Buy Cheap Columbus, NM Auto Insurance (2021)

Columbus, NM auto insurance rates average $261 a month. Minimum auto insurance requirements in Columbus, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Columbus, NM, compare Columbus auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbus, NM after a DUI are $4,023/year
  • The most expensive auto insurance company in Columbus after a DUI is GEICO
  • The most expensive auto insurance company in Columbus is GEICO

Finding affordable Columbus, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Columbus, NM auto insurance with confidence is right here. Auto insurance rates in Columbus are affected by local factors as well as personal ones like your driving record.

See how Columbus, NM car insurance rates compare to Hobbs auto insurance rates, Farmington auto insurance rates, and Rio Rancho auto insurance rates before you read more about the cost of auto insurance in Columbus.

Don’t buy Columbus, NM auto insurance until you’ve compared rates. Get free Columbus, New Mexico auto insurance quotes when you enter your ZIP code above.

Columbus, NM Minimum Auto Insurance Requirements

The required auto insurance in Columbus, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Columbus, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Columbus, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Columbus, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbus, NM. Take a look at Columbus, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbus, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,344 $3,593 $3,417
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,372 $3,022 $2,868
State Farm $2,729 $1,686 $1,336
USAA $2,561 $1,916 $1,660

Buy Cheap Columbus, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbus, New Mexico auto insurance rates? Find out how car insurance rates in Columbus, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,618 $1,556 $1,476 $1,475 $6,865 $7,740 $1,954 $2,017
State Farm $1,254 $1,254 $1,139 $1,139 $3,370 $4,230 $1,402 $1,548
USAA $1,388 $1,384 $1,321 $1,323 $3,482 $3,934 $1,705 $1,829

Buy Cheap Columbus, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbus, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbus, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,553 $8,794
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,865 $7,740
State Farm $3,370 $4,230
USAA $3,482 $3,934

Buy Cheap Columbus, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbus, New Mexico by comparing Columbus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbus, NM here.

Annual Auto Insurance Rates for Senior Drivers in Columbus, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,889 $2,015
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,476 $1,475
State Farm $1,139 $1,139
USAA $1,321 $1,323

Find Cheap Auto Insurance Rates in Columbus, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbus, New Mexico auto insurance. Compare Columbus, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,444 $3,748 $4,162
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,942 $3,087 $3,233
State Farm $1,746 $1,923 $2,082
USAA $1,903 $2,054 $2,180

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Find Cheap Columbus, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbus. Compare auto insurance rates in Columbus, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbus, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,785 $3,785
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $3,087 $3,087
State Farm $1,870 $1,964
USAA $1,985 $2,107

Find Cheap Columbus, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Columbus, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbus, NM, take a look at the average cost for various violations versus rates for a clean driving record in Columbus.

Annual Columbus, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,664 $3,667 $2,872 $3,146
State Farm $1,802 $1,956 $1,956 $1,956
USAA $1,523 $2,108 $2,780 $1,771

Find Cheap Columbus, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbus, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbus for less when you shop around and compare rates from multiple Columbus, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbus, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,440
Farmers $4,022
GEICO $8,009
Nationwide $4,082
Progressive $2,872
State Farm $1,956
USAA $2,780

Winners by Category: Where to Buy Cheap Auto Insurance in Columbus, NM

Compare rates from the cheapest auto insurance companies in Columbus, NM for your needs. Take a look at how Columbus, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbus, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Columbus, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Columbus, NM auto insurance companies overall, you can compare them here. Find the best price for Columbus, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbus, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,785
GEICO $4,266
Nationwide $3,023
Progressive $3,087
State Farm $1,917
USAA $2,046

What affects Columbus, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Columbus, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbus auto insurance rates.

Commute Times in Columbus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbus, NM is 21.0 minutes according to City-Data.

Traffic in Columbus

How is traffic in Columbus, New Mexico? Inrix data shows that Columbus, NM traffic makes it the 473rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbus, NM

You can buy cheap Columbus, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbus, New Mexico auto insurance quotes from top companies.

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