Buy Cheap Cross Plains, TX Auto Insurance (2021)

Cross Plains, TX auto insurance rates average $310 a month. Minimum auto insurance requirements in Cross Plains, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cross Plains, TX, compare Cross Plains auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cross Plains, TX after a DUI are $4,188/year
  • Average auto insurance rates in Cross Plains, TX are $310/month
  • Average auto insurance rates in Cross Plains, TX for teens drivers are $6,543/year

Finding affordable Cross Plains, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cross Plains, TX auto insurance with confidence is right here. Auto insurance rates in Cross Plains are affected by local factors as well as personal ones like your driving record.

See how Cross Plains, TX car insurance rates compare to San Antonio auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Cross Plains.

Don’t buy Cross Plains, TX auto insurance until you’ve compared rates. Get free Cross Plains, Texas auto insurance quotes when you enter your ZIP code above.

Cross Plains, TX Minimum Auto Insurance Requirements

The required auto insurance in Cross Plains, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cross Plains, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cross Plains, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cross Plains, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cross Plains, TX. Take a look at Cross Plains, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cross Plains, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $6,081 $3,663 $3,196
GEICO $4,930 $2,794 $1,865
Nationwide $4,628 $3,700 $3,218
Progressive $5,793 $4,995 $4,623
State Farm $3,502 $2,178 $1,734
USAA $3,323 $1,888 $1,510

Buy Cheap Cross Plains, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cross Plains, Texas auto insurance rates? Find out how car insurance rates in Cross Plains, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cross Plains, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,801 $3,073 $2,481 $2,804 $6,496 $8,621 $3,846 $4,385
GEICO $2,421 $2,573 $2,252 $2,497 $5,162 $5,381 $2,626 $2,658
Nationwide $2,430 $2,480 $2,141 $2,277 $6,780 $8,753 $2,842 $3,085
Progressive $2,744 $2,611 $2,437 $2,485 $11,461 $12,798 $3,258 $3,303
State Farm $1,770 $1,770 $1,565 $1,565 $4,064 $5,149 $1,912 $1,977
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Buy Cheap Cross Plains, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cross Plains can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cross Plains, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cross Plains, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,496 $8,621
GEICO $5,162 $5,381
Nationwide $6,780 $8,753
Progressive $11,461 $12,798
State Farm $4,064 $5,149
USAA $3,876 $4,276

Buy Cheap Cross Plains, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cross Plains, Texas by comparing Cross Plains senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cross Plains, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cross Plains, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,481 $2,804
GEICO $2,252 $2,497
Nationwide $2,141 $2,277
Progressive $2,437 $2,485
State Farm $1,565 $1,565
USAA $1,376 $1,388

Find Cheap Auto Insurance Rates in Cross Plains, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cross Plains, Texas auto insurance. Compare Cross Plains, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cross Plains, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $4,108 $4,209 $4,624
GEICO $3,070 $3,172 $3,347
Nationwide $4,170 $3,681 $3,695
Progressive $4,862 $5,113 $5,436
State Farm $2,358 $2,464 $2,592
USAA $2,181 $2,233 $2,307

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Find Cheap Cross Plains, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cross Plains. Compare auto insurance rates in Cross Plains, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cross Plains, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,693 $4,905
American Family $4,313 $4,313
GEICO $3,131 $3,262
Nationwide $3,849 $3,849
Progressive $5,137 $5,137
State Farm $2,471 $2,471
USAA $2,212 $2,269

Find Cheap Cross Plains, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cross Plains, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cross Plains, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cross Plains.

Annual Cross Plains, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $3,953 $4,977 $4,371 $3,953
GEICO $2,712 $3,530 $3,034 $3,509
Nationwide $3,329 $3,329 $4,966 $3,770
Progressive $4,474 $5,793 $5,236 $5,046
State Farm $2,215 $2,516 $2,940 $2,215
USAA $1,686 $2,452 $2,888 $1,934

Find Cheap Cross Plains, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cross Plains, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cross Plains for less when you shop around and compare rates from multiple Cross Plains, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cross Plains, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,879
American Family $4,371
GEICO $3,034
Nationwide $4,966
Progressive $5,236
State Farm $2,940
USAA $2,888

Winners by Category: Where to Buy Cheap Auto Insurance in Cross Plains, TX

Compare rates from the cheapest auto insurance companies in Cross Plains, TX for your needs. Take a look at how Cross Plains, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cross Plains, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Cross Plains, Texas Auto Insurance Companies

If you’re looking for the cheapest Cross Plains, TX auto insurance companies overall, you can compare them here. Find the best price for Cross Plains, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cross Plains, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $4,313
GEICO $3,196
Nationwide $3,849
Progressive $5,137
State Farm $2,471
USAA $2,240

What affects Cross Plains, Texas auto insurance rates?

Local factors affect auto insurance rates in Cross Plains, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cross Plains auto insurance rates.

Commute Times in Cross Plains

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cross Plains, TX is 27.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Cross Plains, TX

You can buy cheap Cross Plains, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cross Plains, Texas auto insurance quotes from top companies.

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