Buy Cheap Commack, NY Auto Insurance (2021)

Commack, NY auto insurance rates average $478 a month. Minimum auto insurance requirements in Commack, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Commack, NY, compare Commack auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Commack, NY are $478/month
  • Average auto insurance rates in Commack, NY for teens drivers are $10,139/year
  • The most expensive auto insurance company in Commack is Liberty Mutual

Finding affordable Commack, New York auto insurance can be challenging, but everything you need to know to buy cheap Commack, NY auto insurance with confidence is right here. Auto insurance rates in Commack are affected by local factors as well as personal ones like your driving record.

See how Commack, NY car insurance rates compare to New Rochelle auto insurance rates, Rochester auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Commack.

Don’t buy Commack, NY auto insurance until you’ve compared rates. Get free Commack, New York auto insurance quotes when you enter your ZIP code above.

Commack, NY Minimum Auto Insurance Requirements

The required auto insurance in Commack, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Commack, New York is outlined here.

Minimum Required Auto Insurance Coverage in Commack, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Commack, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Commack, NY. Take a look at Commack, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Commack, New York

Insurance Company Poor Fair Good
Allstate $8,472 $4,839 $4,119
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,799 $4,802 $3,459
State Farm $8,333 $5,226 $4,148
Travelers $8,232 $5,027 $4,302
USAA $7,537 $3,851 $3,391

Buy Cheap Commack, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Commack, New York auto insurance rates? Find out how car insurance rates in Commack, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Commack, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,883 $3,585 $3,681 $3,720 $11,720 $12,518 $3,698 $3,673
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,746 $3,746 $3,288 $3,288 $11,062 $13,586 $4,143 $4,359
Travelers $4,183 $4,106 $3,830 $4,029 $9,975 $11,847 $4,386 $4,474
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Buy Cheap Commack, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Commack can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Commack, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Commack, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,720 $12,518
GEICO $4,873 $7,224
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,634 $13,778
State Farm $11,062 $13,586
Travelers $9,975 $11,847
USAA $10,414 $12,337

Buy Cheap Commack, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Commack, New York by comparing Commack senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Commack, NY here.

Annual Auto Insurance Rates for Senior Drivers in Commack, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,681 $3,720
GEICO $2,194 $2,161
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,840 $2,912
State Farm $3,288 $3,288
Travelers $3,830 $4,029
USAA $2,329 $2,331

Find Cheap Auto Insurance Rates in Commack, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Commack, New York auto insurance. Compare Commack, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Commack, New York

Insurance Company Low Medium High
Allstate $5,335 $5,779 $6,316
GEICO $2,932 $3,111 $3,326
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,639 $5,973 $6,449
State Farm $5,542 $5,943 $6,222
Travelers $5,483 $5,778 $6,301
USAA $4,742 $4,893 $5,144

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Commack, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Commack. Compare auto insurance rates in Commack, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Commack, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,728 $5,892
GEICO $3,030 $3,215
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,020 $6,020
State Farm $5,685 $6,119
Travelers $5,854 $5,854
USAA $4,876 $4,977

Find Cheap Commack, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Commack, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Commack, NY to see how much where you live in Commack affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Commack, New York

ZIP Code Average Annual Rates
11725 $5,821
11731 $5,810
11787 $5,740

Find Cheap Commack, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Commack, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Commack, NY, take a look at the average cost for various violations versus rates for a clean driving record in Commack.

Annual Commack, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,876 $4,876 $7,259 $6,228
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,606 $5,606 $6,198 $6,198
Travelers $4,933 $6,287 $6,375 $5,820
USAA $4,387 $4,459 $6,400 $4,459

Find Cheap Commack, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Commack, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Commack for less when you shop around and compare rates from multiple Commack, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Commack, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,259
GEICO $5,034
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,517
State Farm $6,198
Travelers $6,375
USAA $6,400

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Commack, NY

Compare rates from the cheapest auto insurance companies in Commack, NY for your needs. Take a look at how Commack, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Commack, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Commack, New York Auto Insurance Companies

If you’re looking for the cheapest Commack, NY auto insurance companies overall, you can compare them here. Find the best price for Commack, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Commack, New York

Insurance Company Average Annual Rates
Allstate $5,810
GEICO $3,123
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,020
State Farm $5,902
Travelers $5,854
USAA $4,926

What affects Commack, New York auto insurance rates?

Local factors affect auto insurance rates in Commack, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Commack auto insurance rates.

Commute Times in Commack

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Commack, NY is 34.8 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Commack, NY

You can buy cheap Commack, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Commack, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption