Buy Cheap Copperas Cove, TX Auto Insurance (2021)

Copperas Cove, TX auto insurance rates average $281 a month. Minimum auto insurance requirements in Copperas Cove, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Copperas Cove, TX, compare Copperas Cove auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Copperas Cove, TX are $281/month
  • The most expensive auto insurance company in Copperas Cove is Allstate
  • Average auto insurance rates in Copperas Cove, TX for teens drivers are $5,999/year

Finding affordable Copperas Cove, Texas auto insurance can be challenging, but everything you need to know to buy cheap Copperas Cove, TX auto insurance with confidence is right here. Auto insurance rates in Copperas Cove are affected by local factors as well as personal ones like your driving record.

See how Copperas Cove, TX car insurance rates compare to Fort Worth auto insurance rates, Houston auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Copperas Cove.

Don’t buy Copperas Cove, TX auto insurance until you’ve compared rates. Get free Copperas Cove, Texas auto insurance quotes when you enter your ZIP code above.

Copperas Cove, TX Minimum Auto Insurance Requirements

The required auto insurance in Copperas Cove, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Copperas Cove, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Copperas Cove, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Copperas Cove, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Copperas Cove, TX. Take a look at Copperas Cove, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Copperas Cove, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $4,845 $3,034 $2,660
GEICO $4,131 $2,356 $1,584
Nationwide $4,435 $3,563 $3,099
Progressive $4,159 $3,619 $3,365
State Farm $3,740 $2,328 $1,855
USAA $3,295 $1,913 $1,543

Buy Cheap Copperas Cove, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Copperas Cove, Texas auto insurance rates? Find out how car insurance rates in Copperas Cove, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Copperas Cove, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,138 $2,369 $2,004 $2,282 $5,547 $7,268 $3,037 $3,459
GEICO $2,014 $2,165 $1,937 $2,181 $4,356 $4,521 $2,175 $2,175
Nationwide $2,317 $2,357 $2,045 $2,168 $6,578 $8,457 $2,723 $2,948
Progressive $1,963 $1,868 $1,764 $1,791 $8,342 $9,301 $2,326 $2,360
State Farm $1,860 $1,860 $1,652 $1,652 $4,402 $5,600 $2,019 $2,082
USAA $1,434 $1,438 $1,372 $1,358 $4,054 $4,402 $1,907 $2,035

Buy Cheap Copperas Cove, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Copperas Cove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Copperas Cove, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Copperas Cove, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $5,547 $7,268
GEICO $4,356 $4,521
Nationwide $6,578 $8,457
Progressive $8,342 $9,301
State Farm $4,402 $5,600
USAA $4,054 $4,402

Buy Cheap Copperas Cove, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Copperas Cove, Texas by comparing Copperas Cove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Copperas Cove, TX here.

Annual Auto Insurance Rates for Senior Drivers in Copperas Cove, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,004 $2,282
GEICO $1,937 $2,181
Nationwide $2,045 $2,168
Progressive $1,764 $1,791
State Farm $1,652 $1,652
USAA $1,372 $1,358

Find Cheap Auto Insurance Rates in Copperas Cove, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Copperas Cove, Texas auto insurance. Compare Copperas Cove, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Copperas Cove, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,296 $3,403 $3,839
GEICO $2,559 $2,663 $2,849
Nationwide $3,995 $3,542 $3,561
Progressive $3,546 $3,700 $3,897
State Farm $2,509 $2,634 $2,780
USAA $2,172 $2,241 $2,337

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Find Cheap Copperas Cove, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Copperas Cove. Compare auto insurance rates in Copperas Cove, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Copperas Cove, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $3,513 $3,513
GEICO $2,642 $2,739
Nationwide $3,699 $3,699
Progressive $3,714 $3,714
State Farm $2,641 $2,641
USAA $2,222 $2,278

Find Cheap Copperas Cove, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Copperas Cove, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Copperas Cove, TX, take a look at the average cost for various violations versus rates for a clean driving record in Copperas Cove.

Annual Copperas Cove, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,208 $4,064 $3,571 $3,208
GEICO $2,289 $3,011 $2,526 $2,936
Nationwide $3,206 $3,206 $4,761 $3,624
Progressive $3,246 $4,196 $3,773 $3,643
State Farm $2,352 $2,691 $3,169 $2,352
USAA $1,676 $2,476 $2,926 $1,923

Find Cheap Copperas Cove, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Copperas Cove, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Copperas Cove for less when you shop around and compare rates from multiple Copperas Cove, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Copperas Cove, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,352
American Family $3,571
GEICO $2,526
Nationwide $4,761
Progressive $3,773
State Farm $3,169
USAA $2,926

Winners by Category: Where to Buy Cheap Auto Insurance in Copperas Cove, TX

Compare rates from the cheapest auto insurance companies in Copperas Cove, TX for your needs. Take a look at how Copperas Cove, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Copperas Cove, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Copperas Cove, Texas Auto Insurance Companies

If you’re looking for the cheapest Copperas Cove, TX auto insurance companies overall, you can compare them here. Find the best price for Copperas Cove, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Copperas Cove, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $3,513
GEICO $2,690
Nationwide $3,699
Progressive $3,714
State Farm $2,641
USAA $2,250

What affects Copperas Cove, Texas auto insurance rates?

Local factors affect auto insurance rates in Copperas Cove, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Copperas Cove auto insurance rates.

Auto Theft in Copperas Cove

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Copperas Cove, TX auto theft show a total of 20 vehicle thefts annually.

Commute Times in Copperas Cove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Copperas Cove, TX is 25.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Copperas Cove, TX

You can buy cheap Copperas Cove, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Copperas Cove, Texas auto insurance quotes from top companies.

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