Buy Cheap Crystal Lake, IA Auto Insurance (2021)

Crystal Lake, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Crystal Lake, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Crystal Lake, IA, compare Crystal Lake auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Crystal Lake after a DUI is Travelers
  • The most expensive auto insurance company in Crystal Lake is Travelers
  • Average auto insurance rates in Crystal Lake, IA for teens drivers are $5,513/year

Finding affordable Crystal Lake, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Crystal Lake, IA auto insurance with confidence is right here. Auto insurance rates in Crystal Lake are affected by local factors as well as personal ones like your driving record.

See how Crystal Lake, IA car insurance rates compare to Des Moines auto insurance rates, Sioux City auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Crystal Lake.

Don’t buy Crystal Lake, IA auto insurance until you’ve compared rates. Get free Crystal Lake, Iowa auto insurance quotes when you enter your ZIP code above.

Crystal Lake, IA Minimum Auto Insurance Requirements

The required auto insurance in Crystal Lake, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Crystal Lake, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Crystal Lake, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Crystal Lake, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Crystal Lake, IA. Take a look at Crystal Lake, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Crystal Lake, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,950 $2,903 $2,439
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,920 $2,291 $2,008
Progressive $2,458 $1,998 $1,816
State Farm $3,113 $1,926 $1,519
Travelers $5,887 $5,025 $4,787
USAA $2,466 $1,692 $1,465

Buy Cheap Crystal Lake, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Crystal Lake, Iowa auto insurance rates? Find out how car insurance rates in Crystal Lake, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crystal Lake, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,670 $1,713 $1,490 $1,588 $3,859 $4,983 $1,893 $2,056
Progressive $1,440 $1,377 $1,186 $1,234 $3,704 $4,173 $1,731 $1,882
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,371 $2,420 $2,302 $2,308 $10,455 $16,621 $2,467 $2,922
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Crystal Lake, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Crystal Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Crystal Lake, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Crystal Lake, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,322 $7,474
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,859 $4,983
Progressive $3,704 $4,173
State Farm $3,825 $4,856
Travelers $10,455 $16,621
USAA $3,380 $3,592

Buy Cheap Crystal Lake, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Crystal Lake, Iowa by comparing Crystal Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Crystal Lake, IA here.

Annual Auto Insurance Rates for Senior Drivers in Crystal Lake, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,787 $1,787
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,490 $1,588
Progressive $1,186 $1,234
State Farm $1,254 $1,254
Travelers $2,302 $2,308
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Crystal Lake, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Crystal Lake, Iowa auto insurance. Compare Crystal Lake, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crystal Lake, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,116 $3,269 $2,906
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,505 $2,396 $2,318
Progressive $1,975 $2,098 $2,200
State Farm $2,083 $2,198 $2,277
Travelers $4,941 $5,311 $5,448
USAA $1,780 $1,880 $1,963

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Find Cheap Crystal Lake, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Crystal Lake. Compare auto insurance rates in Crystal Lake, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Crystal Lake, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,061 $3,133
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,406 $2,406
Progressive $2,091 $2,091
State Farm $2,133 $2,239
Travelers $5,233 $5,233
USAA $1,806 $1,943

Find Cheap Crystal Lake, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Crystal Lake, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Crystal Lake, IA, take a look at the average cost for various violations versus rates for a clean driving record in Crystal Lake.

Annual Crystal Lake, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,746 $2,502 $3,404 $1,973
Progressive $1,677 $2,769 $1,819 $2,098
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,816 $5,086 $6,806 $5,225
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Crystal Lake, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Crystal Lake, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Crystal Lake for less when you shop around and compare rates from multiple Crystal Lake, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Crystal Lake, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $4,251
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,404
Progressive $1,819
State Farm $2,186
Travelers $6,806
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Crystal Lake, IA

Compare rates from the cheapest auto insurance companies in Crystal Lake, IA for your needs. Take a look at how Crystal Lake, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Crystal Lake, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Crystal Lake, Iowa Auto Insurance Companies

If you’re looking for the cheapest Crystal Lake, IA auto insurance companies overall, you can compare them here. Find the best price for Crystal Lake, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Crystal Lake, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,097
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,406
Progressive $2,091
State Farm $2,186
Travelers $5,233
USAA $1,874

What affects Crystal Lake, Iowa auto insurance rates?

Local factors affect auto insurance rates in Crystal Lake, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Crystal Lake auto insurance rates.

Commute Times in Crystal Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Crystal Lake, IA is 28.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Crystal Lake, IA

You can buy cheap Crystal Lake, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Crystal Lake, Iowa auto insurance quotes from top companies.

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