Buy Cheap Cortland, IN Auto Insurance (2021)

Cortland, IN auto insurance rates average $281 a month. Minimum auto insurance requirements in Cortland, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Cortland, IN, compare Cortland auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cortland, IN are $281/month
  • Average auto insurance rates in Cortland, IN after a DUI are $3,987/year
  • The most expensive auto insurance company in Cortland is Liberty Mutual

Finding affordable Cortland, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Cortland, IN auto insurance with confidence is right here. Auto insurance rates in Cortland are affected by local factors as well as personal ones like your driving record.

See how Cortland, IN car insurance rates compare to Fort Wayne auto insurance rates, Evansville auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Cortland.

Don’t buy Cortland, IN auto insurance until you’ve compared rates. Get free Cortland, Indiana auto insurance quotes when you enter your ZIP code above.

Cortland, IN Minimum Auto Insurance Requirements

The required auto insurance in Cortland, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Cortland, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Cortland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cortland, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cortland, IN. Take a look at Cortland, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cortland, Indiana

Insurance Company Poor Fair Good
Allstate $4,765 $3,547 $3,222
American Family $4,970 $3,229 $2,702
Farmers $4,281 $3,501 $3,248
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,589 $3,028 $2,828
Progressive $4,078 $3,614 $3,409
State Farm $3,811 $2,272 $1,761
Travelers $3,829 $3,239 $3,236
USAA $2,118 $1,395 $1,194

Buy Cheap Cortland, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cortland, Indiana auto insurance rates? Find out how car insurance rates in Cortland, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cortland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,387 $2,447 $2,095 $2,291 $7,292 $9,181 $2,425 $2,639
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,628 $1,603 $1,391 $1,569 $9,042 $9,692 $2,163 $2,326
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,572 $1,485 $1,427 $1,436 $9,275 $10,433 $1,968 $2,005
State Farm $1,609 $1,609 $1,431 $1,431 $4,855 $6,223 $1,779 $1,982
Travelers $1,251 $1,274 $1,172 $1,171 $7,663 $12,092 $1,321 $1,536
USAA $1,003 $988 $930 $939 $2,775 $3,108 $1,355 $1,453

Buy Cheap Cortland, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cortland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cortland, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cortland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,181
American Family $6,259 $9,073
Farmers $9,042 $9,692
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,684 $7,404
Progressive $9,275 $10,433
State Farm $4,855 $6,223
Travelers $7,663 $12,092
USAA $2,775 $3,108

Buy Cheap Cortland, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Cortland, Indiana by comparing Cortland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cortland, IN here.

Annual Auto Insurance Rates for Senior Drivers in Cortland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,095 $2,291
American Family $2,048 $2,048
Farmers $1,391 $1,569
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,676 $1,795
Progressive $1,427 $1,436
State Farm $1,431 $1,431
Travelers $1,172 $1,171
USAA $930 $939

Find Cheap Auto Insurance Rates in Cortland, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cortland, Indiana auto insurance. Compare Cortland, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cortland, Indiana

Insurance Company Low Medium High
Allstate $3,671 $3,830 $4,033
American Family $3,603 $3,754 $3,544
Farmers $3,527 $3,671 $3,832
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,204 $3,123 $3,118
Progressive $3,484 $3,639 $3,978
State Farm $2,497 $2,614 $2,733
Travelers $3,363 $3,468 $3,473
USAA $1,517 $1,565 $1,625

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Find Cheap Cortland, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cortland. Compare auto insurance rates in Cortland, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cortland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,845 $3,845
American Family $3,590 $3,677
Farmers $3,677 $3,677
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,148 $3,148
Progressive $3,700 $3,700
State Farm $2,541 $2,689
Travelers $3,435 $3,435
USAA $1,548 $1,590

Find Cheap Cortland, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Cortland, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cortland, IN, take a look at the average cost for various violations versus rates for a clean driving record in Cortland.

Annual Cortland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,503 $4,154 $3,651
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,297 $3,823 $3,952 $3,634
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $2,770 $4,869 $3,306 $3,855
State Farm $2,554 $2,798 $2,554 $2,554
Travelers $2,913 $3,608 $4,091 $3,128
USAA $1,186 $1,685 $1,934 $1,470

Find Cheap Cortland, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cortland, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Cortland for less when you shop around and compare rates from multiple Cortland, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cortland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,154
American Family $5,054
Farmers $3,952
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,350
Progressive $3,306
State Farm $2,554
Travelers $4,091
USAA $1,934

Winners by Category: Where to Buy Cheap Auto Insurance in Cortland, IN

Compare rates from the cheapest auto insurance companies in Cortland, IN for your needs. Take a look at how Cortland, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cortland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Cortland, Indiana Auto Insurance Companies

If you’re looking for the cheapest Cortland, IN auto insurance companies overall, you can compare them here. Find the best price for Cortland, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Cortland, Indiana

Insurance Company Average Annual Rates
Allstate $3,845
American Family $3,634
Farmers $3,677
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,148
Progressive $3,700
State Farm $2,615
Travelers $3,435
USAA $1,569

Compare Auto Insurance Quotes in Cortland, IN

You can buy cheap Cortland, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cortland, Indiana auto insurance quotes from top companies.

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