Buy Cheap Concord, CA Auto Insurance (2021)

Concord, CA auto insurance rates average $291 a month. Minimum auto insurance requirements in Concord, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Concord, CA, compare Concord auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Concord after a DUI is Allstate
  • The most expensive auto insurance company in Concord is Farmers
  • Average auto insurance rates in Concord, CA after a DUI are $4,912/year

Finding affordable Concord, California auto insurance can be challenging, but everything you need to know to buy cheap Concord, CA auto insurance with confidence is right here. Auto insurance rates in Concord are affected by local factors as well as personal ones like your driving record.

See how Concord, CA car insurance rates compare to Fresno auto insurance rates, Bakersfield auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Concord.

Don’t buy Concord, CA auto insurance until you’ve compared rates. Get free Concord, California auto insurance quotes when you enter your ZIP code above.

Concord, CA Minimum Auto Insurance Requirements

The required auto insurance in Concord, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Concord, California is outlined here.

Minimum Required Auto Insurance Coverage in Concord, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Concord, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Concord, California auto insurance rates? Find out how car insurance rates in Concord, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,846 $2,849 $2,079 $2,097 $7,924 $9,972 $3,639 $3,995
Farmers $2,548 $2,548 $2,298 $2,298 $8,165 $13,410 $3,023 $3,370
GEICO $1,616 $1,617 $1,520 $1,520 $4,921 $5,004 $2,321 $2,372
Liberty Mutual $2,240 $2,119 $2,088 $2,022 $4,902 $5,224 $2,523 $2,544
Nationwide $2,997 $2,859 $2,630 $2,477 $7,665 $8,449 $3,588 $3,539
Progressive $1,644 $1,691 $1,389 $1,650 $4,356 $5,247 $2,352 $2,526
State Farm $3,197 $3,197 $2,856 $2,856 $5,885 $7,295 $3,540 $3,651
Travelers $2,430 $2,352 $2,149 $2,126 $5,020 $5,753 $3,160 $3,095
USAA $1,845 $1,747 $1,800 $1,807 $4,191 $4,228 $2,559 $2,418

Buy Cheap Concord, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Concord can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Concord, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Concord, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,924 $9,972
Farmers $8,165 $13,410
GEICO $4,921 $5,004
Liberty Mutual $4,902 $5,224
Nationwide $7,665 $8,449
Progressive $4,356 $5,247
State Farm $5,885 $7,295
Travelers $5,020 $5,753
USAA $4,191 $4,228

Buy Cheap Concord, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Concord, California by comparing Concord senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Concord, CA here.

Annual Auto Insurance Rates for Senior Drivers in Concord, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,079 $2,097
Farmers $2,298 $2,298
GEICO $1,520 $1,520
Liberty Mutual $2,088 $2,022
Nationwide $2,630 $2,477
Progressive $1,389 $1,650
State Farm $2,856 $2,856
Travelers $2,149 $2,126
USAA $1,800 $1,807

Find Cheap Auto Insurance Rates in Concord, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Concord, California auto insurance. Compare Concord, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, California

Insurance Company Low Medium High
Allstate $4,189 $4,464 $4,623
Farmers $4,397 $4,744 $4,982
GEICO $2,394 $2,640 $2,800
Liberty Mutual $2,759 $2,985 $3,129
Nationwide $3,839 $4,356 $4,631
Progressive $2,352 $2,688 $2,781
State Farm $3,675 $4,128 $4,376
Travelers $2,863 $3,350 $3,569
USAA $2,350 $2,622 $2,751

Find Cheap Concord, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Concord. Compare auto insurance rates in Concord, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Concord, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,990 $4,860
Farmers $4,271 $5,144
GEICO $2,372 $2,850
Liberty Mutual $2,717 $3,198
Nationwide $3,777 $4,774
Progressive $2,362 $2,852
State Farm $3,913 $4,206
Travelers $2,932 $3,589
USAA $2,375 $2,774

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Find Cheap Concord, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Concord, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Concord, CA to see how much where you live in Concord affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Concord, California

ZIP Code Average Annual Rates
94518 $4,773
94519 $4,775
94520 $4,937
94521 $4,801

Find Cheap Concord, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Concord, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Concord, CA, take a look at the average cost for various violations versus rates for a clean driving record in Concord.

Annual Concord, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,669 $4,485 $7,046 $3,501
Farmers $3,479 $4,738 $5,905 $4,707
GEICO $1,826 $2,819 $3,535 $2,265
Liberty Mutual $2,568 $3,439 $3,103 $2,720
Nationwide $2,986 $3,827 $6,463 $3,827
Progressive $1,714 $2,902 $3,344 $2,468
State Farm $2,897 $3,455 $6,525 $3,362
Travelers $2,182 $3,536 $4,123 $3,202
USAA $1,711 $2,549 $4,163 $1,874

Find Cheap Concord, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Concord, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Concord for less when you shop around and compare rates from multiple Concord, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Concord, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,046
Farmers $5,905
GEICO $3,535
Liberty Mutual $3,103
Nationwide $6,463
Progressive $3,344
State Farm $6,525
Travelers $4,123
USAA $4,163

Winners by Category: Where to Buy Cheap Auto Insurance in Concord, CA

Compare rates from the cheapest auto insurance companies in Concord, CA for your needs. Take a look at how Concord, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Concord, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Concord, California Auto Insurance Companies

If you’re looking for the cheapest Concord, CA auto insurance companies overall, you can compare them here. Find the best price for Concord, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Concord, California

Insurance Company Average Annual Rates
Allstate $4,425
Farmers $4,708
GEICO $2,611
Liberty Mutual $2,958
Nationwide $4,275
Progressive $2,607
State Farm $4,060
Travelers $3,261
USAA $2,574

What affects Concord, California auto insurance rates?

Local factors affect auto insurance rates in Concord, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Concord auto insurance rates.

Auto Theft in Concord

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Concord, CA auto theft show a total of 556 vehicle thefts annually.

Commute Times in Concord

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Concord, CA is 35.6 minutes according to City-Data.

Traffic in Concord

How is traffic in Concord, California? Inrix data shows that Concord, CA traffic makes it the 202nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Concord, CA

You can buy cheap Concord, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Concord, California auto insurance quotes from top companies.

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