Buy Cheap Crystal Lakes, OH Auto Insurance (2021)

Crystal Lakes, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Crystal Lakes, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Crystal Lakes, OH, compare Crystal Lakes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Crystal Lakes, OH are $228/month
  • The most expensive auto insurance company in Crystal Lakes after a DUI is Liberty Mutual
  • Average auto insurance rates in Crystal Lakes, OH after a DUI are $3,175/year

Finding affordable Crystal Lakes, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Crystal Lakes, OH auto insurance with confidence is right here. Auto insurance rates in Crystal Lakes are affected by local factors as well as personal ones like your driving record.

See how Crystal Lakes, OH car insurance rates compare to Cleveland auto insurance rates, Hamilton auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Crystal Lakes.

Don’t buy Crystal Lakes, OH auto insurance until you’ve compared rates. Get free Crystal Lakes, Ohio auto insurance quotes when you enter your ZIP code above.

Crystal Lakes, OH Minimum Auto Insurance Requirements

The required auto insurance in Crystal Lakes, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Crystal Lakes, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Crystal Lakes, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Crystal Lakes, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Crystal Lakes, OH. Take a look at Crystal Lakes, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Crystal Lakes, Ohio

Insurance Company Poor Fair Good
Allstate $3,831 $2,797 $2,335
American Family $1,908 $1,306 $1,107
Farmers $3,992 $3,373 $3,212
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,741 $3,245 $3,034
State Farm $3,516 $2,173 $1,713
Travelers $3,351 $2,915 $2,721
USAA $1,836 $1,301 $1,109

Buy Cheap Crystal Lakes, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Crystal Lakes, Ohio auto insurance rates? Find out how car insurance rates in Crystal Lakes, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crystal Lakes, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,989 $1,977 $1,797 $1,919 $5,555 $6,362 $2,084 $2,221
American Family $901 $933 $826 $829 $2,762 $2,991 $1,111 $1,168
Farmers $1,863 $1,857 $1,641 $1,733 $8,267 $8,578 $2,088 $2,179
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,706 $1,599 $1,428 $1,474 $7,712 $8,666 $2,032 $2,102
State Farm $1,472 $1,472 $1,320 $1,320 $4,646 $5,834 $1,711 $1,963
Travelers $1,389 $1,409 $1,381 $1,372 $5,951 $9,358 $1,448 $1,656
USAA $853 $859 $814 $811 $2,660 $2,957 $1,139 $1,230

Buy Cheap Crystal Lakes, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Crystal Lakes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Crystal Lakes, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Crystal Lakes, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,555 $6,362
American Family $2,762 $2,991
Farmers $8,267 $8,578
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,712 $8,666
State Farm $4,646 $5,834
Travelers $5,951 $9,358
USAA $2,660 $2,957

Buy Cheap Crystal Lakes, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Crystal Lakes, Ohio by comparing Crystal Lakes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Crystal Lakes, OH here.

Annual Auto Insurance Rates for Senior Drivers in Crystal Lakes, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,797 $1,919
American Family $826 $829
Farmers $1,641 $1,733
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,428 $1,474
State Farm $1,320 $1,320
Travelers $1,381 $1,372
USAA $814 $811

Find Cheap Auto Insurance Rates in Crystal Lakes, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Crystal Lakes, Ohio auto insurance. Compare Crystal Lakes, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crystal Lakes, Ohio

Insurance Company Low Medium High
Allstate $2,896 $2,982 $3,086
American Family $1,412 $1,450 $1,458
Farmers $3,340 $3,472 $3,766
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,199 $3,308 $3,512
State Farm $2,342 $2,475 $2,584
Travelers $2,922 $3,034 $3,030
USAA $1,356 $1,414 $1,476

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Find Cheap Crystal Lakes, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Crystal Lakes. Compare auto insurance rates in Crystal Lakes, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Crystal Lakes, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,988 $2,988
American Family $1,423 $1,457
Farmers $3,526 $3,526
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,340 $3,340
State Farm $2,406 $2,529
Travelers $2,995 $2,995
USAA $1,363 $1,468

Find Cheap Crystal Lakes, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Crystal Lakes, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Crystal Lakes, OH, take a look at the average cost for various violations versus rates for a clean driving record in Crystal Lakes.

Annual Crystal Lakes, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,508 $3,032 $3,570 $2,841
American Family $1,381 $1,460 $1,460 $1,460
Farmers $2,906 $3,745 $3,652 $3,801
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,877 $3,925 $3,069 $3,489
State Farm $2,245 $2,690 $2,467 $2,467
Travelers $2,205 $2,875 $4,336 $2,567
USAA $1,088 $1,459 $1,910 $1,204

Find Cheap Crystal Lakes, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Crystal Lakes, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Crystal Lakes for less when you shop around and compare rates from multiple Crystal Lakes, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Crystal Lakes, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,570
American Family $1,460
Farmers $3,652
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $3,069
State Farm $2,467
Travelers $4,336
USAA $1,910

Winners by Category: Where to Buy Cheap Auto Insurance in Crystal Lakes, OH

Compare rates from the cheapest auto insurance companies in Crystal Lakes, OH for your needs. Take a look at how Crystal Lakes, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Crystal Lakes, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Crystal Lakes, Ohio Auto Insurance Companies

If you’re looking for the cheapest Crystal Lakes, OH auto insurance companies overall, you can compare them here. Find the best price for Crystal Lakes, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Crystal Lakes, Ohio

Insurance Company Average Annual Rates
Allstate $2,988
American Family $1,440
Farmers $3,526
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,340
State Farm $2,467
Travelers $2,995
USAA $1,415

What affects Crystal Lakes, Ohio auto insurance rates?

Local factors affect auto insurance rates in Crystal Lakes, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Crystal Lakes auto insurance rates.

Commute Times in Crystal Lakes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Crystal Lakes, OH is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Crystal Lakes, OH

You can buy cheap Crystal Lakes, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Crystal Lakes, Ohio auto insurance quotes from top companies.

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