Buy Cheap Columbus, TX Auto Insurance (2021)

Columbus, TX auto insurance rates average $312 a month. Minimum auto insurance requirements in Columbus, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Columbus, TX, compare Columbus auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbus, TX are $312/month
  • Average auto insurance rates in Columbus, TX after a DUI are $4,233/year
  • The most expensive auto insurance company in Columbus is American Family

Finding affordable Columbus, Texas auto insurance can be challenging, but everything you need to know to buy cheap Columbus, TX auto insurance with confidence is right here. Auto insurance rates in Columbus are affected by local factors as well as personal ones like your driving record.

See how Columbus, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Columbus.

Don’t buy Columbus, TX auto insurance until you’ve compared rates. Get free Columbus, Texas auto insurance quotes when you enter your ZIP code above.

Columbus, TX Minimum Auto Insurance Requirements

The required auto insurance in Columbus, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Columbus, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Columbus, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Columbus, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbus, TX. Take a look at Columbus, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbus, Texas

Insurance Company Poor Fair Good
Allstate $6,486 $4,757 $4,073
American Family $7,650 $4,947 $4,316
GEICO $4,372 $2,488 $1,669
Nationwide $4,074 $3,275 $2,848
Progressive $4,781 $4,122 $3,816
State Farm $3,627 $2,256 $1,797
USAA $3,502 $2,022 $1,626

Buy Cheap Columbus, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbus, Texas auto insurance rates? Find out how car insurance rates in Columbus, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,307 $3,333 $3,265 $3,265 $8,766 $10,569 $4,086 $4,252
American Family $3,250 $3,652 $3,097 $3,582 $9,223 $12,027 $4,796 $5,475
GEICO $2,124 $2,287 $2,042 $2,312 $4,615 $4,776 $2,297 $2,290
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,282 $2,177 $2,026 $2,067 $9,403 $10,493 $2,708 $2,761
State Farm $1,824 $1,824 $1,615 $1,615 $4,227 $5,363 $1,973 $2,038
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Buy Cheap Columbus, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbus, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbus, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,569
American Family $9,223 $12,027
GEICO $4,615 $4,776
Nationwide $6,027 $7,731
Progressive $9,403 $10,493
State Farm $4,227 $5,363
USAA $4,265 $4,651

Buy Cheap Columbus, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbus, Texas by comparing Columbus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbus, TX here.

Annual Auto Insurance Rates for Senior Drivers in Columbus, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,265 $3,265
American Family $3,097 $3,582
GEICO $2,042 $2,312
Nationwide $1,893 $2,004
Progressive $2,026 $2,067
State Farm $1,615 $1,615
USAA $1,451 $1,442

Find Cheap Auto Insurance Rates in Columbus, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbus, Texas auto insurance. Compare Columbus, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus, Texas

Insurance Company Low Medium High
Allstate $4,984 $5,060 $5,273
American Family $5,190 $5,396 $6,327
GEICO $2,693 $2,809 $3,026
Nationwide $3,675 $3,255 $3,267
Progressive $4,062 $4,221 $4,435
State Farm $2,438 $2,552 $2,689
USAA $2,305 $2,374 $2,471

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Find Cheap Columbus, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbus. Compare auto insurance rates in Columbus, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbus, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,983 $5,228
American Family $5,638 $5,638
GEICO $2,790 $2,896
Nationwide $3,399 $3,399
Progressive $4,239 $4,239
State Farm $2,560 $2,560
USAA $2,353 $2,414

Find Cheap Columbus, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Columbus, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbus, TX, take a look at the average cost for various violations versus rates for a clean driving record in Columbus.

Annual Columbus, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,956 $6,120 $6,390 $3,956
American Family $5,119 $6,569 $5,744 $5,119
GEICO $2,416 $3,180 $2,668 $3,107
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,701 $4,766 $4,322 $4,168
State Farm $2,290 $2,606 $3,053 $2,290
USAA $1,778 $2,621 $3,093 $2,041

Find Cheap Columbus, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbus, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbus for less when you shop around and compare rates from multiple Columbus, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbus, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,390
American Family $5,744
GEICO $2,668
Nationwide $4,361
Progressive $4,322
State Farm $3,053
USAA $3,093

Winners by Category: Where to Buy Cheap Auto Insurance in Columbus, TX

Compare rates from the cheapest auto insurance companies in Columbus, TX for your needs. Take a look at how Columbus, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbus, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Columbus, Texas Auto Insurance Companies

If you’re looking for the cheapest Columbus, TX auto insurance companies overall, you can compare them here. Find the best price for Columbus, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbus, Texas

Insurance Company Average Annual Rates
Allstate $5,105
American Family $5,638
GEICO $2,843
Nationwide $3,399
Progressive $4,239
State Farm $2,560
USAA $2,383

What affects Columbus, Texas auto insurance rates?

Local factors affect auto insurance rates in Columbus, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbus auto insurance rates.

Auto Theft in Columbus

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Columbus, TX auto theft show a total of 5 vehicle thefts annually.

Commute Times in Columbus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbus, TX is 13.1 minutes according to City-Data.

Traffic in Columbus

How is traffic in Columbus, Texas? Inrix data shows that Columbus, TX traffic makes it the 473rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbus, TX

You can buy cheap Columbus, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbus, Texas auto insurance quotes from top companies.

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