupertino, California

Insurance Company Low Medium High
Allstate $3,900 $4,134 $4,266
Farmers $4,052 $4,376 $4,593
GEICO $2,221 $2,470 $2,629
Liberty Mutual $2,555 $2,764 $2,892
Nationwide $3,959 $4,472 $4,726
Progressive $2,263 $2,587 $2,678
State Farm $3,475 $3,906 $4,142
Travelers $2,693 $3,185 $3,403
USAA $2,323 $2,579 $2,701

Find Cheap Cupertino, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cupertino. Compare auto insurance rates in Cupertino, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cupertino, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,703 $4,497
Farmers $3,938 $4,743
GEICO $2,216 $2,664
Liberty Mutual $2,517 $2,957
Nationwide $3,873 $4,898
Progressive $2,275 $2,744
State Farm $3,703 $3,979
Travelers $2,785 $3,403
USAA $2,337 $2,731

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Find Cheap Cupertino, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Cupertino, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cupertino, CA, take a look at the average cost for various violations versus rates for a clean driving record in Cupertino.

Annual Cupertino, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $4,158 $6,512 $3,250
Farmers $3,208 $4,369 $5,443 $4,341
GEICO $1,703 $2,643 $3,300 $2,113
Liberty Mutual $2,377 $3,183 $2,871 $2,518
Nationwide $3,063 $3,925 $6,630 $3,925
Progressive $1,649 $2,793 $3,223 $2,372
State Farm $2,742 $3,270 $6,170 $3,182
Travelers $2,070 $3,360 $3,902 $3,043
USAA $1,685 $2,509 $4,098 $1,845

Find Cheap Cupertino, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cupertino, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Cupertino for less when you shop around and compare rates from multiple Cupertino, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cupertino, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,512
Farmers $5,443
GEICO $3,300
Liberty Mutual $2,871
Nationwide $6,630
Progressive $3,223
State Farm $6,170
Travelers $3,902
USAA $4,098

Winners by Category: Where to Buy Cheap Auto Insurance in Cupertino, CA

Compare rates from the cheapest auto insurance companies in Cupertino, CA for your needs. Take a look at how Cupertino, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cupertino, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Cupertino, California Auto Insurance Companies

If you’re looking for the cheapest Cupertino, CA auto insurance companies overall, you can compare them here. Find the best price for Cupertino, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Cupertino, California

Insurance Company Average Annual Rates
Allstate $4,100
Farmers $4,340
GEICO $2,440
Liberty Mutual $2,737
Nationwide $4,386
Progressive $2,509
State Farm $3,841
Travelers $3,094
USAA $2,534

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What affects Cupertino, California auto insurance rates?

Local factors affect auto insurance rates in Cupertino, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cupertino auto insurance rates.

Auto Theft in Cupertino

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cupertino, CA auto theft show a total of 53 vehicle thefts annually.

Commute Times in Cupertino

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cupertino, CA is 28.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Cupertino, CA

You can buy cheap Cupertino, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cupertino, California auto insurance quotes from top companies.

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