Buy Cheap Colwell, IA Auto Insurance (2021)

Colwell, IA auto insurance rates average $235 a month. Minimum auto insurance requirements in Colwell, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Colwell, IA, compare Colwell auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Colwell after a DUI is Travelers
  • The most expensive auto insurance company in Colwell is Travelers
  • Average auto insurance rates in Colwell, IA for teens drivers are $5,328/year

Finding affordable Colwell, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Colwell, IA auto insurance with confidence is right here. Auto insurance rates in Colwell are affected by local factors as well as personal ones like your driving record.

See how Colwell, IA car insurance rates compare to Iowa City auto insurance rates, Ankeny auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Colwell.

Don’t buy Colwell, IA auto insurance until you’ve compared rates. Get free Colwell, Iowa auto insurance quotes when you enter your ZIP code above.

Colwell, IA Minimum Auto Insurance Requirements

The required auto insurance in Colwell, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Colwell, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Colwell, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Colwell, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colwell, IA. Take a look at Colwell, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colwell, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,506 $2,577 $2,174
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,689 $2,160 $1,951
State Farm $3,113 $1,926 $1,519
Travelers $5,077 $4,334 $4,131
USAA $2,419 $1,660 $1,437

Buy Cheap Colwell, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colwell, Iowa auto insurance rates? Find out how car insurance rates in Colwell, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colwell, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,763 $1,763 $1,583 $1,583 $4,787 $6,660 $1,763 $2,116
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,618 $1,565 $1,334 $1,382 $3,843 $4,342 $1,947 $2,101
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,051 $2,096 $1,976 $1,989 $8,973 $14,372 $2,128 $2,525
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

Buy Cheap Colwell, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colwell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colwell, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colwell, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $4,787 $6,660
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,843 $4,342
State Farm $3,825 $4,856
Travelers $8,973 $14,372
USAA $3,305 $3,514

Buy Cheap Colwell, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Colwell, Iowa by comparing Colwell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colwell, IA here.

Annual Auto Insurance Rates for Senior Drivers in Colwell, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,583 $1,583
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,334 $1,382
State Farm $1,254 $1,254
Travelers $1,976 $1,989
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Colwell, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colwell, Iowa auto insurance. Compare Colwell, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colwell, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $2,747 $2,906 $2,604
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $2,145 $2,274 $2,380
State Farm $2,083 $2,198 $2,277
Travelers $4,240 $4,582 $4,718
USAA $1,745 $1,844 $1,926

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Find Cheap Colwell, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colwell. Compare auto insurance rates in Colwell, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colwell, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $2,720 $2,784
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,267 $2,267
State Farm $2,133 $2,239
Travelers $4,514 $4,514
USAA $1,771 $1,905

Find Cheap Colwell, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Colwell, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colwell, IA, take a look at the average cost for various violations versus rates for a clean driving record in Colwell.

Annual Colwell, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $1,986 $2,920 $3,771 $2,333
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,827 $2,972 $1,980 $2,287
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,310 $4,388 $5,856 $4,501
USAA $1,405 $1,885 $2,451 $1,613

Find Cheap Colwell, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colwell, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Colwell for less when you shop around and compare rates from multiple Colwell, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colwell, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $3,771
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,980
State Farm $2,186
Travelers $5,856
USAA $2,451

Winners by Category: Where to Buy Cheap Auto Insurance in Colwell, IA

Compare rates from the cheapest auto insurance companies in Colwell, IA for your needs. Take a look at how Colwell, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colwell, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Colwell, Iowa Auto Insurance Companies

If you’re looking for the cheapest Colwell, IA auto insurance companies overall, you can compare them here. Find the best price for Colwell, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Colwell, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $2,752
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,267
State Farm $2,186
Travelers $4,514
USAA $1,838

What affects Colwell, Iowa auto insurance rates?

Local factors affect auto insurance rates in Colwell, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Colwell auto insurance rates.

Commute Times in Colwell

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Colwell, IA is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Colwell, IA

You can buy cheap Colwell, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colwell, Iowa auto insurance quotes from top companies.

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