Buy Cheap Cottonwood, CA Auto Insurance (2021)

Cottonwood, CA auto insurance rates average $256 a month. Minimum auto insurance requirements in Cottonwood, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Cottonwood, CA, compare Cottonwood auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cottonwood, CA for teens drivers are $5,153/year
  • Average auto insurance rates in Cottonwood, CA after a DUI are $4,292/year
  • Average auto insurance rates in Cottonwood, CA are $256/month

Finding affordable Cottonwood, California auto insurance can be challenging, but everything you need to know to buy cheap Cottonwood, CA auto insurance with confidence is right here. Auto insurance rates in Cottonwood are affected by local factors as well as personal ones like your driving record.

See how Cottonwood, CA car insurance rates compare to San Jose auto insurance rates, Bakersfield auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Cottonwood.

Don’t buy Cottonwood, CA auto insurance until you’ve compared rates. Get free Cottonwood, California auto insurance quotes when you enter your ZIP code above.

Cottonwood, CA Minimum Auto Insurance Requirements

The required auto insurance in Cottonwood, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Cottonwood, California is outlined here.

Minimum Required Auto Insurance Coverage in Cottonwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Cottonwood, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cottonwood, California auto insurance rates? Find out how car insurance rates in Cottonwood, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cottonwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,074 $2,081 $1,516 $1,535 $5,593 $7,032 $2,650 $2,927
Farmers $2,334 $2,334 $2,093 $2,093 $7,406 $12,175 $2,760 $3,068
GEICO $1,664 $1,665 $1,565 $1,565 $5,041 $5,139 $2,387 $2,448
Liberty Mutual $2,331 $2,211 $2,159 $2,094 $5,088 $5,403 $2,634 $2,650
Nationwide $2,728 $2,611 $2,383 $2,252 $6,808 $7,532 $3,244 $3,213
Progressive $1,375 $1,415 $1,169 $1,385 $3,603 $4,350 $1,975 $2,124
State Farm $2,744 $2,744 $2,449 $2,449 $5,009 $6,222 $3,033 $3,126
Travelers $1,918 $1,863 $1,694 $1,678 $3,815 $4,320 $2,443 $2,405
USAA $1,767 $1,676 $1,724 $1,733 $4,015 $4,028 $2,440 $2,308

Buy Cheap Cottonwood, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cottonwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cottonwood, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cottonwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,593 $7,032
Farmers $7,406 $12,175
GEICO $5,041 $5,139
Liberty Mutual $5,088 $5,403
Nationwide $6,808 $7,532
Progressive $3,603 $4,350
State Farm $5,009 $6,222
Travelers $3,815 $4,320
USAA $4,015 $4,028

Buy Cheap Cottonwood, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cottonwood, California by comparing Cottonwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cottonwood, CA here.

Annual Auto Insurance Rates for Senior Drivers in Cottonwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,516 $1,535
Farmers $2,093 $2,093
GEICO $1,565 $1,565
Liberty Mutual $2,159 $2,094
Nationwide $2,383 $2,252
Progressive $1,169 $1,385
State Farm $2,449 $2,449
Travelers $1,694 $1,678
USAA $1,724 $1,733

Find Cheap Auto Insurance Rates in Cottonwood, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cottonwood, California auto insurance. Compare Cottonwood, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cottonwood, California

Insurance Company Low Medium High
Allstate $3,003 $3,204 $3,321
Farmers $4,003 $4,312 $4,533
GEICO $2,439 $2,712 $2,902
Liberty Mutual $2,874 $3,098 $3,242
Nationwide $3,455 $3,909 $4,175
Progressive $1,962 $2,234 $2,328
State Farm $3,144 $3,526 $3,746
Travelers $2,184 $2,582 $2,785
USAA $2,233 $2,508 $2,643

Find Cheap Cottonwood, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cottonwood. Compare auto insurance rates in Cottonwood, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cottonwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,865 $3,487
Farmers $3,887 $4,679
GEICO $2,439 $2,930
Liberty Mutual $2,820 $3,322
Nationwide $3,403 $4,290
Progressive $1,978 $2,371
State Farm $3,345 $3,599
Travelers $2,276 $2,758
USAA $2,267 $2,656

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Find Cheap Cottonwood, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Cottonwood, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cottonwood, CA, take a look at the average cost for various violations versus rates for a clean driving record in Cottonwood.

Annual Cottonwood, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,927 $3,218 $5,043 $2,517
Farmers $3,165 $4,310 $5,375 $4,281
GEICO $1,879 $2,890 $3,636 $2,331
Liberty Mutual $2,666 $3,573 $3,222 $2,824
Nationwide $2,687 $3,442 $5,814 $3,442
Progressive $1,428 $2,413 $2,806 $2,051
State Farm $2,474 $2,953 $5,588 $2,873
Travelers $1,715 $2,728 $3,153 $2,471
USAA $1,637 $2,429 $3,987 $1,793

Find Cheap Cottonwood, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cottonwood, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Cottonwood for less when you shop around and compare rates from multiple Cottonwood, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cottonwood, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,043
Farmers $5,375
GEICO $3,636
Liberty Mutual $3,222
Nationwide $5,814
Progressive $2,806
State Farm $5,588
Travelers $3,153
USAA $3,987

Winners by Category: Where to Buy Cheap Auto Insurance in Cottonwood, CA

Compare rates from the cheapest auto insurance companies in Cottonwood, CA for your needs. Take a look at how Cottonwood, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cottonwood, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Cottonwood, California Auto Insurance Companies

If you’re looking for the cheapest Cottonwood, CA auto insurance companies overall, you can compare them here. Find the best price for Cottonwood, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Cottonwood, California

Insurance Company Average Annual Rates
Allstate $3,176
Farmers $4,283
GEICO $2,684
Liberty Mutual $3,071
Nationwide $3,846
Progressive $2,175
State Farm $3,472
Travelers $2,517
USAA $2,461

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What affects Cottonwood, California auto insurance rates?

Local factors affect auto insurance rates in Cottonwood, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cottonwood auto insurance rates.

Commute Times in Cottonwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cottonwood, CA is 22.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Cottonwood, CA

You can buy cheap Cottonwood, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cottonwood, California auto insurance quotes from top companies.

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