Buy Cheap Concord, MA Auto Insurance (2022)

Concord, MA auto insurance rates average $210 a month. Minimum auto insurance requirements in Concord, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Concord, MA, compare Concord auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Concord, MA are $210/month
  • The most expensive auto insurance company in Concord after a DUI is Liberty Mutual
  • Average auto insurance rates in Concord, MA for teens drivers are $5,002/year

Finding affordable Concord, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Concord, MA auto insurance with confidence is right here. Auto insurance rates in Concord are affected by local factors as well as personal ones like your driving record.

See how Concord, MA car insurance rates compare to Fall River auto insurance rates, Boston auto insurance rates, and Brockton auto insurance rates before you read more about the cost of auto insurance in Concord.

Don’t buy Concord, MA auto insurance until you’ve compared rates. Get free Concord, Massachusetts auto insurance quotes when you enter your ZIP code above.

Concord, MA Minimum Auto Insurance Requirements

The required auto insurance in Concord, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Concord, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Concord, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Concord, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Concord, Massachusetts auto insurance rates? Find out how car insurance rates in Concord, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,805 $1,805 $1,805 $6,389 $6,389 $2,019 $2,019
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,781 $1,781 $1,707 $1,707 $6,607 $6,607 $1,932 $1,932
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,573 $2,573 $2,282 $2,282 $5,232 $5,232 $2,852 $2,852
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

Buy Cheap Concord, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Concord can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Concord, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Concord, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,389 $6,389
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,607 $6,607
State Farm $2,110 $2,110
Travelers $5,232 $5,232
USAA $2,604 $2,604

Buy Cheap Concord, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Concord, Massachusetts by comparing Concord senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Concord, MA here.

Annual Auto Insurance Rates for Senior Drivers in Concord, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,805 $1,805
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,707 $1,707
State Farm $740 $740
Travelers $2,282 $2,282
USAA $1,117 $1,117

Find Cheap Auto Insurance Rates in Concord, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Concord, Massachusetts auto insurance. Compare Concord, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, Massachusetts

Insurance Company Low Medium High
Allstate $2,788 $3,052 $3,172
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,782 $3,064 $3,174
State Farm $990 $1,101 $1,157
Travelers $2,903 $3,302 $3,499
USAA $1,418 $1,551 $1,609

Find Cheap Concord, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Concord. Compare auto insurance rates in Concord, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Concord, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,099
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,007 $3,007
State Farm $1,058 $1,108
Travelers $3,085 $3,385
USAA $1,484 $1,568

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Find Cheap Concord, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Concord, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Concord, MA, take a look at the average cost for various violations versus rates for a clean driving record in Concord.

Annual Concord, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,337 $3,453 $3,889 $2,337
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,535 $3,548 $2,827 $3,116
State Farm $859 $1,166 $1,388 $918
Travelers $2,528 $3,483 $3,731 $3,197
USAA $1,092 $1,412 $2,381 $1,219

Find Cheap Concord, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Concord, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Concord for less when you shop around and compare rates from multiple Concord, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Concord, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,889
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,827
State Farm $1,388
Travelers $3,731
USAA $2,381

Winners by Category: Where to Buy Cheap Auto Insurance in Concord, MA

Compare rates from the cheapest auto insurance companies in Concord, MA for your needs. Take a look at how Concord, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Concord, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Concord, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Concord, MA auto insurance companies overall, you can compare them here. Find the best price for Concord, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Concord, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,004
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,007
State Farm $1,083
Travelers $3,235
USAA $1,526

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What affects Concord, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Concord, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Concord auto insurance rates.

Commute Times in Concord

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Concord, MA is 37.9 minutes according to City-Data.

Traffic in Concord

How is traffic in Concord, Massachusetts? Inrix data shows that Concord, MA traffic makes it the 202nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Concord, MA

You can buy cheap Concord, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Concord, Massachusetts auto insurance quotes from top companies.

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