Buy Cheap Cooper City, FL Auto Insurance (2021)

Cooper City, FL auto insurance rates average $483 a month. Minimum auto insurance requirements in Cooper City, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Cooper City, FL, compare Cooper City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cooper City is Allstate
  • Average auto insurance rates in Cooper City, FL are $483/month
  • Average auto insurance rates in Cooper City, FL for teens drivers are $10,430/year

Finding affordable Cooper City, Florida auto insurance can be challenging, but everything you need to know to buy cheap Cooper City, FL auto insurance with confidence is right here. Auto insurance rates in Cooper City are affected by local factors as well as personal ones like your driving record.

See how Cooper City, FL car insurance rates compare to Miami auto insurance rates, Tampa auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Cooper City.

Don’t buy Cooper City, FL auto insurance until you’ve compared rates. Get free Cooper City, Florida auto insurance quotes when you enter your ZIP code above.

Cooper City, FL Minimum Auto Insurance Requirements

The required auto insurance in Cooper City, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Cooper City, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Cooper City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cooper City, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cooper City, FL. Take a look at Cooper City, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cooper City, Florida

Insurance Company Poor Fair Good
Allstate $12,722 $8,029 $6,488
GEICO $6,786 $4,076 $3,042
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,400 $5,373 $4,833
Progressive $8,649 $6,178 $5,157
State Farm $5,424 $3,539 $2,894
USAA $5,885 $2,858 $2,065

Buy Cheap Cooper City, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cooper City, Florida auto insurance rates? Find out how car insurance rates in Cooper City, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cooper City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,554 $5,294 $4,835 $4,907 $19,666 $21,385 $5,469 $5,528
GEICO $3,647 $3,662 $3,410 $3,410 $6,578 $8,268 $4,024 $4,081
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $4,102 $4,036 $3,650 $3,777 $9,958 $12,229 $4,517 $4,683
Progressive $4,378 $4,152 $3,745 $4,010 $12,663 $13,844 $5,358 $5,139
State Farm $2,538 $2,538 $2,301 $2,301 $7,073 $9,050 $2,821 $2,997
USAA $2,069 $2,035 $1,932 $1,917 $7,161 $8,300 $2,598 $2,810

Buy Cheap Cooper City, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cooper City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cooper City, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cooper City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,666 $21,385
GEICO $6,578 $8,268
Liberty Mutual $9,910 $15,291
Nationwide $9,958 $12,229
Progressive $12,663 $13,844
State Farm $7,073 $9,050
USAA $7,161 $8,300

Buy Cheap Cooper City, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Cooper City, Florida by comparing Cooper City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cooper City, FL here.

Annual Auto Insurance Rates for Senior Drivers in Cooper City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,835 $4,907
GEICO $3,410 $3,410
Liberty Mutual $4,274 $4,274
Nationwide $3,650 $3,777
Progressive $3,745 $4,010
State Farm $2,301 $2,301
USAA $1,932 $1,917

Find Cheap Auto Insurance Rates in Cooper City, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cooper City, Florida auto insurance. Compare Cooper City, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cooper City, Florida

Insurance Company Low Medium High
Allstate $6,861 $9,586 $10,792
GEICO $3,797 $4,797 $5,311
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,618 $6,104 $6,884
Progressive $5,666 $6,806 $7,512
State Farm $3,367 $4,047 $4,443
USAA $3,078 $3,740 $3,990

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Find Cheap Cooper City, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cooper City. Compare auto insurance rates in Cooper City, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cooper City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,821 $9,339
GEICO $4,612 $4,658
Liberty Mutual $6,543 $6,983
Nationwide $5,869 $5,869
Progressive $6,661 $6,661
State Farm $3,812 $4,093
USAA $3,562 $3,644

Find Cheap Cooper City, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Cooper City, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cooper City, FL to see how much where you live in Cooper City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Cooper City, Florida

ZIP Code Average Annual Rates
33328 $4,456
33330 $4,425

Find Cheap Cooper City, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Cooper City, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cooper City, FL, take a look at the average cost for various violations versus rates for a clean driving record in Cooper City.

Annual Cooper City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,793 $9,398 $10,450 $8,679
GEICO $3,205 $4,118 $6,167 $5,049
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,988 $5,492 $7,440 $5,555
Progressive $5,202 $7,822 $6,545 $7,075
State Farm $3,609 $4,296 $3,952 $3,952
USAA $2,821 $3,484 $5,148 $2,958

Find Cheap Cooper City, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cooper City, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Cooper City for less when you shop around and compare rates from multiple Cooper City, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cooper City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,450
GEICO $6,167
Liberty Mutual $9,209
Nationwide $7,440
Progressive $6,545
State Farm $3,952
USAA $5,148

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Winners by Category: Where to Buy Cheap Auto Insurance in Cooper City, FL

Compare rates from the cheapest auto insurance companies in Cooper City, FL for your needs. Take a look at how Cooper City, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cooper City, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Cooper City, Florida Auto Insurance Companies

If you’re looking for the cheapest Cooper City, FL auto insurance companies overall, you can compare them here. Find the best price for Cooper City, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Cooper City, Florida

Insurance Company Average Annual Rates
Allstate $9,080
GEICO $4,635
Liberty Mutual $6,763
Nationwide $5,869
Progressive $6,661
State Farm $3,952
USAA $3,603

What affects Cooper City, Florida auto insurance rates?

Local factors affect auto insurance rates in Cooper City, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Cooper City auto insurance rates.

Auto Theft in Cooper City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cooper City, FL auto theft show a total of 30 vehicle thefts annually.

Commute Times in Cooper City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cooper City, FL is 29.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Cooper City, FL

You can buy cheap Cooper City, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cooper City, Florida auto insurance quotes from top companies.

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