Buy Cheap Covington, VA Auto Insurance (2022)

Covington, VA auto insurance rates average $176 a month. Minimum auto insurance requirements in Covington, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Covington, VA, compare Covington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Covington is Allstate
  • Average auto insurance rates in Covington, VA are $176/month
  • Average auto insurance rates in Covington, VA for teens drivers are $3,912/year

Finding affordable Covington, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Covington, VA auto insurance with confidence is right here. Auto insurance rates in Covington are affected by local factors as well as personal ones like your driving record.

See how Covington, VA car insurance rates compare to Suffolk auto insurance rates, Richmond auto insurance rates, and Newport News auto insurance rates before you read more about the cost of auto insurance in Covington.

Don’t buy Covington, VA auto insurance until you’ve compared rates. Get free Covington, Virginia auto insurance quotes when you enter your ZIP code above.

Covington, VA Minimum Auto Insurance Requirements

The required auto insurance in Covington, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Covington, Virginia is outlined here.

Minimum Required Auto Insurance Coverage in Covington, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Covington, VA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Covington, VA. Take a look at Covington, Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Covington, Virginia

Insurance Company Poor Fair Good
Allstate $3,655 $2,937 $2,415
GEICO $2,135 $1,815 $1,815
Nationwide $2,118 $1,698 $1,541
Progressive $2,458 $2,149 $2,008
State Farm $2,945 $1,827 $1,443
USAA $2,239 $1,526 $1,260

Buy Cheap Covington, VA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Covington, Virginia auto insurance rates? Find out how car insurance rates in Covington, VA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Covington, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,804 $1,703 $1,794 $1,794 $5,677 $6,543 $2,349 $2,354
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,252 $1,262 $1,114 $1,147 $2,898 $3,738 $1,376 $1,499
Progressive $1,111 $1,057 $1,006 $1,009 $5,056 $5,681 $1,344 $1,375
State Farm $1,278 $1,278 $1,148 $1,148 $3,821 $4,784 $1,443 $1,672
USAA $1,006 $990 $941 $946 $3,107 $3,701 $1,292 $1,418

Buy Cheap Covington, VA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Covington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Covington, VA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Covington, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,677 $6,543
GEICO $2,916 $3,915
Nationwide $2,898 $3,738
Progressive $5,056 $5,681
State Farm $3,821 $4,784
USAA $3,107 $3,701

Buy Cheap Covington, VA Auto Insurance for Seniors

You can save on senior auto insurance rates in Covington, Virginia by comparing Covington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Covington, VA here.

Annual Auto Insurance Rates for Senior Drivers in Covington, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,794 $1,794
GEICO $1,304 $1,304
Nationwide $1,114 $1,147
Progressive $1,006 $1,009
State Farm $1,148 $1,148
USAA $941 $946

Find Cheap Auto Insurance Rates in Covington, VA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Covington, Virginia auto insurance. Compare Covington, VA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Covington, Virginia

Insurance Company Low Medium High
Allstate $2,927 $3,003 $3,076
GEICO $1,857 $1,920 $1,987
Nationwide $1,877 $1,768 $1,713
Progressive $2,116 $2,183 $2,316
State Farm $1,964 $2,067 $2,183
USAA $1,614 $1,678 $1,733

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Find Cheap Covington, VA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Covington. Compare auto insurance rates in Covington, VA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Covington, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,091
GEICO $1,885 $1,957
Nationwide $1,786 $1,786
Progressive $2,205 $2,205
State Farm $2,023 $2,120
USAA $1,614 $1,736

Find Cheap Covington, VA Auto Insurance Rates by Driving Record

Auto insurance rates in Covington, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Covington, VA, take a look at the average cost for various violations versus rates for a clean driving record in Covington.

Annual Covington, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,571 $3,292 $2,895
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,556 $1,556 $2,268 $1,762
Progressive $1,887 $2,493 $2,247 $2,193
State Farm $1,893 $2,250 $2,072 $2,072
USAA $1,299 $1,683 $2,224 $1,494

Find Cheap Covington, VA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Covington, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Covington for less when you shop around and compare rates from multiple Covington, VA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Covington, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,292
GEICO $2,874
Nationwide $2,268
Progressive $2,247
State Farm $2,072
USAA $2,224

Winners by Category: Where to Buy Cheap Auto Insurance in Covington, VA

Compare rates from the cheapest auto insurance companies in Covington, VA for your needs. Take a look at how Covington, Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Covington, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Covington, Virginia Auto Insurance Companies

If you’re looking for the cheapest Covington, VA auto insurance companies overall, you can compare them here. Find the best price for Covington, Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in Covington, Virginia

Insurance Company Average Annual Rates
Allstate $3,002
GEICO $1,921
Nationwide $1,786
Progressive $2,205
State Farm $2,072
USAA $1,675

What affects Covington, Virginia auto insurance rates?

Local factors affect auto insurance rates in Covington, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Covington auto insurance rates.

Commute Times in Covington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Covington, VA is 16.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Covington, VA

You can buy cheap Covington, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Covington, Virginia auto insurance quotes from top companies.

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