Buy Cheap Cotton Center, TX Auto Insurance (2021)

Cotton Center, TX auto insurance rates average $298 a month. Minimum auto insurance requirements in Cotton Center, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cotton Center, TX, compare Cotton Center auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cotton Center is Allstate
  • The most expensive auto insurance company in Cotton Center after a DUI is Allstate
  • Average auto insurance rates in Cotton Center, TX for teens drivers are $6,197/year

Finding affordable Cotton Center, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cotton Center, TX auto insurance with confidence is right here. Auto insurance rates in Cotton Center are affected by local factors as well as personal ones like your driving record.

See how Cotton Center, TX car insurance rates compare to Houston auto insurance rates, Arlington auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Cotton Center.

Don’t buy Cotton Center, TX auto insurance until you’ve compared rates. Get free Cotton Center, Texas auto insurance quotes when you enter your ZIP code above.

Cotton Center, TX Minimum Auto Insurance Requirements

The required auto insurance in Cotton Center, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cotton Center, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cotton Center, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cotton Center, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cotton Center, TX. Take a look at Cotton Center, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cotton Center, Texas

Insurance Company Poor Fair Good
Allstate $7,176 $5,218 $4,453
American Family $5,655 $3,505 $3,055
GEICO $4,667 $2,649 $1,772
Nationwide $4,483 $3,588 $3,124
Progressive $4,278 $3,665 $3,385
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Buy Cheap Cotton Center, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cotton Center, Texas auto insurance rates? Find out how car insurance rates in Cotton Center, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cotton Center, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,692 $3,742 $3,652 $3,652 $9,414 $11,418 $4,571 $4,785
American Family $2,561 $2,830 $2,329 $2,649 $6,295 $8,255 $3,583 $4,071
GEICO $2,274 $2,433 $2,158 $2,407 $4,897 $5,122 $2,460 $2,483
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,079 $1,995 $1,841 $1,880 $8,230 $9,199 $2,464 $2,519
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Cotton Center, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cotton Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cotton Center, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cotton Center, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,414 $11,418
American Family $6,295 $8,255
GEICO $4,897 $5,122
Nationwide $6,573 $8,482
Progressive $8,230 $9,199
State Farm $4,064 $5,155
USAA $3,909 $4,372

Buy Cheap Cotton Center, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cotton Center, Texas by comparing Cotton Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cotton Center, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cotton Center, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $2,329 $2,649
GEICO $2,158 $2,407
Nationwide $2,078 $2,209
Progressive $1,841 $1,880
State Farm $1,556 $1,556
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Cotton Center, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cotton Center, Texas auto insurance. Compare Cotton Center, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cotton Center, Texas

Insurance Company Low Medium High
Allstate $5,481 $5,565 $5,802
American Family $3,823 $3,941 $4,452
GEICO $2,902 $3,004 $3,182
Nationwide $4,034 $3,570 $3,591
Progressive $3,603 $3,760 $3,965
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

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Find Cheap Cotton Center, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cotton Center. Compare auto insurance rates in Cotton Center, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cotton Center, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,485 $5,746
American Family $4,072 $4,072
GEICO $2,972 $3,086
Nationwide $3,732 $3,732
Progressive $3,776 $3,776
State Farm $2,464 $2,464
USAA $2,322 $2,384

Find Cheap Cotton Center, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cotton Center, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cotton Center, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cotton Center.

Annual Cotton Center, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,427 $6,688 $6,921 $4,427
American Family $3,725 $4,703 $4,134 $3,725
GEICO $2,574 $3,377 $2,855 $3,312
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,302 $4,224 $3,859 $3,719
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Cotton Center, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cotton Center, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cotton Center for less when you shop around and compare rates from multiple Cotton Center, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cotton Center, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,921
American Family $4,134
GEICO $2,855
Nationwide $4,814
Progressive $3,859
State Farm $2,937
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Cotton Center, TX

Compare rates from the cheapest auto insurance companies in Cotton Center, TX for your needs. Take a look at how Cotton Center, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cotton Center, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Cotton Center, Texas Auto Insurance Companies

If you’re looking for the cheapest Cotton Center, TX auto insurance companies overall, you can compare them here. Find the best price for Cotton Center, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cotton Center, Texas

Insurance Company Average Annual Rates
Allstate $5,616
American Family $4,072
GEICO $3,029
Nationwide $3,732
Progressive $3,776
State Farm $2,464
USAA $2,353

Compare Auto Insurance Quotes in Cotton Center, TX

You can buy cheap Cotton Center, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cotton Center, Texas auto insurance quotes from top companies.

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