Buy Cheap Cotopaxi, CO Auto Insurance (2021)

Cotopaxi, CO auto insurance rates average $312 a month. Minimum auto insurance requirements in Cotopaxi, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Cotopaxi, CO, compare Cotopaxi auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cotopaxi, CO for teens drivers are $7,213/year
  • The most expensive auto insurance company in Cotopaxi is Farmers
  • Average auto insurance rates in Cotopaxi, CO are $312/month

Finding affordable Cotopaxi, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Cotopaxi, CO auto insurance with confidence is right here. Auto insurance rates in Cotopaxi are affected by local factors as well as personal ones like your driving record.

See how Cotopaxi, CO car insurance rates compare to Boulder auto insurance rates, Centennial auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Cotopaxi.

Don’t buy Cotopaxi, CO auto insurance until you’ve compared rates. Get free Cotopaxi, Colorado auto insurance quotes when you enter your ZIP code above.

Cotopaxi, CO Minimum Auto Insurance Requirements

The required auto insurance in Cotopaxi, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Cotopaxi, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Cotopaxi, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cotopaxi, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cotopaxi, CO. Take a look at Cotopaxi, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cotopaxi, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,610 $3,271 $2,742
Farmers $6,396 $5,197 $4,940
GEICO $3,538 $2,943 $2,349
Liberty Mutual $3,907 $2,378 $1,897
Nationwide $4,179 $3,306 $2,883
Progressive $4,467 $3,815 $3,508
State Farm $3,635 $2,338 $1,886
USAA $5,166 $2,924 $2,337

Buy Cheap Cotopaxi, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cotopaxi, Colorado auto insurance rates? Find out how car insurance rates in Cotopaxi, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cotopaxi, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $3,252 $3,223 $2,946 $3,170 $12,114 $12,207 $3,569 $3,611
GEICO $1,871 $2,043 $1,990 $2,263 $5,809 $6,127 $1,710 $1,734
Liberty Mutual $1,872 $1,836 $1,590 $1,744 $5,256 $5,723 $1,888 $1,912
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,402 $2,246 $2,076 $2,071 $8,150 $9,131 $2,717 $2,648
State Farm $1,655 $1,655 $1,483 $1,483 $4,696 $5,943 $1,850 $2,194
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Buy Cheap Cotopaxi, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cotopaxi can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cotopaxi, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cotopaxi, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,867 $7,848
Farmers $12,114 $12,207
GEICO $5,809 $6,127
Liberty Mutual $5,256 $5,723
Nationwide $5,787 $7,409
Progressive $8,150 $9,131
State Farm $4,696 $5,943
USAA $5,735 $6,602

Buy Cheap Cotopaxi, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Cotopaxi, Colorado by comparing Cotopaxi senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cotopaxi, CO here.

Annual Auto Insurance Rates for Senior Drivers in Cotopaxi, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,184 $2,184
Farmers $2,946 $3,170
GEICO $1,990 $2,263
Liberty Mutual $1,590 $1,744
Nationwide $2,070 $2,189
Progressive $2,076 $2,071
State Farm $1,483 $1,483
USAA $2,214 $2,238

Find Cheap Auto Insurance Rates in Cotopaxi, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cotopaxi, Colorado auto insurance. Compare Cotopaxi, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cotopaxi, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,372 $3,615 $3,636
Farmers $4,871 $5,440 $6,223
GEICO $2,616 $2,879 $3,335
Liberty Mutual $2,577 $2,717 $2,889
Nationwide $3,455 $3,454 $3,458
Progressive $3,679 $3,940 $4,171
State Farm $2,457 $2,620 $2,783
USAA $3,336 $3,475 $3,616

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Find Cheap Cotopaxi, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cotopaxi. Compare auto insurance rates in Cotopaxi, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cotopaxi, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,466 $3,616
Farmers $5,511 $5,511
GEICO $2,880 $3,007
Liberty Mutual $2,728 $2,728
Nationwide $3,456 $3,456
Progressive $3,930 $3,930
State Farm $2,557 $2,683
USAA $3,377 $3,575

Find Cheap Cotopaxi, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Cotopaxi, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cotopaxi, CO, take a look at the average cost for various violations versus rates for a clean driving record in Cotopaxi.

Annual Cotopaxi, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,661 $5,981 $5,896 $5,506
GEICO $2,079 $3,236 $3,742 $2,717
Liberty Mutual $2,381 $2,795 $2,914 $2,821
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,411 $4,733 $3,600 $3,976
State Farm $2,415 $2,825 $2,620 $2,620
USAA $2,543 $3,088 $5,401 $2,871

Find Cheap Cotopaxi, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cotopaxi, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Cotopaxi for less when you shop around and compare rates from multiple Cotopaxi, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cotopaxi, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,552
American Family $4,854
Farmers $5,896
GEICO $3,742
Liberty Mutual $2,914
Nationwide $4,607
Progressive $3,600
State Farm $2,620
USAA $5,401

Winners by Category: Where to Buy Cheap Auto Insurance in Cotopaxi, CO

Compare rates from the cheapest auto insurance companies in Cotopaxi, CO for your needs. Take a look at how Cotopaxi, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cotopaxi, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Cotopaxi, Colorado Auto Insurance Companies

If you’re looking for the cheapest Cotopaxi, CO auto insurance companies overall, you can compare them here. Find the best price for Cotopaxi, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Cotopaxi, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,541
Farmers $5,511
GEICO $2,943
Liberty Mutual $2,728
Nationwide $3,456
Progressive $3,930
State Farm $2,620
USAA $3,476

Compare Auto Insurance Quotes in Cotopaxi, CO

You can buy cheap Cotopaxi, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cotopaxi, Colorado auto insurance quotes from top companies.

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