Buy Cheap Commerce City, CO Auto Insurance (2021)

Commerce City, CO auto insurance rates average $341 a month. Minimum auto insurance requirements in Commerce City, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Commerce City, CO, compare Commerce City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Commerce City, CO after a DUI are $4,879/year
  • Average auto insurance rates in Commerce City, CO for teens drivers are $8,041/year
  • The most expensive auto insurance company in Commerce City after a DUI is Allstate

Finding affordable Commerce City, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Commerce City, CO auto insurance with confidence is right here. Auto insurance rates in Commerce City are affected by local factors as well as personal ones like your driving record.

See how Commerce City, CO car insurance rates compare to Denver auto insurance rates, Arvada auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Commerce City.

Don’t buy Commerce City, CO auto insurance until you’ve compared rates. Get free Commerce City, Colorado auto insurance quotes when you enter your ZIP code above.

Commerce City, CO Minimum Auto Insurance Requirements

The required auto insurance in Commerce City, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Commerce City, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Commerce City, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Commerce City, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Commerce City, CO. Take a look at Commerce City, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Commerce City, Colorado

Insurance Company Poor Fair Good
Allstate $7,336 $5,645 $4,250
American Family $5,317 $3,806 $3,200
Farmers $6,731 $5,464 $5,188
GEICO $3,754 $3,122 $2,490
Liberty Mutual $4,400 $2,712 $2,150
Nationwide $4,726 $3,742 $3,258
Progressive $4,768 $4,071 $3,735
State Farm $4,950 $3,189 $2,574
USAA $4,878 $2,803 $2,253

Buy Cheap Commerce City, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Commerce City, Colorado auto insurance rates? Find out how car insurance rates in Commerce City, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Commerce City, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,452 $3,214 $3,139 $3,168 $12,431 $13,067 $3,741 $3,736
American Family $2,814 $2,814 $2,543 $2,543 $6,782 $9,115 $2,814 $3,436
Farmers $3,353 $3,315 $3,037 $3,293 $12,969 $13,016 $3,680 $3,694
GEICO $1,948 $2,149 $2,144 $2,488 $6,214 $6,507 $1,766 $1,759
Liberty Mutual $1,965 $1,880 $1,683 $1,859 $6,395 $6,965 $1,980 $1,972
Nationwide $2,602 $2,646 $2,332 $2,460 $6,588 $8,415 $2,995 $3,232
Progressive $2,537 $2,373 $2,235 $2,223 $8,767 $9,780 $2,850 $2,764
State Farm $2,193 $2,193 $1,997 $1,997 $6,550 $8,262 $2,462 $2,915
USAA $2,184 $2,164 $2,098 $2,081 $5,672 $6,469 $2,802 $3,022

Buy Cheap Commerce City, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Commerce City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Commerce City, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Commerce City, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,431 $13,067
American Family $6,782 $9,115
Farmers $12,969 $13,016
GEICO $6,214 $6,507
Liberty Mutual $6,395 $6,965
Nationwide $6,588 $8,415
Progressive $8,767 $9,780
State Farm $6,550 $8,262
USAA $5,672 $6,469

Buy Cheap Commerce City, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Commerce City, Colorado by comparing Commerce City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Commerce City, CO here.

Annual Auto Insurance Rates for Senior Drivers in Commerce City, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,139 $3,168
American Family $2,543 $2,543
Farmers $3,037 $3,293
GEICO $2,144 $2,488
Liberty Mutual $1,683 $1,859
Nationwide $2,332 $2,460
Progressive $2,235 $2,223
State Farm $1,997 $1,997
USAA $2,098 $2,081

Find Cheap Auto Insurance Rates in Commerce City, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Commerce City, Colorado auto insurance. Compare Commerce City, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Commerce City, Colorado

Insurance Company Low Medium High
Allstate $5,376 $5,720 $6,135
American Family $3,888 $4,191 $4,244
Farmers $5,032 $5,706 $6,645
GEICO $2,682 $3,036 $3,648
Liberty Mutual $2,881 $3,074 $3,307
Nationwide $3,880 $3,911 $3,935
Progressive $3,809 $4,206 $4,558
State Farm $3,287 $3,574 $3,853
USAA $3,147 $3,312 $3,475

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Find Cheap Commerce City, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Commerce City. Compare auto insurance rates in Commerce City, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Commerce City, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,744 $5,744
American Family $4,019 $4,196
Farmers $5,795 $5,795
GEICO $3,059 $3,185
Liberty Mutual $3,087 $3,087
Nationwide $3,909 $3,909
Progressive $4,191 $4,191
State Farm $3,481 $3,661
USAA $3,218 $3,405

Find Cheap Commerce City, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Commerce City, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Commerce City, CO to see how much where you live in Commerce City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Commerce City, Colorado

ZIP Code Average Annual Rates
80022 $3,818
80640 $3,748

Find Cheap Commerce City, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Commerce City, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Commerce City, CO, take a look at the average cost for various violations versus rates for a clean driving record in Commerce City.

Annual Commerce City, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,861 $5,625 $6,946 $5,543
American Family $3,050 $4,293 $5,633 $3,454
Farmers $4,884 $6,300 $6,218 $5,776
GEICO $2,173 $3,437 $4,059 $2,819
Liberty Mutual $2,717 $3,176 $3,269 $3,188
Nationwide $3,010 $4,108 $5,206 $3,311
Progressive $3,618 $5,112 $3,818 $4,216
State Farm $3,267 $3,876 $3,571 $3,571
USAA $2,402 $2,951 $5,188 $2,705

Find Cheap Commerce City, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Commerce City, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Commerce City for less when you shop around and compare rates from multiple Commerce City, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Commerce City, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,946
American Family $5,633
Farmers $6,218
GEICO $4,059
Liberty Mutual $3,269
Nationwide $5,206
Progressive $3,818
State Farm $3,571
USAA $5,188

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Winners by Category: Where to Buy Cheap Auto Insurance in Commerce City, CO

Compare rates from the cheapest auto insurance companies in Commerce City, CO for your needs. Take a look at how Commerce City, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Commerce City, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Commerce City, Colorado Auto Insurance Companies

If you’re looking for the cheapest Commerce City, CO auto insurance companies overall, you can compare them here. Find the best price for Commerce City, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Commerce City, Colorado

Insurance Company Average Annual Rates
Allstate $5,744
American Family $4,108
Farmers $5,795
GEICO $3,122
Liberty Mutual $3,087
Nationwide $3,909
Progressive $4,191
State Farm $3,571
USAA $3,311

What affects Commerce City, Colorado auto insurance rates?

Local factors affect auto insurance rates in Commerce City, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Commerce City auto insurance rates.

Commute Times in Commerce City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Commerce City, CO is 30.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Commerce City, CO

You can buy cheap Commerce City, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Commerce City, Colorado auto insurance quotes from top companies.

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