Buy Cheap Columbus, KS Auto Insurance (2022)

Columbus, KS auto insurance rates average $286 a month. Minimum auto insurance requirements in Columbus, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Columbus, KS, compare Columbus auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbus, KS after a DUI are $4,105/year
  • The most expensive auto insurance company in Columbus is Liberty Mutual
  • The most expensive auto insurance company in Columbus after a DUI is Travelers

Finding affordable Columbus, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Columbus, KS auto insurance with confidence is right here. Auto insurance rates in Columbus are affected by local factors as well as personal ones like your driving record.

See how Columbus, KS car insurance rates compare to Manhattan auto insurance rates, Olathe auto insurance rates, and Wichita auto insurance rates before you read more about the cost of auto insurance in Columbus.

Don’t buy Columbus, KS auto insurance until you’ve compared rates. Get free Columbus, Kansas auto insurance quotes when you enter your ZIP code above.

Columbus, KS Minimum Auto Insurance Requirements

The required auto insurance in Columbus, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Columbus, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Columbus, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Columbus, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbus, KS. Take a look at Columbus, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbus, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,860 $2,025 $1,687
Farmers $4,591 $3,656 $3,450
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,753 $2,424 $2,259
Progressive $4,992 $4,185 $3,862
State Farm $4,083 $2,440 $1,889
Travelers $4,996 $4,061 $3,899
USAA $3,299 $2,163 $1,778

Buy Cheap Columbus, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbus, Kansas auto insurance rates? Find out how car insurance rates in Columbus, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,724 $1,724 $1,556 $1,556 $3,322 $3,982 $1,724 $1,936
Farmers $2,682 $2,662 $2,397 $2,503 $7,247 $7,499 $3,021 $3,179
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,830 $1,888 $1,627 $1,756 $3,743 $4,595 $2,126 $2,265
Progressive $2,522 $2,403 $2,032 $2,119 $9,187 $10,362 $2,969 $3,177
State Farm $1,847 $1,847 $1,615 $1,615 $4,874 $6,221 $2,075 $2,341
Travelers $2,098 $2,134 $2,043 $2,069 $8,427 $13,104 $2,145 $2,531
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Buy Cheap Columbus, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbus, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbus, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,322 $3,982
Farmers $7,247 $7,499
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,743 $4,595
Progressive $9,187 $10,362
State Farm $4,874 $6,221
Travelers $8,427 $13,104
USAA $4,807 $5,062

Buy Cheap Columbus, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbus, Kansas by comparing Columbus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbus, KS here.

Annual Auto Insurance Rates for Senior Drivers in Columbus, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,556 $1,556
Farmers $2,397 $2,503
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,627 $1,756
Progressive $2,032 $2,119
State Farm $1,615 $1,615
Travelers $2,043 $2,069
USAA $1,313 $1,333

Find Cheap Auto Insurance Rates in Columbus, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbus, Kansas auto insurance. Compare Columbus, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,214 $2,301 $2,056
Farmers $3,748 $3,880 $4,069
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,608 $2,451 $2,378
Progressive $4,108 $4,313 $4,618
State Farm $2,705 $2,812 $2,896
Travelers $4,103 $4,324 $4,529
USAA $2,328 $2,406 $2,504

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Find Cheap Columbus, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbus. Compare auto insurance rates in Columbus, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbus, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,162 $2,219
Farmers $3,899 $3,899
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,479 $2,479
Progressive $4,346 $4,346
State Farm $2,734 $2,874
Travelers $4,319 $4,319
USAA $2,341 $2,485

Find Cheap Columbus, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Columbus, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbus, KS, take a look at the average cost for various violations versus rates for a clean driving record in Columbus.

Annual Columbus, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,153 $2,303 $2,153 $2,153
Farmers $3,287 $4,227 $4,120 $3,961
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,860 $2,141 $3,785 $2,130
Progressive $4,014 $4,698 $4,193 $4,480
State Farm $2,605 $3,004 $2,804 $2,804
Travelers $3,148 $4,103 $5,661 $4,363
USAA $1,765 $2,373 $3,494 $2,020

Find Cheap Columbus, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbus, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbus for less when you shop around and compare rates from multiple Columbus, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbus, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,153
Farmers $4,120
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,785
Progressive $4,193
State Farm $2,804
Travelers $5,661
USAA $3,494

Winners by Category: Where to Buy Cheap Auto Insurance in Columbus, KS

Compare rates from the cheapest auto insurance companies in Columbus, KS for your needs. Take a look at how Columbus, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbus, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Columbus, Kansas Auto Insurance Companies

If you’re looking for the cheapest Columbus, KS auto insurance companies overall, you can compare them here. Find the best price for Columbus, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbus, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,191
Farmers $3,899
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,479
Progressive $4,346
State Farm $2,804
Travelers $4,319
USAA $2,413

What affects Columbus, Kansas auto insurance rates?

Local factors affect auto insurance rates in Columbus, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbus auto insurance rates.

Auto Theft in Columbus

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Columbus, KS auto theft show a total of 6 vehicle thefts annually.

Commute Times in Columbus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbus, KS is 16.9 minutes according to City-Data.

Traffic in Columbus

How is traffic in Columbus, Kansas? Inrix data shows that Columbus, KS traffic makes it the 473rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbus, KS

You can buy cheap Columbus, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbus, Kansas auto insurance quotes from top companies.

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