Buy Cheap Copper Mountain, CO Auto Insurance (2021)

Copper Mountain, CO auto insurance rates average $316 a month. Minimum auto insurance requirements in Copper Mountain, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Copper Mountain, CO, compare Copper Mountain auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Copper Mountain, CO after a DUI are $4,542/year
  • Average auto insurance rates in Copper Mountain, CO for teens drivers are $7,376/year
  • The most expensive auto insurance company in Copper Mountain after a DUI is Allstate

Finding affordable Copper Mountain, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Copper Mountain, CO auto insurance with confidence is right here. Auto insurance rates in Copper Mountain are affected by local factors as well as personal ones like your driving record.

See how Copper Mountain, CO car insurance rates compare to Fort Collins auto insurance rates, Lakewood auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Copper Mountain.

Don’t buy Copper Mountain, CO auto insurance until you’ve compared rates. Get free Copper Mountain, Colorado auto insurance quotes when you enter your ZIP code above.

Copper Mountain, CO Minimum Auto Insurance Requirements

The required auto insurance in Copper Mountain, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Copper Mountain, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Copper Mountain, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Copper Mountain, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Copper Mountain, CO. Take a look at Copper Mountain, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Copper Mountain, Colorado

Insurance Company Poor Fair Good
Allstate $7,580 $5,837 $4,406
American Family $4,893 $3,473 $2,906
Farmers $5,575 $4,529 $4,303
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,046 $2,487 $1,978
Nationwide $4,201 $3,324 $2,896
Progressive $4,194 $3,603 $3,326
State Farm $4,820 $3,090 $2,487
USAA $5,334 $3,023 $2,417

Buy Cheap Copper Mountain, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Copper Mountain, Colorado auto insurance rates? Find out how car insurance rates in Copper Mountain, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Copper Mountain, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,623 $3,382 $3,244 $3,281 $12,666 $13,282 $4,006 $4,042
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,812 $2,790 $2,546 $2,735 $10,576 $10,684 $3,109 $3,167
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,814 $1,739 $1,527 $1,684 $5,827 $6,386 $1,842 $1,875
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,218 $2,067 $1,937 $1,926 $7,823 $8,748 $2,505 $2,434
State Farm $2,158 $2,158 $1,936 $1,936 $6,290 $7,936 $2,419 $2,891
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

Buy Cheap Copper Mountain, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Copper Mountain can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Copper Mountain, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Copper Mountain, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,666 $13,282
American Family $6,230 $8,345
Farmers $10,576 $10,684
GEICO $5,105 $5,462
Liberty Mutual $5,827 $6,386
Nationwide $5,843 $7,486
Progressive $7,823 $8,748
State Farm $6,290 $7,936
USAA $6,022 $6,909

Buy Cheap Copper Mountain, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Copper Mountain, Colorado by comparing Copper Mountain senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Copper Mountain, CO here.

Annual Auto Insurance Rates for Senior Drivers in Copper Mountain, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,281
American Family $2,316 $2,316
Farmers $2,546 $2,735
GEICO $1,682 $1,894
Liberty Mutual $1,527 $1,684
Nationwide $2,066 $2,188
Progressive $1,937 $1,926
State Farm $1,936 $1,936
USAA $2,269 $2,280

Find Cheap Auto Insurance Rates in Copper Mountain, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Copper Mountain, Colorado auto insurance. Compare Copper Mountain, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Copper Mountain, Colorado

Insurance Company Low Medium High
Allstate $5,662 $5,923 $6,238
American Family $3,605 $3,834 $3,832
Farmers $4,248 $4,737 $5,422
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,675 $2,828 $3,007
Nationwide $3,517 $3,472 $3,432
Progressive $3,460 $3,719 $3,942
State Farm $3,268 $3,467 $3,661
USAA $3,450 $3,591 $3,733

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Find Cheap Copper Mountain, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Copper Mountain. Compare auto insurance rates in Copper Mountain, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Copper Mountain, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,941 $5,941
American Family $3,678 $3,837
Farmers $4,802 $4,802
GEICO $2,516 $2,616
Liberty Mutual $2,837 $2,837
Nationwide $3,474 $3,474
Progressive $3,707 $3,707
State Farm $3,383 $3,548
USAA $3,489 $3,694

Find Cheap Copper Mountain, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Copper Mountain, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Copper Mountain, CO, take a look at the average cost for various violations versus rates for a clean driving record in Copper Mountain.

Annual Copper Mountain, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,048 $5,816 $7,160 $5,739
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,054 $5,206 $5,138 $4,812
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,494 $2,911 $3,012 $2,929
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,213 $4,494 $3,388 $3,734
State Farm $3,184 $3,747 $3,465 $3,465
USAA $2,609 $3,184 $5,627 $2,944

Find Cheap Copper Mountain, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Copper Mountain, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Copper Mountain for less when you shop around and compare rates from multiple Copper Mountain, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Copper Mountain, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,160
American Family $5,160
Farmers $5,138
GEICO $3,291
Liberty Mutual $3,012
Nationwide $4,637
Progressive $3,388
State Farm $3,465
USAA $5,627

Winners by Category: Where to Buy Cheap Auto Insurance in Copper Mountain, CO

Compare rates from the cheapest auto insurance companies in Copper Mountain, CO for your needs. Take a look at how Copper Mountain, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Copper Mountain, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Copper Mountain, Colorado Auto Insurance Companies

If you’re looking for the cheapest Copper Mountain, CO auto insurance companies overall, you can compare them here. Find the best price for Copper Mountain, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Copper Mountain, Colorado

Insurance Company Average Annual Rates
Allstate $5,941
American Family $3,757
Farmers $4,802
GEICO $2,566
Liberty Mutual $2,837
Nationwide $3,474
Progressive $3,707
State Farm $3,465
USAA $3,591

What affects Copper Mountain, Colorado auto insurance rates?

Local factors affect auto insurance rates in Copper Mountain, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Copper Mountain auto insurance rates.

Commute Times in Copper Mountain

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Copper Mountain, CO is 8.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Copper Mountain, CO

You can buy cheap Copper Mountain, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Copper Mountain, Colorado auto insurance quotes from top companies.

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