Buy Cheap Congers, NY Auto Insurance (2021)

Congers, NY auto insurance rates average $440 a month. Minimum auto insurance requirements in Congers, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Congers, NY, compare Congers auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Congers, NY for teens drivers are $9,371/year
  • Average auto insurance rates in Congers, NY after a DUI are $7,061/year
  • The most expensive auto insurance company in Congers after a DUI is Liberty Mutual

Finding affordable Congers, New York auto insurance can be challenging, but everything you need to know to buy cheap Congers, NY auto insurance with confidence is right here. Auto insurance rates in Congers are affected by local factors as well as personal ones like your driving record.

See how Congers, NY car insurance rates compare to New Rochelle auto insurance rates, Yonkers auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Congers.

Don’t buy Congers, NY auto insurance until you’ve compared rates. Get free Congers, New York auto insurance quotes when you enter your ZIP code above.

Congers, NY Minimum Auto Insurance Requirements

The required auto insurance in Congers, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Congers, New York is outlined here.

Minimum Required Auto Insurance Coverage in Congers, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Congers, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Congers, NY. Take a look at Congers, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Congers, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,821 $2,806 $2,519
Liberty Mutual $10,210 $6,673 $4,995
Nationwide $5,092 $5,092 $5,092
Progressive $9,961 $4,792 $3,429
State Farm $7,372 $4,622 $3,667
Travelers $7,586 $4,701 $4,048
USAA $6,382 $3,262 $2,883

Buy Cheap Congers, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Congers, New York auto insurance rates? Find out how car insurance rates in Congers, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Congers, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $2,191 $2,110 $2,134 $2,102 $4,766 $7,089 $1,969 $2,027
Liberty Mutual $5,449 $5,449 $5,077 $5,077 $10,665 $15,392 $5,449 $5,781
Nationwide $3,750 $3,750 $3,525 $3,525 $7,010 $10,563 $3,750 $4,866
Progressive $3,774 $3,387 $2,899 $2,976 $12,616 $13,691 $4,736 $4,407
State Farm $3,307 $3,307 $2,899 $2,899 $9,787 $12,044 $3,656 $3,864
Travelers $3,845 $3,820 $3,532 $3,749 $9,284 $11,082 $4,062 $4,186
USAA $2,147 $2,104 $1,962 $1,952 $8,913 $10,561 $2,743 $3,024

Buy Cheap Congers, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Congers can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Congers, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Congers, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,766 $7,089
Liberty Mutual $10,665 $15,392
Nationwide $7,010 $10,563
Progressive $12,616 $13,691
State Farm $9,787 $12,044
Travelers $9,284 $11,082
USAA $8,913 $10,561

Buy Cheap Congers, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Congers, New York by comparing Congers senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Congers, NY here.

Annual Auto Insurance Rates for Senior Drivers in Congers, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $2,134 $2,102
Liberty Mutual $5,077 $5,077
Nationwide $3,525 $3,525
Progressive $2,899 $2,976
State Farm $2,899 $2,899
Travelers $3,532 $3,749
USAA $1,962 $1,952

Find Cheap Auto Insurance Rates in Congers, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Congers, New York auto insurance. Compare Congers, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Congers, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,868 $3,037 $3,241
Liberty Mutual $6,915 $7,273 $7,690
Nationwide $4,743 $5,046 $5,489
Progressive $5,692 $6,013 $6,476
State Farm $4,914 $5,255 $5,492
Travelers $5,130 $5,383 $5,821
USAA $4,027 $4,149 $4,352

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Find Cheap Congers, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Congers. Compare auto insurance rates in Congers, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Congers, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,957 $3,139
Liberty Mutual $7,082 $7,503
Nationwide $5,092 $5,092
Progressive $6,061 $6,061
State Farm $5,031 $5,410
Travelers $5,445 $5,445
USAA $4,134 $4,218

Find Cheap Congers, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Congers, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Congers, NY to see how much where you live in Congers affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Congers, New York

ZIP Code Average Annual Rates
10920 $5,325
10989 $5,324

Find Cheap Congers, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Congers, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Congers, NY, take a look at the average cost for various violations versus rates for a clean driving record in Congers.

Annual Congers, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,350 $2,564 $4,930 $2,350
Liberty Mutual $5,736 $5,736 $11,964 $5,736
Nationwide $3,836 $3,836 $8,770 $3,928
Progressive $5,878 $5,878 $6,564 $5,923
State Farm $4,960 $4,960 $5,481 $5,481
Travelers $4,598 $5,841 $5,926 $5,415
USAA $3,701 $3,764 $5,475 $3,764

Find Cheap Congers, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Congers, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Congers for less when you shop around and compare rates from multiple Congers, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Congers, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,380
GEICO $4,930
Liberty Mutual $11,964
Nationwide $8,770
Progressive $6,564
State Farm $5,481
Travelers $5,926
USAA $5,475

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Winners by Category: Where to Buy Cheap Auto Insurance in Congers, NY

Compare rates from the cheapest auto insurance companies in Congers, NY for your needs. Take a look at how Congers, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Congers, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Congers, New York Auto Insurance Companies

If you’re looking for the cheapest Congers, NY auto insurance companies overall, you can compare them here. Find the best price for Congers, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Congers, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $3,048
Liberty Mutual $7,293
Nationwide $5,092
Progressive $6,061
State Farm $5,220
Travelers $5,445
USAA $4,176

What affects Congers, New York auto insurance rates?

Local factors affect auto insurance rates in Congers, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Congers auto insurance rates.

Commute Times in Congers

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Congers, NY is 32.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Congers, NY

You can buy cheap Congers, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Congers, New York auto insurance quotes from top companies.

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