Buy Cheap Cottekill, NY Auto Insurance (2021)

Cottekill, NY auto insurance rates average $340 a month. Minimum auto insurance requirements in Cottekill, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cottekill, NY, compare Cottekill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cottekill after a DUI is Liberty Mutual
  • Average auto insurance rates in Cottekill, NY are $340/month
  • The most expensive auto insurance company in Cottekill is Liberty Mutual

Finding affordable Cottekill, New York auto insurance can be challenging, but everything you need to know to buy cheap Cottekill, NY auto insurance with confidence is right here. Auto insurance rates in Cottekill are affected by local factors as well as personal ones like your driving record.

See how Cottekill, NY car insurance rates compare to New York auto insurance rates, Utica auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Cottekill.

Don’t buy Cottekill, NY auto insurance until you’ve compared rates. Get free Cottekill, New York auto insurance quotes when you enter your ZIP code above.

Cottekill, NY Minimum Auto Insurance Requirements

The required auto insurance in Cottekill, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cottekill, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cottekill, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cottekill, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cottekill, NY. Take a look at Cottekill, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cottekill, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,826 $2,076 $1,863
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,547 $2,811 $2,044
State Farm $6,803 $4,262 $3,380
Travelers $5,502 $3,452 $2,993
USAA $5,185 $2,565 $2,265

Buy Cheap Cottekill, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cottekill, New York auto insurance rates? Find out how car insurance rates in Cottekill, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cottekill, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,125 $1,978 $1,695 $1,723 $7,059 $7,815 $2,720 $2,624
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $2,860 $2,889 $2,606 $2,796 $6,626 $7,885 $3,033 $3,163
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Cottekill, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cottekill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cottekill, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cottekill, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,490 $5,114
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $7,059 $7,815
State Farm $8,936 $11,500
Travelers $6,626 $7,885
USAA $6,993 $8,362

Buy Cheap Cottekill, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cottekill, New York by comparing Cottekill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cottekill, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cottekill, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,604 $1,581
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,695 $1,723
State Farm $2,625 $2,625
Travelers $2,606 $2,796
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Cottekill, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cottekill, New York auto insurance. Compare Cottekill, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cottekill, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,136 $2,248 $2,381
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,288 $3,447 $3,667
State Farm $4,584 $4,842 $5,019
Travelers $3,771 $3,938 $4,238
USAA $3,250 $3,324 $3,442

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Find Cheap Cottekill, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cottekill. Compare auto insurance rates in Cottekill, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cottekill, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,189 $2,321
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,467 $3,467
State Farm $4,645 $4,985
Travelers $3,982 $3,982
USAA $3,305 $3,372

Find Cheap Cottekill, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cottekill, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cottekill, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cottekill.

Annual Cottekill, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,372 $3,372 $3,733 $3,393
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $3,411 $4,248 $4,310 $3,960
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Cottekill, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cottekill, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cottekill for less when you shop around and compare rates from multiple Cottekill, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cottekill, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
GEICO $3,570
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,733
State Farm $5,047
Travelers $4,310
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Cottekill, NY

Compare rates from the cheapest auto insurance companies in Cottekill, NY for your needs. Take a look at how Cottekill, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cottekill, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Cottekill, New York Auto Insurance Companies

If you’re looking for the cheapest Cottekill, NY auto insurance companies overall, you can compare them here. Find the best price for Cottekill, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cottekill, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,255
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,467
State Farm $4,815
Travelers $3,982
USAA $3,339

Compare Auto Insurance Quotes in Cottekill, NY

You can buy cheap Cottekill, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cottekill, New York auto insurance quotes from top companies.

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