Buy Cheap Cumming, IA Auto Insurance (2021)

Cumming, IA auto insurance rates average $254 a month. Minimum auto insurance requirements in Cumming, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cumming, IA, compare Cumming auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cumming, IA for teens drivers are $5,882/year
  • The most expensive auto insurance company in Cumming is Travelers
  • The most expensive auto insurance company in Cumming after a DUI is Travelers

Finding affordable Cumming, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cumming, IA auto insurance with confidence is right here. Auto insurance rates in Cumming are affected by local factors as well as personal ones like your driving record.

See how Cumming, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ames auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Cumming.

Don’t buy Cumming, IA auto insurance until you’ve compared rates. Get free Cumming, Iowa auto insurance quotes when you enter your ZIP code above.

Cumming, IA Minimum Auto Insurance Requirements

The required auto insurance in Cumming, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cumming, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cumming, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cumming, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cumming, IA. Take a look at Cumming, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cumming, Iowa

Insurance Company Poor Fair Good
Allstate $3,717 $2,955 $2,663
American Family $3,682 $2,707 $2,280
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,411 $3,977 $3,129
Nationwide $3,290 $2,578 $2,258
Progressive $2,673 $2,196 $2,003
State Farm $3,157 $1,953 $1,541
Travelers $6,757 $5,793 $5,528
USAA $2,472 $1,705 $1,479

Buy Cheap Cumming, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cumming, Iowa auto insurance rates? Find out how car insurance rates in Cumming, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cumming, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,995 $1,898 $1,790 $1,817 $6,118 $6,937 $2,144 $2,194
American Family $1,855 $1,855 $1,663 $1,663 $5,009 $6,988 $1,855 $2,230
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,126 $2,305 $1,878 $2,286 $10,534 $11,859 $2,409 $2,650
Nationwide $1,875 $1,923 $1,670 $1,782 $4,352 $5,629 $2,127 $2,313
Progressive $1,542 $1,464 $1,278 $1,327 $4,164 $4,682 $1,855 $2,014
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,607 $2,655 $2,570 $2,571 $12,257 $19,665 $2,725 $3,158
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

Buy Cheap Cumming, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cumming can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cumming, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cumming, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,118 $6,937
American Family $5,009 $6,988
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,534 $11,859
Nationwide $4,352 $5,629
Progressive $4,164 $4,682
State Farm $3,891 $4,937
Travelers $12,257 $19,665
USAA $3,460 $3,659

Buy Cheap Cumming, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cumming, Iowa by comparing Cumming senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cumming, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cumming, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,790 $1,817
American Family $1,663 $1,663
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,878 $2,286
Nationwide $1,670 $1,782
Progressive $1,278 $1,327
State Farm $1,269 $1,269
Travelers $2,570 $2,571
USAA $1,149 $1,164

Find Cheap Auto Insurance Rates in Cumming, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cumming, Iowa auto insurance. Compare Cumming, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cumming, Iowa

Insurance Company Low Medium High
Allstate $2,981 $3,117 $3,237
American Family $2,895 $3,051 $2,723
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,311 $4,498 $4,709
Nationwide $2,822 $2,698 $2,607
Progressive $2,146 $2,302 $2,424
State Farm $2,111 $2,229 $2,311
Travelers $5,613 $6,121 $6,345
USAA $1,785 $1,892 $1,979

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Find Cheap Cumming, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cumming. Compare auto insurance rates in Cumming, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cumming, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,037 $3,186
American Family $2,856 $2,923
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,506 $4,506
Nationwide $2,709 $2,709
Progressive $2,291 $2,291
State Farm $2,164 $2,270
Travelers $6,026 $6,026
USAA $1,816 $1,954

Find Cheap Cumming, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cumming, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cumming, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cumming.

Annual Cumming, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $3,197 $3,684 $2,950
American Family $2,086 $3,060 $3,962 $2,451
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,888 $4,821 $4,906 $4,408
Nationwide $1,959 $2,817 $3,843 $2,217
Progressive $1,830 $3,055 $1,990 $2,288
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,363 $5,865 $7,882 $5,995
USAA $1,435 $1,937 $2,518 $1,650

Find Cheap Cumming, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cumming, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cumming for less when you shop around and compare rates from multiple Cumming, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cumming, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,684
American Family $3,962
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,906
Nationwide $3,843
Progressive $1,990
State Farm $2,217
Travelers $7,882
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Cumming, IA

Compare rates from the cheapest auto insurance companies in Cumming, IA for your needs. Take a look at how Cumming, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cumming, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cumming, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cumming, IA auto insurance companies overall, you can compare them here. Find the best price for Cumming, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cumming, Iowa

Insurance Company Average Annual Rates
Allstate $3,112
American Family $2,890
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,506
Nationwide $2,709
Progressive $2,291
State Farm $2,217
Travelers $6,026
USAA $1,885

What affects Cumming, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cumming, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cumming auto insurance rates.

Commute Times in Cumming

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cumming, IA is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Cumming, IA

You can buy cheap Cumming, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cumming, Iowa auto insurance quotes from top companies.

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