Buy Cheap Cumberland, IA Auto Insurance (2021)

Cumberland, IA auto insurance rates average $265 a month. Minimum auto insurance requirements in Cumberland, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cumberland, IA, compare Cumberland auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cumberland, IA for teens drivers are $5,940/year
  • The most expensive auto insurance company in Cumberland after a DUI is Travelers
  • The most expensive auto insurance company in Cumberland is Travelers

Finding affordable Cumberland, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cumberland, IA auto insurance with confidence is right here. Auto insurance rates in Cumberland are affected by local factors as well as personal ones like your driving record.

See how Cumberland, IA car insurance rates compare to West Des Moines auto insurance rates, Des Moines auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Cumberland.

Don’t buy Cumberland, IA auto insurance until you’ve compared rates. Get free Cumberland, Iowa auto insurance quotes when you enter your ZIP code above.

Cumberland, IA Minimum Auto Insurance Requirements

The required auto insurance in Cumberland, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cumberland, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cumberland, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cumberland, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cumberland, IA. Take a look at Cumberland, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cumberland, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,174 $3,066 $2,573
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,566 $2,770 $2,434
Progressive $3,778 $3,006 $2,702
State Farm $3,270 $2,022 $1,595
Travelers $6,602 $5,620 $5,347
USAA $2,538 $1,734 $1,499

Buy Cheap Cumberland, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cumberland, Iowa auto insurance rates? Find out how car insurance rates in Cumberland, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cumberland, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $2,322 $2,269 $1,915 $1,974 $5,155 $5,850 $2,800 $3,014
State Farm $1,524 $1,524 $1,328 $1,328 $3,966 $5,051 $1,709 $1,936
Travelers $2,702 $2,759 $2,615 $2,619 $11,621 $18,373 $2,807 $3,352
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Cumberland, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cumberland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cumberland, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cumberland, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,602 $7,889
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,591 $6,000
Progressive $5,155 $5,850
State Farm $3,966 $5,051
Travelers $11,621 $18,373
USAA $3,408 $3,641

Buy Cheap Cumberland, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cumberland, Iowa by comparing Cumberland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cumberland, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cumberland, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,889 $1,889
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,823 $1,960
Progressive $1,915 $1,974
State Farm $1,328 $1,328
Travelers $2,615 $2,619
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Cumberland, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cumberland, Iowa auto insurance. Compare Cumberland, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cumberland, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,298 $3,452 $3,063
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $3,055 $2,905 $2,810
Progressive $2,996 $3,169 $3,322
State Farm $2,192 $2,308 $2,387
Travelers $5,549 $5,942 $6,077
USAA $1,832 $1,929 $2,010

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Find Cheap Cumberland, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cumberland. Compare auto insurance rates in Cumberland, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cumberland, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,233 $3,309
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,923 $2,923
Progressive $3,162 $3,162
State Farm $2,240 $2,351
Travelers $5,856 $5,856
USAA $1,853 $1,994

Find Cheap Cumberland, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cumberland, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cumberland, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cumberland.

Annual Cumberland, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,556 $4,118 $2,769 $3,207
State Farm $2,136 $2,456 $2,296 $2,296
Travelers $4,272 $5,682 $7,606 $5,863
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Cumberland, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cumberland, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cumberland for less when you shop around and compare rates from multiple Cumberland, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cumberland, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,494
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $4,183
Progressive $2,769
State Farm $2,296
Travelers $7,606
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Cumberland, IA

Compare rates from the cheapest auto insurance companies in Cumberland, IA for your needs. Take a look at how Cumberland, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cumberland, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cumberland, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cumberland, IA auto insurance companies overall, you can compare them here. Find the best price for Cumberland, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cumberland, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,271
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,923
Progressive $3,162
State Farm $2,296
Travelers $5,856
USAA $1,924

What affects Cumberland, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cumberland, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cumberland auto insurance rates.

Commute Times in Cumberland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cumberland, IA is 28.1 minutes according to City-Data.

Traffic in Cumberland

How is traffic in Cumberland, Iowa? Inrix data shows that Cumberland, IA traffic makes it the 936th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cumberland, IA

You can buy cheap Cumberland, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cumberland, Iowa auto insurance quotes from top companies.

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