Buy Cheap Conroe, TX Auto Insurance (2021)

Conroe, TX auto insurance rates average $346 a month. Minimum auto insurance requirements in Conroe, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Conroe, TX, compare Conroe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Conroe, TX for teens drivers are $7,454/year
  • The most expensive auto insurance company in Conroe after a DUI is Allstate
  • Average auto insurance rates in Conroe, TX after a DUI are $4,700/year

Finding affordable Conroe, Texas auto insurance can be challenging, but everything you need to know to buy cheap Conroe, TX auto insurance with confidence is right here. Auto insurance rates in Conroe are affected by local factors as well as personal ones like your driving record.

See how Conroe, TX car insurance rates compare to San Antonio auto insurance rates, Houston auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Conroe.

Don’t buy Conroe, TX auto insurance until you’ve compared rates. Get free Conroe, Texas auto insurance quotes when you enter your ZIP code above.

Conroe, TX Minimum Auto Insurance Requirements

The required auto insurance in Conroe, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Conroe, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Conroe, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Conroe, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Conroe, TX. Take a look at Conroe, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Conroe, Texas

Insurance Company Poor Fair Good
Allstate $6,879 $5,051 $4,329
American Family $8,178 $5,330 $4,642
GEICO $5,288 $2,989 $1,990
Nationwide $4,552 $3,662 $3,180
Progressive $5,261 $4,562 $4,233
State Farm $4,435 $2,760 $2,199
USAA $3,696 $2,150 $1,735

Buy Cheap Conroe, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Conroe, Texas auto insurance rates? Find out how car insurance rates in Conroe, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Conroe, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,489 $3,511 $3,442 $3,442 $9,379 $11,297 $4,313 $4,480
American Family $3,438 $3,876 $3,301 $3,830 $9,986 $13,004 $5,120 $5,847
GEICO $2,519 $2,735 $2,450 $2,806 $5,617 $5,811 $2,730 $2,710
Nationwide $2,365 $2,402 $2,089 $2,210 $6,798 $8,716 $2,788 $3,014
Progressive $2,464 $2,340 $2,201 $2,237 $10,547 $11,786 $2,928 $2,976
State Farm $2,166 $2,166 $1,933 $1,933 $5,295 $6,766 $2,362 $2,431
USAA $1,607 $1,612 $1,542 $1,526 $4,560 $4,947 $2,140 $2,282

Buy Cheap Conroe, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Conroe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Conroe, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Conroe, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,379 $11,297
American Family $9,986 $13,004
GEICO $5,617 $5,811
Nationwide $6,798 $8,716
Progressive $10,547 $11,786
State Farm $5,295 $6,766
USAA $4,560 $4,947

Buy Cheap Conroe, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Conroe, Texas by comparing Conroe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Conroe, TX here.

Annual Auto Insurance Rates for Senior Drivers in Conroe, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,442 $3,442
American Family $3,301 $3,830
GEICO $2,450 $2,806
Nationwide $2,089 $2,210
Progressive $2,201 $2,237
State Farm $1,933 $1,933
USAA $1,542 $1,526

Find Cheap Auto Insurance Rates in Conroe, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Conroe, Texas auto insurance. Compare Conroe, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Conroe, Texas

Insurance Company Low Medium High
Allstate $5,295 $5,373 $5,591
American Family $5,563 $5,783 $6,805
GEICO $3,226 $3,376 $3,665
Nationwide $4,095 $3,636 $3,662
Progressive $4,464 $4,665 $4,925
State Farm $2,963 $3,124 $3,307
USAA $2,432 $2,516 $2,633

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Find Cheap Conroe, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Conroe. Compare auto insurance rates in Conroe, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Conroe, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,285 $5,554
American Family $6,050 $6,050
GEICO $3,360 $3,485
Nationwide $3,798 $3,798
Progressive $4,685 $4,685
State Farm $3,132 $3,132
USAA $2,495 $2,559

Find Cheap Conroe, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Conroe, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Conroe, TX to see how much where you live in Conroe affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Conroe, Texas

ZIP Code Average Annual Rates
77301 $6,147
77302 $6,313
77303 $6,212
77304 $6,035
77306 $6,467

Find Cheap Conroe, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Conroe, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Conroe, TX, take a look at the average cost for various violations versus rates for a clean driving record in Conroe.

Annual Conroe, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,171 $6,521 $6,815 $4,171
American Family $5,480 $7,070 $6,170 $5,480
GEICO $2,903 $3,860 $3,191 $3,736
Nationwide $3,295 $3,295 $4,881 $3,721
Progressive $4,082 $5,298 $4,766 $4,594
State Farm $2,771 $3,193 $3,791 $2,771
USAA $1,879 $2,784 $3,288 $2,157

Find Cheap Conroe, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Conroe, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Conroe for less when you shop around and compare rates from multiple Conroe, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Conroe, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,815
American Family $6,170
GEICO $3,191
Nationwide $4,881
Progressive $4,766
State Farm $3,791
USAA $3,288

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Winners by Category: Where to Buy Cheap Auto Insurance in Conroe, TX

Compare rates from the cheapest auto insurance companies in Conroe, TX for your needs. Take a look at how Conroe, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Conroe, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Conroe, Texas Auto Insurance Companies

If you’re looking for the cheapest Conroe, TX auto insurance companies overall, you can compare them here. Find the best price for Conroe, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Conroe, Texas

Insurance Company Average Annual Rates
Allstate $5,419
American Family $6,050
GEICO $3,422
Nationwide $3,798
Progressive $4,685
State Farm $3,132
USAA $2,527

What affects Conroe, Texas auto insurance rates?

Local factors affect auto insurance rates in Conroe, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Conroe auto insurance rates.

Auto Theft in Conroe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Conroe, TX auto theft show a total of 136 vehicle thefts annually.

Commute Times in Conroe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Conroe, TX is 27.2 minutes according to City-Data.

Traffic in Conroe

How is traffic in Conroe, Texas? Inrix data shows that Conroe, TX traffic makes it the 935th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Conroe, TX

You can buy cheap Conroe, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Conroe, Texas auto insurance quotes from top companies.

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