Buy Cheap Cumberland, OH Auto Insurance (2021)

Cumberland, OH auto insurance rates average $232 a month. Minimum auto insurance requirements in Cumberland, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Cumberland, OH, compare Cumberland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cumberland, OH for teens drivers are $5,662/year
  • Average auto insurance rates in Cumberland, OH after a DUI are $3,232/year
  • The most expensive auto insurance company in Cumberland after a DUI is Liberty Mutual

Finding affordable Cumberland, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Cumberland, OH auto insurance with confidence is right here. Auto insurance rates in Cumberland are affected by local factors as well as personal ones like your driving record.

See how Cumberland, OH car insurance rates compare to Canton auto insurance rates, Cincinnati auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Cumberland.

Don’t buy Cumberland, OH auto insurance until you’ve compared rates. Get free Cumberland, Ohio auto insurance quotes when you enter your ZIP code above.

Cumberland, OH Minimum Auto Insurance Requirements

The required auto insurance in Cumberland, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Cumberland, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Cumberland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cumberland, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cumberland, OH. Take a look at Cumberland, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cumberland, Ohio

Insurance Company Poor Fair Good
Allstate $4,258 $3,084 $2,584
American Family $1,974 $1,350 $1,143
Farmers $3,802 $3,192 $3,041
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,121 $3,732 $2,926
Nationwide $3,783 $3,049 $2,575
Progressive $3,825 $3,271 $3,044
State Farm $3,470 $2,144 $1,690
Travelers $3,590 $3,120 $2,912
USAA $1,792 $1,268 $1,081

Buy Cheap Cumberland, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cumberland, Ohio auto insurance rates? Find out how car insurance rates in Cumberland, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cumberland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,229 $2,232 $1,989 $2,131 $6,038 $6,921 $2,373 $2,556
American Family $955 $995 $861 $868 $2,781 $3,034 $1,175 $1,241
Farmers $1,823 $1,823 $1,608 $1,687 $7,665 $7,966 $2,040 $2,147
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,020 $2,208 $1,556 $1,888 $10,261 $11,613 $2,160 $2,369
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,800 $1,719 $1,493 $1,537 $7,555 $8,530 $2,170 $2,235
State Farm $1,496 $1,496 $1,326 $1,326 $4,480 $5,638 $1,732 $1,984
Travelers $1,495 $1,519 $1,478 $1,471 $6,350 $10,002 $1,556 $1,790
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Cumberland, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cumberland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cumberland, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cumberland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,038 $6,921
American Family $2,781 $3,034
Farmers $7,665 $7,966
GEICO $3,627 $3,381
Liberty Mutual $10,261 $11,613
Nationwide $5,290 $6,843
Progressive $7,555 $8,530
State Farm $4,480 $5,638
Travelers $6,350 $10,002
USAA $2,571 $2,863

Buy Cheap Cumberland, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Cumberland, Ohio by comparing Cumberland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cumberland, OH here.

Annual Auto Insurance Rates for Senior Drivers in Cumberland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,989 $2,131
American Family $861 $868
Farmers $1,608 $1,687
GEICO $1,266 $1,267
Liberty Mutual $1,556 $1,888
Nationwide $1,900 $1,918
Progressive $1,493 $1,537
State Farm $1,326 $1,326
Travelers $1,478 $1,471
USAA $798 $797

Find Cheap Auto Insurance Rates in Cumberland, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cumberland, Ohio auto insurance. Compare Cumberland, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cumberland, Ohio

Insurance Company Low Medium High
Allstate $3,226 $3,303 $3,395
American Family $1,470 $1,500 $1,496
Farmers $3,191 $3,299 $3,545
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,113 $4,278 $4,387
Nationwide $3,466 $3,040 $2,901
Progressive $3,284 $3,358 $3,497
State Farm $2,332 $2,441 $2,531
Travelers $3,131 $3,249 $3,243
USAA $1,323 $1,379 $1,440

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Find Cheap Cumberland, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cumberland. Compare auto insurance rates in Cumberland, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cumberland, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,308 $3,308
American Family $1,471 $1,507
Farmers $3,345 $3,345
GEICO $1,849 $1,918
Liberty Mutual $4,259 $4,259
Nationwide $3,136 $3,136
Progressive $3,380 $3,380
State Farm $2,376 $2,494
Travelers $3,208 $3,208
USAA $1,328 $1,433

Find Cheap Cumberland, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Cumberland, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cumberland, OH, take a look at the average cost for various violations versus rates for a clean driving record in Cumberland.

Annual Cumberland, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,801 $3,365 $3,917 $3,151
American Family $1,427 $1,510 $1,510 $1,510
Farmers $2,767 $3,546 $3,458 $3,608
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,586 $4,581 $4,696 $4,174
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,922 $3,937 $3,104 $3,556
State Farm $2,230 $2,640 $2,435 $2,435
Travelers $2,366 $3,078 $4,638 $2,748
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Cumberland, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cumberland, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Cumberland for less when you shop around and compare rates from multiple Cumberland, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cumberland, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,917
American Family $1,510
Farmers $3,458
GEICO $2,640
Liberty Mutual $4,696
Nationwide $4,062
Progressive $3,104
State Farm $2,435
Travelers $4,638
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Cumberland, OH

Compare rates from the cheapest auto insurance companies in Cumberland, OH for your needs. Take a look at how Cumberland, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cumberland, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Cumberland, Ohio Auto Insurance Companies

If you’re looking for the cheapest Cumberland, OH auto insurance companies overall, you can compare them here. Find the best price for Cumberland, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Cumberland, Ohio

Insurance Company Average Annual Rates
Allstate $3,308
American Family $1,489
Farmers $3,345
GEICO $1,883
Liberty Mutual $4,259
Nationwide $3,136
Progressive $3,380
State Farm $2,435
Travelers $3,208
USAA $1,380

What affects Cumberland, Ohio auto insurance rates?

Local factors affect auto insurance rates in Cumberland, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Cumberland auto insurance rates.

Commute Times in Cumberland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cumberland, OH is 38.6 minutes according to City-Data.

Traffic in Cumberland

How is traffic in Cumberland, Ohio? Inrix data shows that Cumberland, OH traffic makes it the 936th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cumberland, OH

You can buy cheap Cumberland, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cumberland, Ohio auto insurance quotes from top companies.

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