Auto Insurance Companies That Assist Customers With Accidents (2021)

There are many auto insurance companies that assist customers with accidents. Having the right auto insurance policy can help assure you have a positive experience in the event of an accident. The best auto insurance for drivers with accidents will depend on the number and age of their accidents. High-risk auto insurance and accident forgiveness can be helpful auto insurance tools for accidents.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Sep 30, 2021

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A Concise Overview

  • Many popular auto insurance companies like Progressive and Travelers will be helpful with accidents and claims
  • Companies with poor J.D. Power and NAIC Complaint Index ratings might not be as helpful with accidents
  • Getting affordable auto insurance with accidents is possible with the right insurance policy

The best auto insurance coverages come from auto insurance companies that assist customers with accidents. Nobody wants to be left feeling helpless after a car accident.

The best auto insurance companies vary from person to person. We’ll help guide you by highlighting where to get affordable auto insurance for high-risk drivers, the best accident forgiveness companies, and more.

You’ll learn more about auto insurance companies that assist customers with accidents below. For now, enter your ZIP to get free quotes from top auto insurance companies in your area.

What are the best auto insurance companies that assist customers with accidents?

There are many auto insurance providers nationwide, each having something unique to offer customers. The best auto insurance companies will be affordable, have strong policy features, and have great customer service.

The easiest way to find the best price is to compare auto insurance companies. You’ll find that rates vary drastically based on many different factors like age, gender, location, and the vehicle you drive.

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To find the best auto insurance in your region, you’ll want to research the best auto insurance by state. You’d be surprised to find that a company that’s strong in Florida might not be great in New York.

The companies that help the most with accidents will usually be reputable companies with strong auto insurance company ratings. Again, just because your insurer has good ratings for life insurance doesn’t mean they’ll have good auto insurance ratings.

Which auto insurance companies have the best ratings?

While you can anticipate some variance in your customer experience from agency to agency, auto insurance company ratings can give you a nice overview of how reliable your insurer is.

There are a handful of organizations that help consumers make informed decisions when shopping for auto insurance companies.

Comparison of Top Auto Insurance Company Ratings
CompaniesA.M. Best RatingNAIC Complaint IndexJ.D. Power Rating (Mid-Atlantic)
AllstateA+0.36830
American FamilyA1.36N/A
FarmersA1.25794
GEICOA++2.29835
Liberty MutualA3.85833
NationwideA1.7823
ProgressiveA+0.84834
State FarmA++1.14851
TravelersA++0836
USAAA++1.86896
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A.M. Best ratings help provide insight into the financial strength of a company. Realistically, any company rated “A” or better is in a strong position financially.

The National Association of Insurance Commissioners (NAIC) complaint index highlights the volume of consumer complaints a company has. In short, lower numbers indicate fewer complaints.

According to these values, Allstate, Travelers, and Progressive are the top-rated companies to choose from. Auto insurance companies that don’t assist customers with accidents would likely have a high NAIC Complaint Index.

J.D. Power’s customer satisfaction index gives you an idea of how happy customers are. That said, this study was split into different regions – so you might see some change from place to place.

In this study, USAA, State Farm, and Travelers rank among the top companies. It’s worth noting that Travelers lands just a couple of points over other top providers like GEICO and Progressive.

Based on the collective information, Travelers and Progressive appear to be the most trustworthy and helpful companies; however, this might not be the case with every policy.

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What is the best auto insurance for drivers with accidents?

Auto insurance and accidents go hand-in-hand, unfortunately. Our auto insurance recommendations depend on whether or not you’re searching for a new policy with existing accidents or if you’re looking for a company that responds favorably if you happen to be involved in an accident.

If you’ve already been in accidents, you might want to consider high-risk auto insurance. Some insurance companies will gouge drivers who’ve been involved in numerous accidents.

If you haven’t been in any accidents but you want to avoid steep price increases if you do have one, many companies offer accident forgiveness at an added cost.

Yet again, popular companies like Allstate, Progressive, and Travelers each offer accident forgiveness. If you’re wondering how to get the best accident forgiveness, it would be wise to get quotes from each company with and without this policy feature to see which is the best deal.

Finding Auto Insurance Companies That Assist Customers With Accidents

It’s extremely rare to find cheap auto insurance for drivers with accidents on their record. High-risk auto insurance could be a good option for those who have accidents, while accident forgiveness could help prevent price changes from future accidents.

We hope you enjoyed learning more about auto insurance companies that assist customers with accidents. Before you go, enter your ZIP below to get rates from top auto insurance providers near you.

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