Buy Cheap Cooper, IA Auto Insurance (2021)

Cooper, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Cooper, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cooper, IA, compare Cooper auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cooper is Travelers
  • The most expensive auto insurance company in Cooper after a DUI is Travelers
  • Average auto insurance rates in Cooper, IA after a DUI are $3,551/year

Finding affordable Cooper, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cooper, IA auto insurance with confidence is right here. Auto insurance rates in Cooper are affected by local factors as well as personal ones like your driving record.

See how Cooper, IA car insurance rates compare to Des Moines auto insurance rates, Ankeny auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Cooper.

Don’t buy Cooper, IA auto insurance until you’ve compared rates. Get free Cooper, Iowa auto insurance quotes when you enter your ZIP code above.

Cooper, IA Minimum Auto Insurance Requirements

The required auto insurance in Cooper, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cooper, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cooper, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cooper, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cooper, IA. Take a look at Cooper, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cooper, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $3,918 $2,879 $2,420
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,957 $2,317 $2,030
Progressive $2,723 $2,208 $2,003
State Farm $3,157 $1,953 $1,541
Travelers $6,198 $5,288 $5,038
USAA $2,406 $1,649 $1,427

Buy Cheap Cooper, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cooper, Iowa auto insurance rates? Find out how car insurance rates in Cooper, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cooper, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,612 $1,545 $1,329 $1,382 $4,039 $4,555 $1,936 $2,093
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,487 $2,539 $2,414 $2,422 $10,997 $17,561 $2,585 $3,058
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

Buy Cheap Cooper, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cooper can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cooper, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cooper, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $5,305 $7,426
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,895 $5,038
Progressive $4,039 $4,555
State Farm $3,891 $4,937
Travelers $10,997 $17,561
USAA $3,264 $3,477

Buy Cheap Cooper, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cooper, Iowa by comparing Cooper senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cooper, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cooper, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,770 $1,770
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,508 $1,610
Progressive $1,329 $1,382
State Farm $1,269 $1,269
Travelers $2,414 $2,422
USAA $1,127 $1,155

Find Cheap Auto Insurance Rates in Cooper, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cooper, Iowa auto insurance. Compare Cooper, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cooper, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $3,086 $3,243 $2,888
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,544 $2,422 $2,339
Progressive $2,168 $2,319 $2,446
State Farm $2,111 $2,229 $2,311
Travelers $5,164 $5,593 $5,767
USAA $1,735 $1,833 $1,915

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Find Cheap Cooper, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cooper. Compare auto insurance rates in Cooper, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cooper, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $3,037 $3,108
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,435 $2,435
Progressive $2,311 $2,311
State Farm $2,164 $2,270
Travelers $5,508 $5,508
USAA $1,761 $1,894

Find Cheap Cooper, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cooper, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cooper, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cooper.

Annual Cooper, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,856 $3,052 $2,015 $2,322
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,019 $5,349 $7,163 $5,500
USAA $1,399 $1,873 $2,435 $1,604

Find Cheap Cooper, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cooper, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cooper for less when you shop around and compare rates from multiple Cooper, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cooper, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,443
American Family $4,217
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,450
Progressive $2,015
State Farm $2,217
Travelers $7,163
USAA $2,435

Winners by Category: Where to Buy Cheap Auto Insurance in Cooper, IA

Compare rates from the cheapest auto insurance companies in Cooper, IA for your needs. Take a look at how Cooper, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cooper, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cooper, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cooper, IA auto insurance companies overall, you can compare them here. Find the best price for Cooper, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cooper, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $3,073
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,435
Progressive $2,311
State Farm $2,217
Travelers $5,508
USAA $1,828

Compare Auto Insurance Quotes in Cooper, IA

You can buy cheap Cooper, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cooper, Iowa auto insurance quotes from top companies.

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