Buy Cheap Constantia, NY Auto Insurance (2021)

Constantia, NY auto insurance rates average $260 a month. Minimum auto insurance requirements in Constantia, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Constantia, NY, compare Constantia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Constantia is Liberty Mutual
  • Average auto insurance rates in Constantia, NY for teens drivers are $5,381/year
  • Average auto insurance rates in Constantia, NY are $260/month

Finding affordable Constantia, New York auto insurance can be challenging, but everything you need to know to buy cheap Constantia, NY auto insurance with confidence is right here. Auto insurance rates in Constantia are affected by local factors as well as personal ones like your driving record.

See how Constantia, NY car insurance rates compare to New Rochelle auto insurance rates, Schenectady auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Constantia.

Don’t buy Constantia, NY auto insurance until you’ve compared rates. Get free Constantia, New York auto insurance quotes when you enter your ZIP code above.

Constantia, NY Minimum Auto Insurance Requirements

The required auto insurance in Constantia, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Constantia, New York is outlined here.

Minimum Required Auto Insurance Coverage in Constantia, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Constantia, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Constantia, NY. Take a look at Constantia, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Constantia, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,660 $2,922 $2,319
Travelers $4,619 $2,944 $2,567
USAA $4,423 $2,195 $1,945

Buy Cheap Constantia, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Constantia, New York auto insurance rates? Find out how car insurance rates in Constantia, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Constantia, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,088 $2,088 $1,815 $1,815 $6,054 $7,830 $2,289 $2,426
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Buy Cheap Constantia, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Constantia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Constantia, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Constantia, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,054 $7,830
Travelers $5,662 $6,745
USAA $6,012 $7,189

Buy Cheap Constantia, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Constantia, New York by comparing Constantia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Constantia, NY here.

Annual Auto Insurance Rates for Senior Drivers in Constantia, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,815 $1,815
Travelers $2,204 $2,363
USAA $1,346 $1,345

Find Cheap Auto Insurance Rates in Constantia, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Constantia, New York auto insurance. Compare Constantia, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Constantia, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,145 $3,318 $3,439
Travelers $3,222 $3,351 $3,557
USAA $2,786 $2,844 $2,933

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Find Cheap Constantia, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Constantia. Compare auto insurance rates in Constantia, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Constantia, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,185 $3,416
Travelers $3,377 $3,377
USAA $2,826 $2,883

Find Cheap Constantia, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Constantia, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Constantia, NY, take a look at the average cost for various violations versus rates for a clean driving record in Constantia.

Annual Constantia, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,149 $3,149 $3,452 $3,452
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,530 $2,572 $3,744 $2,572

Find Cheap Constantia, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Constantia, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Constantia for less when you shop around and compare rates from multiple Constantia, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Constantia, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,452
Travelers $3,660
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Constantia, NY

Compare rates from the cheapest auto insurance companies in Constantia, NY for your needs. Take a look at how Constantia, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Constantia, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Constantia, New York Auto Insurance Companies

If you’re looking for the cheapest Constantia, NY auto insurance companies overall, you can compare them here. Find the best price for Constantia, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Constantia, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,301
Travelers $3,377
USAA $2,854

What affects Constantia, New York auto insurance rates?

Local factors affect auto insurance rates in Constantia, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Constantia auto insurance rates.

Commute Times in Constantia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Constantia, NY is 37.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Constantia, NY

You can buy cheap Constantia, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Constantia, New York auto insurance quotes from top companies.

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